80-0801 EPD i g0-0801
AGREEMENT
Between
CITY OF ELGIN
And
UNIT #54
POLICEMEN'S BENEVOLENT AND PROTECTIVE ASSOCIATION
1980 - 1981
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TABLE OF CONTENTS
PAGE
Preamble 1
Item 1. Recognition 1
Item 2. Management Responsibilities 1
Item 3. Non-Interruption of Work 1
Item 4. Wages 2
Item 5. Hours of Work and Overtime 3
Item 6. Life Insurance 4
Item 7. Holidays 4
Item D. Uniform Allowance 5
Item 9. Vacations 5
Item 10. Sick Leave 6
Item 11. Separation Pay 8
Item 12. Death of an Employee 8
Item 13. Group Comprehensive Major Medical Insurance 8
Item 14. Grievance Procedure 9
Item 15. Entire Agreement 11
Item 16. Savings 11
Item 17. Board of Fire and Police Commissioners 12
Item 18. Term 12
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AGREEMENT
This Agreement is made by and between the City of Elgin (herein
called "City") and Unit #54 Policemen's Benevolent and Protective
Association (herein called "Association") for and on behalf of all
full-time Police Patrol Officers employed by the City, and sets forth
the wages, hours, and other terms and conditions of employment for
the period December 30, 1979 through December 26, 1981. Each employee
represented by the Association will receive a copy of this Agreement.
Item 1. Recognition
The City recognizes the Association as the sole and exclusive
bargaining representative for all full-time employees holding the
official rank of Police Patrol Officer and for the purpose of negotiating
wages, hours and other terms and conditions of employment.
Item 2. Management Responsibilities
The City shall retain the sole right and authority to operate
and direct the affairs of the City and the Police Department in all
of its various aspects, including, but not limited to, all rights and
authority exercised by the City prior to the execution of this Agreement,
except as modified in this Agreement. Among the rights retained is the
City's right to determine its mission and set standards of service
offered to the public; to direct the working forces; to assign overtime;
to plan, direct, control , and determine the operations or services
to be conducted in or at the Police Department or by employees of the
City; to assign and transfer employees within the Police Department;
to hire, promote, demote, suspend, discipline, or discharge for just
cause, or relieve employees due to lack of work or for other legitimate
reasons; to make and enforce rules and regulations; to change methods,
equipment, or facilities; provided, however, that the exercise of any of
the above rights shall not conflict with any of the specific provisions
of this Agreement. Any matters within the jurisdiction of the Elgin
Board of Fire and Police Commissioners shall not be affected by the terms
of this paragraph.
Item 3. Non-Interruption of Work
The Association, its officers and agents, and the employees covered
by this Agreement, agree not to instigate, promote, sponsor, engage in,
or condone any concerted interruption or work, including, any strike,
stoppage of work, slowdown, sympathy strike, or any other concerted action
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.
.
which results in interruption of operations . Any or all employees who
violate any of the provisions of this Article may be discharged or other-
wise disciplined by the City in accordance with the procedures of the Elgin
Board of Fire and Police Commissioners. The City will not lock out any
employees during the term of this Agreement as a result of a labor dispute
with the Association; however, this provision shall not apply to a reduc-
tion in the work force or layoffs.
Item 4. Wages
The beginning Police Patrol Officer shall start at step one of the
salary range set forth below. He/she will be eligible to advance to step
two of the Police Patrol Officer salary range after six (6) months employ-
ment and will be eligible to advance to further steps in said salary range
at twelve (12) month increments thereafter until reaching the range maximum.
Effective the beginning of the next payroll period immediately following
the ratification of this Agreement by both parties, the monthly and yearly
salary ranges for employees covered by this Agreement and who are on the
payroll on the date this Agreement is ratified by both parties shall be:
I II III IV V VI
1431 1472 1538 1608 1692 1788
17172 17664 18456 19296 20304 21456
Effective June 29, 1980, the base range of employees covered by this
Agreement shall be:
I II III IV V VI
1456 1498 1565 1636 1722 1819
17472 17976 18780 19632 20664 21828
Effective December 28, 1980, the base range of employees covered by
this Agreement shall be:
I II III IV V VI
1554 1599 }67} 1746 1838 1942
18648 19188 20052 20952 22056 23304
Effective June 28, 1981, the base range of employees covered by
this Agreement shall be:
I II III IV V VI
1598 1644 1718 1795 1890 1997
19176 19728 20616 21540 22680 23964
The foregoing salary increases are in addition to all in-range step
increases to which employees may be eligible for an their anniversary dates
during the term of this Agreement.
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Any Police Patrol Officer designated at the discretion of the Police
Chief as a Senior Patrol Officer shall be paid no less than an additional
three and eight tenths percent (3.8%) above his/her step on the monthly
salary schedule for the period of time so designated. Any Police Patrol
Officer designated at the discretion of the Police Chief as an Administrative
Police Patrol Officer shall be paid no less than an additional one and
eight tenths percent (1.8%) above his/her step on the monthly salary
schedule for the period of time so designated.
Employees covered by this Agreement who are still on the active
payroll the beginning of the next payroll period immediately following the
ratification of this Agreement by both parties shall receive a retroactive
payment which shall be made on the basis of the difference between the
pay ranges existing immediately before December 30, 1979 and the above
agreed salary range effective upon ratification for all payroll periods
between December 30, 1979 and said payroll period. For the purpose of
application of the retroactivity provision, no increased adjustments shall
be made for any additional holiday pay or overtime hours worked between
December 30, 1979 and said payroll period.
Item 5. Hours of Work and Overtime
Section a. Application of This Article. This article is intended
to define the normal hours of work and provide the basis for the
calculation and payment of overtime and shall not be construed as guarantee
of hours of work per day or per week, or guarantee of days of work per week.
Section b. Normal Work Period. The normal work period of
employees assigned to work on a twenty-four (24) hour shift operation
(herein called "shift employees") , shall not exceed fourteen (14) days.
The normal work hours shall be based on an average forty-one and one-
quarter (414) hour work week consisting daily of an average eight (8)
hour shift assignment and an average one-quarter (4) hour training period.
The normal work period of all other employees (herein called "non-shift
employees") shall not exceed fourteen (14) days with normal work hours
based on an average forty (40) hour work week.
Section c. Overtime Pay. Employees covered by this Agreement
shall be paid one and one-half times their straight-time hourly rate
of pay based on a forty-one and one-quarter (414) hour average workweek
for all time in excess of twenty (20) minutes following the regularly
scheduled workday or for court calls during non-scheduled work periods,
except for training hours which shall be compensated at the employee's
straight-time hourly rate of pay based on a forty-one and one-quarter
(414) hour average workweek.
For purposes of overtime pay calculations only, the regularly
scheduled work day for shift employees shall terminate eight and one-
quarter (84) hours after the employee is scheduled and required to report
for duty. The regularly scheduled work day for non-shift employees shall
terminate after eight (8) hours of scheduled duty time has elapsed.
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Section d. Court Standby. Employees covered by this Agreement shall
receive $35.00 per day when they are on court standby or their actual
pay for time required to be in court, whichever is greater.
Section e. Callouts. An employee called back to work (including
court calls in other than a court standby situation) while off duty
after having completed his/her assigned work shall receive a minimum
Of two (2) hours compensation, or his/her actual time, whichever is
greater, at one and one-half times the employee's straight-time hourly
rate of pay. This section shall not apply to holdovers.
Section f. Biweekly Pay. The City hall continue its current
practice relating to paying employees biweekly, (i .e. , once every
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two weeks) ; provided that if the City determines changes are necessary,
any such changes shall be reviewed with the Association prior to implementation.
Section g. No Pyramiding. Compensation shall not be paid more
than once for the same hours under any provision of this Article or
Agreement.
Item 6. Life Insurance
At the beginning of the payroll period immediately following the
ratification of this Agreement by both parties, the City shall provide
each employee covered by this Agreement who has been employed full-time
for thirty (30) days or more with a paid $10,000 group term life
insurance policy (including accidental death and dismemberment) .
Item 7. Holidays
The employees covered by this Agreement shall have the following
ten (10) days considered as holidays: New Year's Day; Easter Sunday;
Memorial Day; Independence Day; Labor Day; Columbus Day; Veteran's
Day; Thanksgiving Day; the afternoon four (4) hours on Christmas Eve;
Christmas Day; and the afternoon four (4) hours on New Year's Eve.
Section a. Observance. The standard observance of recognized
holidays will be on the day they occur. However, for non-shift
employees working Monday through Friday, when a holiday falls on a
Sunday, the following Monday shall be observed as the holiday; or when
a holiday falls on a Saturday, the preceding Friday shall be observed
as the holiday, except as provided in Section b of this Item.
Section b. Christmas and New Year' s Eve. In order to implement
the one-half /1/2\ day holiday on Christmas Eve (December 24) and New
Year' s Eve (December 31) , non-shift employees shall be entitled to
the following holiday provision depending on the day of the week on
which Christmas Eve and New Year's Eve falls:
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Day on Which Eves Fall Provision
Monday the full day before Christmas (December 24)
Tuesday, Wednesday, and one-half (2) day on both Christmas Eve
Thursday and New Year's Eve
Friday, Saturday, and Sunday one (1) floating holiday to be taken
between Thanksgiving Day and December 31st.
Section c. Remuneration. All eligible employees shall receive their
regular pay for a holiday if worked or not, and in addition:
1. Non-shift employees who are scheduled to work on an observed
holiday shall receive an additional eight (8) hours pay at
their straight-time hourly rate.
2. Non-shift employees who are not scheduled to work on an observed
holiday but who are called out to work on said holiday shall
be paid in accordance with the callout provisions of Item 5,
Section e.
3. Shift employees shall receive an additional eight (8) hours
pay at their straight-time hourly rate whether worked or not.
Section d. Eligibility Requirements. In order to be eligible for
holiday pay, the employee must work his/her last full scheduled working
day immediately preceding and his/her first full scheduled working day
immediately following the day observed as a holiday, unless the employee's
absence from work is excused by his/her supervisor and is chargeable to
authorized paid leave.
Item 8. Uniform Allowance
Employees covered by this Agreement who have been employed
full-time for ninety (90) days or more shall be eligible for a uniform
allowance as hereinafter set forth. In July, 1980, eligible employees
will receive a uniform allowance payment of $180. In 1981 eligible
employees will receive an annual uniform allowance of $380, with equal
payments of $190 being issued in January and July.
Item 9. Vacations
Employees covered by this Agreement who have been employed by the
City for a period of at least one year shall be entitled to a vacation
as follows:
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Years of Continuous Service Length of Vacation
First (1st) year to eighth (8th) Two (2) weeks - 80 hours
anniversary
Ninth (9th) year to fifteenth Three (3) weeks - 120 hours
(15th) anniversary
Sixteenth (16th) year and over Four (4) weeks - 160 hours
Effective December 28, 1980 the length of continuous service for
three (3) weeks of vacation shall be "Ninth (9th) year to fourteenth
(14th) anniversary" and the length of continuous service for four (4)
weeks of vacation shall be "Fifteenth (15th) year and over".
The employee's anniversary date of continuous employment from the
last date of hire as a full-time employee shall be the basis of calculation
for length of service.
Section a. Accrual . Vacation hours are accrued each bi-weekly pay
period if the employee is paid for a minimum of sixty (60) hours inclusive
of holiday, vacation, sick leave, worker's compensation or authorized leave
"with pay". An employee does not earn vacation hours while he/she is
absent "without leave"; or "leave without pay"; or is using accrued vacation
hours over a period of time upon retirement.
Section b. Vacation Pay. While on vacation, an eligible employee
shall continue to receive his/her regular pay.
Section c. Scheduling. Vacations shall be scheduled insofar as
practicable at times most desired by each employee, with the determination
of preference being made on the basis of an employee's length of continuous
service. It is expressly understood that the final right to designate
the vacation period and the maximum number of employees who may be on
vacation at any one time is exclusively reserved by the Chief of Police
in order to insure the orderly performance of the services provided by
the City.
Item 10. Sick Leave
Employees covered by this Agreement shall earn sick leave by
accumulating the equivalent of one (1) day for each full month of
continuous service or a total of 96 hours per year. Employees may
accumulate sick leave up to a total equivalent of 240 sick days. Sick
leave is an insurance-type benefit that should be used by the employee only
when needed and an employee may charge time for the following reasons:
-- Personal illness or injury
-- Illness or death of a member of the immediate family necessitating
the absence of the employee from his work. (Members of the
immediate family shall include wife, husband, children, mother,
father, sister, brother, mother-in-law or father-in-law) .
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-- Funeral of a close friend or relative. Such leave shall be
limited to travel time and necessary attendance at the funeral .
Section a. Accural . Sick hours are accrued each payroll period
if the employee is paid a minimum of sixty (60) hours work inclusive
of holidays; vacation; sick leave; worker's compensation; or authorized
leave "with pay". An employee does not earn sick hours while he/she is
absent "without leave" ; on "leave without pay" ; or extending out accrued
vacation hours upon retirement.
Section b. Conversion. In recognition of non-use of sick leave,
employees may convert accumulated sick leave for additional vacation
leave or for severance pay. Such conversion shall be at the rate of three
(3) days of sick leave for one (1) vacation day or one (1) day of severance
pay.
(1) Vacation leave conversion requires an accumulation of sick leave
of over 60 accrued sick days which is the equivalent of 480 hours
of sick leave. Such conversion is limited to a maximum of five
(5) days of vacation leave in any one year.
(2) Retirement or severance pay is predicated on leaving the City's
employment in good standing and requires an accumulation of
sick leave of over 90 accrued sick days which is the equivalent
of 720 hours of sick leave. Such conversion is limited to a
maximum of 20 days of 160 hours upon separation.
(3) In the process of converting sick leave to additional vacation
of severance pay, the remaining balance of unused sick leave
may not total less than the required base accumulations of
60 or 90 days.
Section c. Disability. Any employee who is ill or physically unable
to perform his/her duties and has used all his/her accumulated sick leave
and vacation leave shall be placed on a disability leave for a period of
six (6) months. While on such disability leave the employee shall be
continued to be covered by the City on the hospitalization and life insurance
programs but shall not be eligible for additional accrual of sick leave and
vacation leave. Seniority shall continue to accrue while on such leave.
Section d. Injury or Surgery. An employee on sick leave who is
absent from work because of a severe injury or surgery; or an employee
on disability leave, must present, before returning to work, a written
statement by a physician certifying that he/she is capable of so returning
to work and resuming his/her full duties. This statement must be brought
to the Personnel Office before authorization is given the employee to
return to work.
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Section e. Personal Day Reward. For employees covered by this
Agreement if the total hours of sick leave used by said employees during
the 1980 payroll year is reduced to less than sixty percent (60%) of the
total hours of sick leave accrued by said employees during the 1980 payroll
year, all employees on the payroll at the conclusion of the 1980 payroll
year shall be eligible for and observe one (1) personal day during the
1981 payroll year. Any such time off for a personal day shall be
scheduled with the approval of the Chief of Police.
If the level of sick leave usage by said employees continues at
a level less than sixty percent (60%) for the 1981 payroll year and any
succeeding payroll year, said employees shall continue to be eligible
for one (1) personal day in the subsequent payroll year as prescribed in
this section.
Should the level of sick leave usage by said employees be further
reduced an additional ten percent (10%) from the total hours of sick
leave accrued by said employees for the 1980 or any succeeding payroll
year, employees shall be eligible for an additional personal day in
the subsequent payroll year for each such additional ten percent (10%)
reduction.
Item 11. Separation Pay
All regular employees separating from the City service in good
standing are eligible for payment of all accrued vacation hours and
severance pay pursuant to Item 10, Section b(2) .
Item 12. Death of an Employee
Upon the death of an employee, the employee's spouse, legal heir, or
executor of his/her estate shall receive conpensation for all unused
vacation leave, all eligible severance pay pursuant to Item 10, Section
b(2) above and the balance of the period's compensation of the period
in which the employee died.
Item 13. Group Comprehensive Major Medical Insurance
The City will pay the cost of the premium for the group comprehensive
major medical insurance plan currently in effect for each employee
including his/her dependents covered by this Agreement who has been employed
full-time for thirty (30) days or more.
The City retains the right to change insurance carriers or otherwise
provide for coverage (e.2. , self-insurance) as long as the level of benefits
remains substantially the same, with benefit changes to be reviewed with
the Association prior to implementation.
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Section a. Retiree Participation. An employee who retires with at
least twenty (20) years of full-time active service with the City can elect
to continue in the group medical plan upon retirement. Said participation
shall be available only as continuous coverage and with the retiree paying
150% of the applicable premium, payable in advance on a quarterly basis or
through any available monthly pension deduction. If a retiree fails to
make the applicable quarterly payment by the beginning of the quarter or
discontinues the pension deduction, coverage will be terminated. The right
of a retiree to continue coverage under the provisions of this item shall
terminate when the retiree (1) reaches the age of 65, (2) becomes eligible
for Medicare, or (3) on the effective date of group medical coverage at a
new place of employment, whichever occurs earlier.
Item 14. Grievance Procedure
Section a. Definition of a Grievance. A grievance for the purpose
of this Agreement is defined as a difference of opinion between an employee
covered by this Agreement and the City with respect to the meaning or ap-
plication of the express terms of this Agreement.
Section b. Grievance Procedure. Recognizing that any grievances should
be raised and settled promptly, a grievance must be raised within seven (7)
calendar days of the occurance of the grievance or within seven (7) calendar
days after the employee, through the use of reasonable diligence, should have
obtained knowledge of the occurence of the grievance. A grievance shall be
processed as follows:
STEP 1: Verbal to Direct Supervisor. By the discussion between the
employee and the Direct Supervisor. The Direct Supervisor
shall answer verbally within seven (7) calendar days of this
discussion.
STEP 2: Appeal to Deputy Chief. If the grievance is not settled in
Step 1, the aggrieved employee within seven (7) calendar
days following receipt of the Direct Supervisor's answer
shall file with the Deputy Chief for Operations a written
grievance signed by the aggrieved employee and the appropriate
association representative, if so requested by the employee,
on a form provided by the City setting forth the complete
facts on which it is based, the specific contract provision(s)
allegedly violated, and the relief sought. The employee and
the Association representative, if so requested by the em-
ployee, will discuss the grievance at a mutually agreeable
time with the Deputy Chief, or his designee. The Deputy
Chief for Operations, or his designee, shall give a written
answer in seven (7) calendar days after receipt of the
written grievance. If the grievance is denied, the specific
reason or reasons shall be set forth.
STEP 3: Appeal to Chief. If the grievance is not settled in Step 2
and the aggrieved employee and the Association decide to
appeal , the Association shall , within seven (7) calendar
days from receipt of the Step 2 answer, file with the Chief
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an appeal signed by the aggrieved employee and the appro-
priate Association representative. The Association repre-
sentative and the Chief, or his designee, will discuss the
grievance at a mutually agreeable time. If no agreement is
reached in such discussion, the Chief, or his designee, will
give his answer in writing within seven (7) calendar days of
the discussion. If the grievance is denied, the specific
reason or reasons shall be set forth.
STEP 4: Appeal to City Manager. If the grievance is not settled in
Step 3 and the Association decides to appeal , the Association
shall , within seven (7) calendar days after receipt of the
Step 3 answer, file a written appeal with the City Manager.
A meeting between the City Manager, or his designee, and
the appropriate Association representative will be held at a
mutually agreeable time. If no settlement is reached at
such meeting, the City Manager, or his designee, shall give
his answer in writing within (10) calendar days of the meeting.
If the grievance is denied, the specific reason or reasons
shall be set forth.
STEP 5: Arbitration. If the grievance is not settled in accordance
with the foregoing procedure, the Association may refer the
grievance to arbitration by giving written notice to the
City Manager within ten (10) calendar days after receipt of
the City's answer in Step 4. The parties shall attempt to
agree upon an arbitrator promptly. In the event the parties
are unable to agree upon an arbitrator, they shall jointly
request the Federal Mediation and Conciliation Service to
submit a panel of five (5) arbitrators. The Association
shall strike two (2) names and the City shall then strike
two (2) names ; the person whose name remains shall be the
arbitrator; provided, that either party, before striking
any names, shall have the right to reject one panel of
arbitrators. The arbitrator shall be notified of his selec-
tion by a joint letter from the City and the Association re-
questing that he set a time and place for hearing, subject
to the availability of the City and Association representatives.
The arbitrator shall have no authority to amend, modify, nul-
lify, ignore, add to, or subtract from the provisions of this
Agreement. He shall consider and decide only the specific
issue(s) submitted to him and his opinion shall be based
solely upon his interpretation of the meaning or application
of the terms of this Agreement to the facts of the grievance
presented. Where the parties mutually agree in writing,
more than one grievance may be submitted to the same arbi-
trator. The decision of the arbitrator shall be final and
binding. The costs of the arbitration proceeding, including
the fee and expenses of the arbitrator, shall be borne
equally by both parties; provided, however, that each party
shall be responsible for compensating its own attorneys,
representatives, or witnesses.
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Section c. Time Limits. No grievance shall be entertained or
processed unless it is filed within the time limits set forth above. If
a grievance is not appealed within the time limits for appeal set forth
above, it shall be deemed settled on the basis of the last answer of the
City. If the City fails to provide an answer within the time limits so
provided, the Association may immediately appeal to the next step. The
parties may mutually agree in writing to extend any time limits.
Section d. Investigation and Discussion of Grievances. Unless
specifically provided otherwise in this Agreement, all grievance discussions
and investigations shall take place in a manner which does not interfere
with the City operations.
Section e. Board of Fire and Police Commissioners. It is expressly
understood that matters subject to the Board of Fire and Police Commissioners
or matters which may be appealed to the Board of Fire and Police Commissioners
are not subject to this grievance procedure and that the sole recourse
for such matters is with the Board of Fire and Police Commissioners.
Item 15. Entire Agreement
The parties acknowledge that during negotiations which resulted in
this Agreement, each had the unlimited right and opportunity to make
demands and proposals with respect to any subject or matter not removed by
law from the area of collective bargaining, and that the understandings
and agreements arrived at by the parties after the exercise of that right
and opportunity are set forth in this Agreement. Therefore, the City and
the Association, for the duration of this Agreement, each voluntarily and
unqualifiedly waives the right, and each agrees that the other shall not
be obligated, to bargain collectively with respect to any subject or matter
referred to, or covered in this Agreement, or with respect to any
subject or matter not specifically referred to, or covered in this
Agreement, even though such subjects or matters may not have been within the
knowledge or contemplation of either or both of the parties at the time
they negotiated or signed this Agreement. This Agreement may only be
amended during its term by the parties' mutual agreement in writing.
Item 16. Savings
If any provision of this Ageeement is subsequently declared by
legislative or judicial authority to be unlawful , unenforceable, or not
in accordance with applicable statutes or ordinances, all other provisions
of this Agreement shall remain in full force and effect for the duration
of this Agreement, and the parties shall promptly meet for the purpose of
negotiating a lawful substitute provision.
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Item 17. Board of Fire and Police Commissioners
It is understood that to the extent that such matters as selection,
promotion, suspension or discharge are subject to the jurisdiction of the
Board of Fire and Police Commissioners, such matters are not subject to
this Agreement. It is further understood that nothing in this Agreement
shall limit the right of the Chief of Police to suspend a member of the
Police Department in accordance with applicable law. Nor shall this
Agreement limit whatever right an employee so suspended may have to appeal
to the Board of Fire and Police Commissioners within 24 hours after such
suspension for a review thereof.
Item 18. Term
Unless specifically provided otherwise, this Agreement shall be
effective as of the date it is ratified by both parties and shall remain
in full force and effect until the 26th day of December, 1981. It shall
be automatically renewed from year to year thereafter unless either party
shall notify the other in writing seventy-five (75) days prior to the
expiration date set forth above or each yearly period thereafter if
applicable. If either party submits such written notice, the parties'
designated representatives shall immediately commence negotiations.
Notwithstanding the expiration date set forth above, this entire Agreement
shall remain in full force and effect during the period of negotiations and
until a successor agreement is ratified by both parties.
If the parties fail to reach agreement after having, in good faith,
made every effort to reach agreement through bargaining and it is evident
to the parties that an impasse exists, either party may request the
Federal Mediation and Conciliation Service to appoint a mediator to assist
the parties to resolve the item or items in dispute.
EXECUTED THIS day of , 1980 after approval by
the City Council , City of Elgin and after ratification by the Association
membership.
FOR HE CITY,
Attest:
By _ , , ka&
dManager
City Clerk
FOR THE ASSOCIATION,
Attest:
/ By , C-
-cretary
President
February 7, 1980
MEMORANDUM
TO: Richard Tucker, President
Unit #54, P.B.P.A.
FROM: Leo Nelson, City Manager
SUBJECT: Side Agreement
As part of the negotiated agreement between Unit #54, Policemen's Benevolent
and Protective Association and the City of Elgin is the adoption of the Com-
prehensive Major Medical insurance program. This is the same program as was
adopted by management employees last year. The Schedule of Benefits for
employees and their dependents includes:
Major Medical Expenses
Aggregate Benefit $ 250,000
Nervous and Mental Disorders (Calender year maximum) $ 10,000
Automatic Annual Restoration of Aggregate $ 2,000
Deductible $ 100
Accumulation Period Calender Year
Insured Percentage 80% *
Co-insurance Limit $ 500
Hospital Room and Board Semi-Private
Convalescent Home Limit Sixty-Days
Accident Expense Benefit $ 300 **
* 50% instead of 80% will be paid toward out-of-hospital expense
incurred for mental illness and nervous disorders
** Coverage for charges incurred within three months of any individual
accident not subject to deductible or coinsurance provisions.
These Benefits will be the standard schedule when reference is made to the
City of Elgin's Comprehensive Major Medical program.
Leo Nelson