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HomeMy WebLinkAboutG70-02Ordinance No. G70 -02 AN ORDINANCE AMENDING AN ORDINANCE ESTABLISHING A PROGRAM FOR CONTINUATION OF HEALTH INSURANCE WHEREAS, it is necessary and desirable to amend the ordinance which established a program for the continuation of group health insurance by certain officers and employees who terminate their employment with the City of Elgin. NOW, THEREFORE, BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF ELGIN, ILLINOIS, that Ordinance No. G6 -97 passed on February 12, 1997, be and is hereby amended to read as follows: "Section 1. That there is hereby established a program for the continuation of the group health insurance benefits of certain officers and employees whose employment is terminated. Section 2. That upon termination of employment the following officers and employees may continue participation in the city's group health insurance plan: A. Retiring officers or employees who are eligible for the immediate receipt of retirement pension benefits under the Pension Code of the State of Illinois. B. Officers or employees who have been employed by the City of Elgin upon retirement after twenty years or more. C. Elected officers, city clerk, city manager and department heads upon retirement at age 55 or over. Section 3. That eligible officers and employees who elect to continue participation in the city's group health insurance plan shall make payment of a monthly premium equal to the cost of equivalent coverage provided to covered employees who continue to be employed, except as otherwise provided herein. Section 4. That payment of premiums shall be made in the following manner: A. Premiums shall be paid monthly and shall be due and payable five (5) days prior to the date for which the payment is to be applied. Failure to timely pay said monthly payment shall result in the automatic removal from the group health insurance program. Any person so removed shall not be entitled to reinstatement or any further benefits under this program. B. Upon reaching the age of 60, officers and employees who have continued to participate in the city's group health insurance program as permitted by this ordinance shall be entitled to continued participation in the program pursuant to sub - paragraphs (C) and (D) hereof. Any person who retires before the age of 60 and fails to participate on a continuous basis in the city's group insurance program until attaining age 60 shall not be eligible to continued insurance benefits as provided in subparagraphs C and D or in Section 5. C. Retirees who retire on or after their 60th birthday, or upon qualifying for retirement, or who retire after twenty (20) years or more of service and continue to participate in the City's group health insurance program until they reach the age of 60, shall continue to participate in such program, at no cost the retiree, up to a maximum of twenty -four (24) months from the date of reaching the age of 60 or from the date of retirement, which ever occurs later. Notwithstanding anything to the contrary in this subparagraph C, the participation in this insurance program as provided in this subparagraph C shall cease on the expiration of twenty -four (24) months or upon the retiree reaching the age of 65 or upon becoming eligible for participation in Medicare, which ever occurs first, or upon the retirees death. D. Provided continued participation has not ceased, expired or been terminated pursuant to this ordinance, retirees may continue to participate on a shared cost basis in the city's group health insurance program after the expiration of the twenty -four (24) month no cost period specified in the preceding subparagraph. The retiree's shared cost contribution shall be based on one -half of the then current monthly premium at the time of payment and such continued participation shall cease upon failure to make timely payment, death or at age 65, whichever occurs first. Section. 5. Provided continued participation has not ceased, expired or been terminated pursuant to this ordinance or otherwise, retirees may continue to participate in the city's group health insurance program upon said retiree reaching the age of 65 or upon becoming eligible for participation in Medicare, whichever occurs first. The retiree shall pay 100% of the applicable premium. If a retiree fails to make the applicable monthly payment by the beginning of the month, coverage will be terminated. The right of a retiree to continue coverage under the provisions of this section shall terminate when the retiree (1) returns to active service, (2) exercises any pension refund option available or accepts any separation benefit, (3) loses his /her rights to pension benefits, or (4) dies." Section 6. That the terms of this ordinance shall not be construed to create any vested rights in any person not participating in the program and this ordinance may be amended or repealed at any time and without notice. Section 7. That all ordinances or parts of ordinances in conflict with the provisions of this ordinance be and are hereby repealed. Section 8. That this ordinance shall be in full force and effect from and after its passage and publication in the manner provided by law. Ed Scnock, Mayor Presented: October 9, 2002 Passed: October 9, 2002 Omnibus Vote: Yeas: 7 Nays: 0 Recorded: October 10, 2002 Published: October 11, 2002 Attest: Dolonna Mecum, City Clerk