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HomeMy WebLinkAbout98-304 Resolution No. 98-304 RESOLUTION OF INTENTION TO ISSUE INDUSTRIAL DEVELOPMENT REVENUE BONDS OF THE CITY OF ELGIN, ILLINOIS, TO FINANCE THE ACQUISITION OF MANUFACTURING EQUIPMENT AND OTHER CAPITAL PROJECTS FOR MG CAPITAL, LLC WHEREAS, MG Capital, LLC (the "Company" ) has proposed either individually or through an affiliate to finance the acquisition of manufacturing equipment and other capital projects (the "Project" ) , and proposes that the City of Elgin, Illinois (the "Issuer" ) issue its industrial development revenue bonds for the benefit of the Company, an affiliate or a subsidiary thereof in an aggregate principal amount not to exceed $4 , 300, 000 (the "Bonds" ) to provide financing for the Project; and WHEREAS, the Issuer has caused to be prepared a Memorandum of Agreement under the terms of which the Issuer agrees, subject to the provisions of such Memorandum of Agreement, to begin the proceedings necessary to issue its revenue bonds to provide financing of the Project. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF ELGIN, ILLINOIS : 1 . That the Mayor of the Issuer is hereby authorized to execute a Memorandum of Agreement with the Company in substantially the form presented to this meeting, or with such changes therein as shall be approved by the Mayor upon execution of the same. 2 . That the officials, officers and employees of the Issuer are hereby authorized to take such further actions as is necessary to carry out the intent and purpose of this Resolution ( including, but not limited to, publishing notice of any public hearing necessary to permit the Issuer to issue the Bonds for the Project) and to cause not more than $4 , 300, 000 of the Bonds to be issued upon the terms and conditions stated in such Memorandum of Agreement, which Memorandum of Agreement is hereby made a part of this Resolution. 3 . That it is the intention of the Issuer that this Resolution constitute an "official intent" to issue the Bonds within the meaning of Section 1 . 150-2 of the Income Tax Regulations prescribed by the United States Treasury Department. 4 . That this Resolution shall be in full force and effect immediately upon its adoption and approval . s/ Kevin Kelly Kevin Kelly, Mayor Presented: December 16 , 1998 Adopted: December 16, 1998 Omnibus Vote: Yeas 6 Nays 0 Attest: s/ Dolonna Mecum Dolonna Mecum, City Clerk • MEMORANDUM OF AGREEMENT THIS MEMORANDUM OF AGREEMENT is between the City of Elgin,Illinois(the "Issuer") and MG Capital,LLC(the"Company"). 1. Preliminary Statement. Among the matters of mutual inducement which have resulted in this Agreement are the following: and (a) The Issuer is a home rule unit under the Illinois onstitution of revenue bonds9foo,the purpose s such is authorized and empowered to issue industrial development of financing costs of the acquisition,purchase, construction,rehabilitation,redevelopment or extension of public, commercial and industrial projects in order to encourage and promote the retention and expansion of existing public,commercial and industrial business within the Issuer and the attraction of new facilities to the Issuer. (b) The Company wishes either individually or through an affiliate or subsidiary to acquire manufacturing equipment and engage in other capital projects (the"Project")to be located at 970 East Chicago Street, in the City of Elgin,Illinois, and has proposed that the Issuer issue its industrial development revenue ue bonds the amountProject not to exceed$4,300,000 (the`Bonds")to finance all or a portionof costs (c) The Bonds shall be limited obligations of the Issuer payable solely out of the revenues and receipts derived from the trust estate established under a loan agreement,an indenture of trust, a bond purchase agreement or any similar document pursuant to which the Bonds arc to be issued;the Project shall be financed by means of a loan of the proceeds of the Bonds to the Company, an affiliate or a subsidiary thereof, and the Company, an affiliate or a subsidiary thereof shall agree to make payments which in the aggregate are sufficient to pay the principal and purchase price of,and premium, if any, and interest on, the Bonds. No holder of any of the Bonds shall have the righ�°compel any exercise of the taxing power mdebtedness or a loan of creditof the Issued the Issuer,and the bonds shall not constitute within the meaning of any constitutional or statutory provision. 2. Undertakings on the Part of the Issuer. Subject to the conditions above stated,the Issuer agrees as follows: (a) That it shall begin the proceedings necessary to authorize the issuance and sale of the Bonds in an amount not to.exceed$4,300,000. (b) That if satisfactory purchase arrangements for the Bonds can be made by the Company, the Issuer shall adopt such proceedings authorizing the execution of such documents as may be necessary or advisable for shall be authorized bye authorization, sla wand on terms ce and sale of the Bonds and the financing of the Project, mutually satisfactory to the Issuer and the Company. (c) That, if the Issuer issues and sells the Bonds, the financing fnanc egneh ll that the shalltheProject, andthe aggregate payments (i.e., amounts to beaby the Company and used by the Issuer to C.NWindoWs\TEMZKI3 Memorandum of AQ,ecmrncdoc pay• • the principal rinci al of, interest and redemption premium, if any, on the Bonds) payable under the instruments whereby the Project shall be financed shall be such sums as shall be sufficient to pay the principal of, interest and redemption premium, if any, on the Bonds as and when the same shall become due and payable. (d) That it shall take or cause to be taken such other acts and adopt such further proceedings as may be required to implement the aforesaid undertakings or as it may deem appropriate in pursuance thereof. 3. U_ndertakinas on the Part of the Companv. Subject to the conditions above stated, the Company agrees as follows: (a) That it shall use all reasonable efforts to find one or more purchasers for the Bonds prior to the issuance and sale thereof by the Issuer. (b) That contemporaneously with the delivery of the Bonds the Company, an affiliate or subsidiary thereof shall enter into a loan agreement with the Issuer, under o pay sums of obligate which the Company, an affiliate or subsidiary thereof shallb sufficient in the aggregate to pay wh pn rincipal and dshallcbe become due of, arad payable. The any, and interest on, the Bonds as and Company, an affiliate or subsidiary thereof erI of shall all also with the Buch agreement to pay all reasonable fees and expenses incurred (c) That during the period beginning on the date of the sale and delivery of the Bonds by the Issuer to the purchasers thereof and ending three years thereafter,the Company(i) shall furnish upon request of the Issuer, certain information relating to the Project,including but not limited to,the numbers and types of jobs and employment opportunities which have been created or maintained within the Issuer as a result of the Project, and(ii) shall permit any duly authorized agent of the Issuer to enter upon and inspect the Project during regular business hours upon reasonable notice,al books to �reo ree c copy at the rincipords other documents ffihe ofce of the Company during regular business hour Company relating to expenditures from the Bonds proceeds for the Project and the numbers and types of jobs at the Project. may (d) That it shall take such further action andr adopt it such deem appropriate in proceedings rsuancee required to implement its aforesaid undertakings thereof. 4. General Provisions. (a) All commitments under paragraphs such other dat 2 and 3 hereofe as shall be mutuallye subject to the that on or before two years from the date hereof(oran affiliate or satisfactory to the Issuer and the Company), the Issuer and the Company, subsdiary thereof shall have agreed to mutually ofl�e Bonds acceptable andterms other instruments is or proceedins of the ngs agreement referred to in paragraph 3, an relating to the Bonds. 2 f (b) If the events set forth in part(a) of this paragraph do not take place within the time set forth therefor or any extension thereof, and the Bonds in an amount of approximately the amount stated above are not issued and sold within such time, the Company agrees that it shall reimburse the Issuer for all reasonable out-of-pocket expenses which the Issuer may have incurred at the Company's request arising from the execution of this Agreement and the performance by the Issuer of its obligations hereunder,and this Agreement shall thereupon terminate. IN WITNESS WHEREOF, each party hereto has caused this A eement to be duly1998. executed on its behalf by its duly authorized representative as of the day of CITY OF ELGIN,ILLINOIS By: Mayor ATTEST: $WAAA-v4.2 City Clerk MG CAPITAL, LLC 3 ` OFE(C, O 00'WM.,'�1 Agenda Item No, ` / �' ,�; City of Elgin - ti November 20 , 1998 TO: Mayor and Members of the City Council FROM: Joyce A. Parker, City Manager SUBJECT: Inducement Resolution with Summit Finishing of Elgin for the City' s 1999 Annual Industrial Revenue Bond Authority PURPOSE The purpose of this memorandum is to pr esent to the Mayor and members of the City Council a request from Summit Finishing for $4 . 3 million of 1999 Industrial Revenue Bond (IRB) author- ity. BACKGROUND The City has received a request regarding the availability of IRBs for business expansion from Summit Finishing in the amount of $4 . 3 million. The principal product manufactured by Summit Finishing is a tin metallization system primarily for use in automotive interconnect applications . This process is relatively new to the North American automotive industry, but has been a stan- dard product in the Japanese market for over 15 years . Japanese competitors have been entering the U. S. market with this technology. Summit Finishing of Elgin intends to offer an American competitor to capture a large share of this growing market segment . It is estimated that the North American market for the tradi- tional metallized tin technologies is at $182 million, with an additional $9 million presently using the tin metallization processes . The overall market for metallized tin products, however, has been growing at an annual rate of over 405t- for the past four years . This trend is expected to continue and accelerate over the next five years as connector designs using the metallized tin system become standard in new automotive applications . In 1998 , Amax Plating, Inc . , a sister company of Summit Finishing, used bond funds to purchase and install new plating equipment at their facility located at 970 East Chicago Street . Amax Plating is in the business of reel-to-reel plating of precious and non-precious metals . The components produced are used in all interconnection applications . Amax Inducement Resolution/Summit Finishing November 20 , 1998 Page 2 occupies a land site of 230 , 694 square feet in four buildings totalling 48 , 680 square feet . Amax had given serious consid- eration to relocating its facility outside of Illinois . The availability of IRB funding for the new plating equipment relieved pressures to relocate the Elgin Operation. MG Capital, the holding company for Amax Plating and Summit Finishing, hopes to build upon the success of the relationship between MG Capital, Amax Plating and the City of Elgin. MG plans to purchase Summit Finishing of Indianapolis and relo- cate the company to Elgin. The plant, currently located in Indianapolis, is equipped with over $3 million in the latest electroplating technology. The corporation has been unable to meet profitability targets . MG Capital plans to purchase the assets of this two-year-old business and start a new business, Summit Finishing of Elgin, Inc . This new company will address a market segment, automo- tive interconnect electronics, which does not fit with Amax Plating' s present capabilities or plans . MG Capital plans to bring the new business to Elgin. This new business is based on technology and assets that fit with MG' s present plating operations in Elgin. The plan requires use of a portion of Amax' s present plant and sharing its advanced wastewater treatment facilities . The plan for Summit Finishing of Elgin calls for substantial job creation in Elgin. In order to take advantage of the experience in operating the tin metallization equipment, three managers and two production supervisors will be transferred from the current Indianapolis operations to the new Elgin- based business . With the start-up of the new business in Elgin, 35 new full-time employees will be added, two in managerial functions, four additional production supervisors, three clerical employees and 26 direct production employees . Within two years of operations, the company' s business plan forecasts the addition of 11 new full-time positions being added. This is a total addition of 51 jobs to the Elgin employment base . MG' s business plan calls for joint financing, equity invested by MG Capital coupled with the proposed Industrial Revenue Bonds . The cost of acquiring and installing the operating assets, namely four tin metallization electroplating lines, is in excess of $5 . 2 million. This figure includes equipment acquisition costs, the modification and expansion of one building at Amax' s present site, the relocation and installa- tion of the equipment, as well as costs associated with lease termination in Indianapolis . There are additional capital requirements associated with establishing Summit Finishing of Elgin, including severance costs for current Indianapolis employees, locating, hiring and training costs for new employ- ees, and working capital investments to support growth before the operation achieves self-sustaining profitability. MG • Inducement Resolution/Summit Finishing November 20, 1998 Page 3 Capital estimates that total investment will amount to $8 million in the first two years of operation. This level of investment cannot be financed using only equity and tradition- al sources of capital (such as bank debt) . Therefore, $4 . 3 million if IRB funding is required to complement nearly $4 million of equity slated for investment into the business . MG Capital has committed to upgrading the quality of the expanded plant to include a pre-cast concrete or brick struc- ture (see Attachment C) . In addition, Summit Finishing has committed to hiring most of their new employees from Elgin. The IRB request of $4 . 3 million represents the City of Elgin' s capacity as granted by the state for fiscal year 1999 (July 1, 1998 through June 30 , 1999) . Elgin' s IRB capacity will be relinquished if not used by May 10, 1999 . Staff has been in contact with local lending institutions and is not aware of any other candidates for IRB use at this time . COMMUNITY GROUPS/INTERESTED PERSONS CONTACTED None . FINANCIAL IMPACT All costs pertaining to the IRB issuance will be borne by Summit Finishing. Attached are the IRB Application (Attach- ment A) and an analysis performed by Speer Financial, Inc . (Attachment B) . `� , ,, / LEGAL IMPACT �V None . ALTERNATIVES 1 . Authorize Summit Finishing to use $4 . 3 million of the City' s IRE capacity. 2 . Deny the request by Summit Finishing to utilize $4 . 3 million of the City' s 1999 IRB capacity. RECOMMENDATION Speer Financial, Inc. has found the Summit Finishing operation to be financially marginal for the next few years . However, the bonds are to be secured by liens on the equipment and the IRB project will enhance the joint existing business with Amax Plating. Speer finds this a reasonable project and the financing an acceptable one based on the lender obtaining various security interests in the equipment and cash flow. Inducement Resolution/Summit Finishing November 20 , 1998 Page 4 Coupled with the fact that MG Capital has agreed to hire the bulk of their new employees from within the corporate limits of Elgin and will enhance the quality of the exterior finish of the new construction at the site, staff would recommend that an inducement resolution be adopted for Summit Finishing in the amount of $4 . 3 million in Industrial Revenue Bonds . Respectfully submitted, h-ea__ A. 90....L.7665 Joyce A. Parker City Manager amp Attachment A - IRB Application • City of Elgin Application for Industrial Revnue Bond Financing for Summit Finishing of Elgin, Inc. Business Name: Summit Finishing of Elgin,Inc. Address: 1000 East Chicago Street City, State: Elgin IL Representative: Antonio Gracias/Marc Stein Telephone: 312-329-1800 FAX 312-329-1563 Federal Tax ID Number: To Be Assigned Amount of Proposed Bond Issue: $4.3 Million Name of Bond Purchaser: To Be Determined Form of Organization of Borrower: Corporation Name of Bond Counsel: To Be Determined Name of Corporate Lawyer: Afridi &Angell Proposed Use of Proceeds: Facility improvements and the purchase and installation of new plating equipment Is Proposal a new facility? No Is the proposal Industrial/Commercial/Retail? Industrial What is the principal product of the company? Summit Finishing of Elgin is in the business of electroplating non-precious metals for use in automotive interconnect applications using the Tin Metallization®process. What are the proposed financing arrangements? Private placement of bond. Give the approximate dates of construction? February 1999—December 1999 • City of Elgin Application for Industrial Revnue Bond Financing for Summit Finishing of Elgin, Inc. ECONOMIC A. Project Costs Construction Costs -Facility Rehab $334,600 -Building Addition $325,000 Financing Costs $159,409 Equipment Costs $4,149,607 Land $N/A Architectural $36,400 Legal $60,000 Other $468,000 TOTAL PROJECT COSTS $5,533,016 B. Financial Stability(provide the following) Prospectus Reports to stockholders 5 Years independently audited financial statements Most recent interim financial report Dun&Bradstreet report Name and address of project lender To Be Determined Commitment letter of financing (Including length of commitment) Name, address and contact of bond purchaser To Be Determined Estimated tax yield to city_ $79,156 Annually Estimated increased payroll $1,600,000 Estimated assessed value of additional and total real property $659,600 Number of years in business 2 years(Founded December 1996) Is any litigation pending by or against company? Yes X No Type of Product: Reel-to-Reel and Barrel plating.Use of Tin Metallization®process. City of Elgin Application for Industrial Revnue Bond Financing for Summit Finishing of Elgin, Inc. Description of Product: Summit Finishing of Elgin is in the business of providing, plating processing services for the automotive interconnection industry. Using Barrel and Reel-to-Reel techniques we plate Copper,Nickel.Tin and Tin-Lead Alloys, onto customer supplied materials using custom designed equipment. • Market Area Served: We serve the North American automotive industry. B. Employment A. Number of Current Employees (To be transferred from Indianapolis operations): Full Time: 2 Part Time: 0 Managers: 3 Employees living in Elgin: 0 B. Number of new jobs created/retained(please specify) Permanent Full Time: 35 Created, 5 Retained/Relocated Permanent Part Time: Seasonal/Temporary: C. Types of new jobs created/retained: Clerical: 3 Created Labor: 26 Created Supervisory: 4 Created,2 Retained/Relocated Managerial 2 Created, 3 Retained/Relocated D. Average Employee Salary(Proposed): $40,000 Per Year E. Yearly Payroll(Proposed): $1,600,000 F. Employee Skills Required: Basic math skills,basic chemistry,blueprint reading, attention to detail,teamwork skills and mechanical aptitude. City of Elgin Application for Industrial Revnue Bond Financing for Summit Finishing of Elgin, Inc. II. ENVIRONMENTAL Note: Summit Finishing of Elgin plans to use capacity within AMAX Plating's current waste treatment system to process its industrial wastes. AMAX is presently implementing an upgraded waste treatment system that will incorporate industrial waste water recycling to conserve water and minimize pollution. AMAX has been working with the Illinois Waste Management and Research Center and has applied for State of Illinois grants and loans to support the implementation of this upgraded system. The items noted below are based upon the use of AMAX's system to process the industrial waste of Summit Finishing of Elgin. A. Plant: 1. Location: 1000 East Chicago Street in Elgin IL 2. Land Size: 72,256 ft2 - 3. Present Plant: 9,560 ft2 4. New Plant: 14,560 ft2 5. Land Coverage: 20.1% B. Pollution: 1. Water/Sewer effluent: 500 gal/day Domestic 30,000 gal/day Industrial None Unusual Wastes 2. Air/Foreign or toxic substances: Copper 3. Odors: None 4. Glare: None 5. Noise: None 6. Pollution devices required: The facility possesses a 24 hour capable water sampling device in its sewer to monitor effluent discharge for local POTW.The current Amax Plating Inc. system incorporates devices necessary to keep water discharge characteristics within control limits for the POTW. 7. According to City Engineer, are there adequate number of Water and Sewer Connection to the Site? X Yes No City of Elgin Application for Industrial Revnue Bond Financing for Summit Finishins? of Elgin Inc. III. COMMUNITY SERVICES A. Traffic 1. Number of Vehicles into Site per day: Trucks: 8 Cars: 40 Other Vehicles: N/A 2. Ability of Street to Carry Additional Load a. Access- Sketch of ingress/egress patterns b. Safety-Plans to facilitate any substantial traffic movement • B. Utility Requirements 1. Water used per day: 30 500 gallons Fire protection adequate?Fire extin uishers are located throughout the facili Additional water or sewer requirements: (i.e.pretreatment,extensions)Pretr_ e t e ui ment as described in Environmental Sec.B Question 6. ica 2. Type of Sewage: Sewage besides sanita /domestic is industrial. nickel and 0 3 Industrial a m lead ll ranses between 6-9 H containm about 1 m co er 0. Industrial sews a is rinse water from our rocess and retreated waste water from our rod cess' 3. A. Projected annual electrical usage: 2A Million KWH Per Year B. Projected annual gas usage: 5.000 DTherms Per Year C. Schools:Not Applicable IV. COMMUNITY INVOLVEMENT 1. Past activities: There is no histo since this is a new business. yourcompany will com any support local civic activities:We look fo to become klood within orate the community on charitable volunteer and other causes. Our oal is citizen of Elain. City of Elgin Application for Industrial Revnue Bond Financing for Summit Finishing of Elgin, Inc. All supportive financial documents and information required by the City of Elgin must be supplied before application will be considered by the City Council of the City of Elgin. We agree to all the conditions as specified in applicable city ordinances. Signed: Signed: Title: President Title: Chief Corporate Officer Chief Financial Officer Date: Attachment B - Financial Analysis of IRB Application • DRAFT November 18, 1998 The Honorable Kevin B. Kelly and Members of City Council City of Elgin 150 Dexter Court Elgin, IL 60120 Dear Mayor and Council: Pursuant to the request of the City, Speer Financial, Inc. has reviewed the industrial revenue bond application, and supporting documentation including unaudited financial reviews, of MG Capital on behalf of Summit Finishing Company (the"Company"). MG Capital is owner of Amax Plating, Inc., an IRB applicant earlier this year. MG Capital has an option to purchase the Company, currently located in Indianapolis, and bring it to the Amax property. The Company is applying for City approval of$4,300,000 of industrial revenue bonds. The purchaser Is expected to be either Finova Public Finance, Inc. of Richmond, Virginia, the same purchaser for Amax, or American National Bank. Bond counsel has not been identified yet. Proceeds will be used for the purchase and installation at an enlarged Amax plant of new plating equipment for a process known as Tin Metallization. Legal,financial, working capital and other costs, in the amount projected as high as $3,700,000, will be paid by MG Capital from equity sources. The Company has been operating in Indianapolis for two years. Essentially a start up company, it has not been profitable. The principal business of Summit Finishing is a Tin Metallization system for use primarily in automotive interconnect applications. This process is relatively new to the North American automotive industry, but reportedly has been a standard product in the Japanese market for over 15 years. This process is stated to offer advantages over traditional metallized tin technologies, allowing for more design options and Improved reliability for each interconnection. Japanese competitors have been entering the U.S. market with this technology. There is one major provider at this time, although it reportedly only supplies one major user, leaving a significant portion of the market open. The Company strategy is to capture a large share of this growing market segment. The Company reports that the North American market for the traditional metallized tin technologies is estimated at$182 Million,with an additional $9 Million presently using the Tin Metallization processes. The overall market has reportedly been growing at an annual rate of over 40% for the past four years. This trend is expected to continue. The market area served is primarily the automotive industry. Some 40 employees are to work for the Company. The average employee salary is to be $40,000 per year, and the yearly payroll is projected at$1,600,000. Over several years, an increased staff of 11 is expected. The benefit to the City of the bond Issue is Job creation. Since the Company and its equipment will essentially be housed In Amax's building,with some expansion, little tax base growth will occur. attar i 1J/1`J/2ftl 1L: J4 ZY1 J1[ J 4 0 OOJJ .. ii4ni.,..ini. .a DRAFT _2_ Financial Anal is As the accompanying table indicates, the Company's financial position for Its two years has been poor. MG Capital has stated that the expectation of the Company Improving its position is based on (1)getting past the start up period of creating the business and initial clientele (which is done) and (2) cost reduction and sharing with Amax which is expected to save significant sums. The cost reduction is shown in the accompanying table and totals some $270,000. Details on the bonds are not determined. For analysis, a level payment of$400,000 has been assumed (equal to a rate of 7%). Conclusion In summary, we find the Company to be financially marginal for the next couple of years. However, the bonds are to be secured by liens on the equipment and the IRB project will enhance the Joint business with Amax. We find this a reasonable project and the financing an acceptable one based on the lender obtaining various security interests in the equipment and cash flow. We would be pleased to discuss this with you. Sincerely, Kevin W. McCanna President KWM/mj SUMHMI I I INI -now '.0u. yr §-1.....1., , , Stat t of Eamings _ Years I g September 30 ($000) u • . DRAFT Actual Projected 1997 1998 1999 2000 2001 2002 2003 Net Sales $417 $1,704 $2,888 $4,895 $6,363 $8,272 $10,754 • Direct Costs Materials $121 $615 $1,043 $1,591 $1,862 $2,178 $2,549 59 250 400 661 838 1,062 1,346 Ot e OvertimeLabor Pay 33 127 216 366 475 618 804 o $213 $993 $1,659 $2,618 $3,175 $3,858 $4,699 a Total Direct Costs c Manufacturing Expenses Depreciation $182 $430 $430 $430 $430 $430 $430 296 581 480 496 512 528 546 Facilities Expenses 121 223 324 509 645 821 1,050 Wage & Benefits a Other Manufacturing Expenses 210 498 626 824 982 1,179 1,426 r 7 Shipping Expense 0 31 50 80 99 123 151 Total Manufacturing Expenses $809 $1,763 $1,910 $2,339 $2,668 $3,082 $3,603 Total Expense $1,022 $2,756 $3,569 $4,957 $5,843 $6,940 $8,302 ; r Earnings Before Interest, Taxes and Depreciation ($423) ($622) ($251) $368 $9� $1,762 $2,88 2 Projected Debt Service 0 0 300 400 400 Cash Flow ($423) ($622) ($551) ($32) $550 $1,362 $2,482 Effect of Move to Elgin: $0 $0 $66 $116 $116 $116 $116 Environmental Savings 0 0 39 79 79 79 79 Water and Sewer Savings 0 0 74 74 74 74 74 Rent Savings $0 $0 $179 $269 $269 $269 $269 Total Effect of Move Total Cash Flow ($423) ($622) ($372) $237 $819 $1,631 $2,751 C C 4 1_ Attachment C - Correspondence from MG Capital 312-329-1563 p.2 Nov 20 98 07: 14p MG Capital , LLC • AG (API1Al 116 West Illinois Street • Suite 3 East • Chicago, Illinois 60610-4532 Phone:(312)329-1800 • Fax: (312)329-1563 November 20, 1998 Dear Ray, It was a pleasure to talk with you this past Friday. MG Capital is excited about the opportunity to bring Summit Finishing to Elgin,producing a number of economic benefits. As stated in the application, we will be adding onto the existing building at AMAX Plating to house the lines. The Metalization plating lines are approximately 120 feet long,requiring this add-on;we are planning on constructing a pre-cast concrete or brick structure. This structure will allow us to grow the customer base and number of employees in Elgin. As outlined in our IDB application,the first five employees of Summit Finishing of Elgin will be transplants. However,our discussions with Jim McConoughey,you,and our experience at AMAX give us great confidence in our ability to identify and hire the next employees from Elgin. Our revenue forecast projects a need for a total of 35 additional employees at the end of year two. We are now committing to hire each of those employees locally,assuming that we can work together with the City and College to identify and train personnel. This practice of hiring locally has increased our employee retention and morale, contributing to an improved bottom line. Thank you again and we look forward to the December 2nd meeting in front of the Honorable City Council. Respectfully, Antonioua Chicago • New York