HomeMy WebLinkAbout93-56 Resolution No. 93-56
RESOLUTION
ACCEPTING A PROMISSORY NOTE FROM
CENTER CITY PLACE LIMITED PARTNERSHIP
BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF ELGIN,
ILLINOIS, that Larry L. Rice, City Manager, be and is hereby
authorized and directed to accept a Promissory Note from
Center City Place Limited Partnership in the sum of
$32 ,500 . 00, a copy of which is attached hereto and made a part
hereof by reference.
s/ George VanDeVoorde
George VanDeVoorde, Mayor
Presented: February 24 , 1993
Adopted: February 24 , 1993
Vote: Yeas 7 Nays 0
Recorded:
Attest :
s/ Dolonna Mecum
Dolonna Mecum, City Clerk
PROMISSORY NOTE
$32,500 . 00 Elgin, Illinois
January 15, 1993
For Value Received, the undersigned, Center City
Place Limited Partnership, a limited partnership organized and
existing under the laws of the State of Illinois (the "Maker" )
having an office at 305 South Green Street, Chicago, Illinois,
hereby promises to pay to the order of the City of Elgin,
Illinois, a municipal corporation (the "Payee" ) , at its office
at 150 Dexter Court, Elgin, Illinois, or such other place as
the holder hereof may from time to time designate in writing,
on the Maturity Date (as defined below) in lawful money of the
United States of America, the principal sum of Thirty Two
Thousand Five Hundred and No/100 Dollars ($32 ,500 . 00) or so
much thereof as shall from time to time remain outstanding,
without interest.
The Maturity Date, at which all principal shall
become due and payable, shall be the earlier to occur of
( i) the date the holder hereof shall have accelerated the
indebtedness under the Note by written demand to the Maker for
payment, at any time following the expiration of five years
after Project Completion (as herein defined) , or
( ii) January 15, 1999 .
"Project Completion" shall mean the date the City of
Elgin, in its municipal capacity, issues a certificate of
occupancy for the property commonly known as 156-158 Dexter
Court, Elgin, Illinois (the "Project" ) , following
rehabilitation by the Maker.
Privilege is reserved to make principal payments in
whole or in part without premium or fee.
Any one of the following occurrences shall
constitute a "Default" under this Note:
(a) The occurrence of a default by Maker in
failing to make any payment of principal upon this
Note as and when the same becomes due and payable in
accordance with the terms hereof, which default
shall not be cured within five (5) Business Days
after the due date of such payment;
(b) The occurrence of any default under this
Note other than as described in the preceding clause
(a) which default shall not have `been cured by the
Maker within thirty ( 30) days of the occurrence of
such default; or
(c) Failure of Maker to apply for sanitary
sewer permits from the Fox River Water Reclamation
i
District within seven (7) days of the date of
execution of this Note.
Upon the occurrence of a Default hereunder: (i) the
entire unpaid principal balance of this Note shall, at the
option of the holder hereof and without notice or demand of
any kind to Maker or any other person, immediately become due
and payable; and ( ii) the holder hereof shall have and may
exercise any and all rights and remedies available at law or
in equity.
The remedies of the holder hereof shall be
cumulative and concurrent, and may be pursued singularly,
successively or together, at the sole discretion of the Payee,
and may be exercised as often as occasion therefore shall
arise. No act of omission or commission of the Payee,
including specifically any failure to exercise any right,
remedy or recourse, shall be deemed to be a waiver or release
of the same, such waiver or release to be effected only
through a written document executed by the Payee and then only
to the extent specifically recited therein. A waiver or
release with reference to any one event shall not be construed
as continuing, as a bar to, or as a waiver or release of, any
subsequent right, remedy or recourse as to a subsequent event.
Timely performance of all of Maker's obligations
herein is of the essence.
If any suit or action is instituted by an attorney
employed to collect this Note or any part thereof, the Maker
promises to pay all costs of collection, including reasonable
attorney' s fees and expenses, court costs, and expenses of
every kind incurred by the Payee in connection with such
collection.
Maker for itself and for is successors, transferees
and assigns and all guarantors, endorsers and signers, hereby
waives all valuation and appraisement privileges, presentment
and demand for payment, protest, notice of protest and
nonpayment, dishonor and notice of dishonor, bringing of suit,
lack of diligence or delays in collection or enforcement of
this Note and notice of the intention to accelerate, the
release of any party liable, the release of any security for
the debt, the taking of any security and any other indulgence
or forbearance, and agrees that this Note and any or all
payments coming due hereunder may be extended or renewed from
time to time without in any way affecting or diminishing
Maker' s liability hereunder.
All notices or other communications hereunder to
either party shall be (a) in writing and, if mailed, shall be
deemed to be given on the third Business Day after the date
when deposited in the United States mail, by registered or
2
certified mail, postage prepaid, addressed as provided
hereinafter, and (b) addressed:
If to Maker: c/o Center City Place Joint Venture
Merriam/Zuba, Ltd.
305 South Green Street
Chicago, Illinois
Attention: Henry Zuba
With a copy to: Keck, Mahin & Cate
77 West Wacker Drive
49th Floor
Chicago, IL 60601-1693
Attention: Mark W. Burns, Esq.
( 312) 634-7700
If to Payee: City of Elgin
150 Dexter Court
Elgin, Illinois 60120
Attention: City Manager
With a copy to: City of Elgin
150 Dexter Court
Elgin, Illinois 60120
Attention: Michael Gehrman, Esq.
or to either party at such other addresses as such party may
designate in a written notice to the other party. "Business
Day" shall mean any day when Payee is open for business other
than Saturday, Sunday or any other day on which national banks
in Elgin, Illinois are not open for business .
If any provision of this Note or any payments
pursuant to the terms hereof shall be invalid or unenforceable
to any extent, the remainder of this Note and any other
payments hereunder shall not be affected thereby and shall be
enforceable to the greatest extent permitted by law.
All payments under this Note shall be payable in
lawful money of the United States which shall be legal tender
for public and private debts at the time of payment. Each
payment of principal or interest under this Note shall be paid
not later than 2 : 00 P.M. Elgin, Illinois time on the date due
therefor and funds received after that hour shall be deemed to
have been received by Payee on the following day. All
payments not received in immediately available funds are
subject to collection.
This Note shall be governed by and construed under
the laws of the State of Illinois .
The Maker shall have liability for the obligation to
pay principal under this Note. Notwithstanding the Maker' s
liability for payment of principal of this Note, the Payee
3
shall have no recourse against the Project or Maker's interest
therein for collection of amounts due hereunder, through
foreclosure or receivership of the Project, all such recourse
being waived by the Payee. Payee shall have recourse to and
Maker shall make payments from net operating revenues derived
from the Project, being gross rental income and other Project
receipts less Project operating and capital expenses, reserves
and debt service on mortgage financing encumbering the
Project. To further secure the payments due hereunder from
net operating revenues of the Project, the Maker herein grants
to Payee a security interest in and encumbrance upon said net
operating revenues of the Project and this Note shall be
deemed a security agreement under the Uniform Commercial Code
as adopted in Illinois (the "Act" ) for said purposes . Maker
shall further execute and file financing statements to perfect
and continue perfection of the security interests herein
granted as required by the Act. The security interest granted
by this Note shall be and remains subordinate and junior to
all liens and encumbrances now existing or hereinafter created
securing indebtedness of the Maker which liens or encumbrances
currently or in the future constitute encumbrances against the
Project.
IN WITNESS WHEREOF, the undersigned has signed and
delivered this Note as of the day and year first above written.
Center City Place Limited Partner-
ship, an Illinois limited partner-
ship,
By: Center City Place Joint Venture,
its general partner
By: Merriam/Zuba, Ltd. , its
general partner, an
Illinois corporation
By te'1/4"
Name: Henry Zuba
Title: President
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Ell I •
�y OF 11)E1C�
Memorandum
,Lid%
February 19, 1993
TO: Mayor and Members of the City Council
FROM: Larry L. Rice, City Manager
SUBJECT: Center City Place Promissory Note
Enclosed is the form of the Promissory Note with Center
City Place Limited Partnership. This matter appears as item
D and item 10 on the Committee of the Whole and regular agen-
das, respectively.
On Friday, it was learned from the developer that their
tax attorneys have determined a loan made with Community
Development Block Grant (CDBG) funds could not be accepted.
Apparently, using CDBG funds could somehow jeopardize the
nearly $1 million in tax credits which are being used to help
finance the project.
Staff believes the $32 ,500 could be made available from
the Capital Improvement Fund (385) . The $32 ,500 in the CDBG
program earmarked for the Center City Place project would
then be reprogrammed for this year' s grant allocation process .
If the City Council would like to proceed with the loan,
the motion approving the Promissory Note should also author-
ize the appropriation of the loan proceeds from the Capital
Improvement Fund.
The Promissory Note is silent on the funding source of
the loan and, therefore, no changes are necessary in the
document.
Larr . Ric City Manager
LLR:amp
Attachment