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HomeMy WebLinkAbout92-0826 Housing Affordability Plan qa - 046)6 City of Elgin, Illinois • • EDTES 150 Dexter Court • Elgin, Illinois 60120-5555 • 708-695-6500 COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY FY 1992 THROUGH FY 1996 JUNE 23, 1992 REVISED JULY 30, 1992 • (--° OF E�C� • = ft.7 t9 e dale!Mo o 150 DEXTER COURT ELGIN, ILLINOIS 60120 6eOlge74111g4 41404de PHONE MAYOR 708-695-6500 June 12, 1992 Ms. Kim Dana H.U.D. Representative Community Development & Planning Department of Housing & Urban Development 77 West Jackson Boulevard (24th Floor) Chicago, Illinois 60604 Alli RE: City of Elgin Submission of Comprehensive Housing Affordability Strategy (C.H.A. S. ) Dear Ms. Dana: Please accept the enclosed document as the City of Elgin ' s official Comprehensive Housing Affordability Strategy (C.H.A.S. ) complied in accordance with Title 1 of the National Housing Affordability Act . • The document contains all material required for submission to your office for official review. Should you have any questions about the information submitted for your review, please contact Mr. Jerold Deering, Principal Planner, Planning Department at (708) 931-5910. Very ruly yours, Geor Van De Voorde Mayor City of Elgin GVDV: sll ' 411 Enclosures 41S • . .. Appendix B Comprehensive Housing u.S.Department of Housing • and Urban Development Affordability Strategy Office of Community Planning . -Ir (CHAS) and Development • wt.of yisdierioNs)or Consortium: . CITY OF ELGIN • - eased Person: Telephone Number: • JEROLD T. DEERING 708/931-5918 PLANNING DEPARTMENT CITY OF ELGIN • 150 DEXTER COURT . ELGIN, IL 60120 • . Type of Rigs one) Submission: New Five Year CHAS For Fiscal Year 1992 through Fiscal Year 1996 Annual Update* • For Fiscal Year . mark enc) • initial Submission • Resubmission Amendment 4 • Nan Annual Update,mark one: __.• 0 Parts 4(Resources) 1 5(Implementation)Only 0 Parts 4&5,plus minor changes:(mark all those which appy) Pan t-Needs Assessment Narrative Tables Part 2-Market&Inventory Conditions Narrative Tables • Part 3-Strategies Narrative Tables . • s e' For all amendments,specify the nature of the amendment below and attach amended portions to this cover sheet • • • • • • I . • •sdIctlon MUD Approval • .ne or Authorised Malt '. Name of Authorized Official: GEORGE VAN DE VOORDE, MAYOR • &gnus a Deo: Sigmas*a Data: • X A _ .._ _ iL. _ i4✓/s. / - X • TABLE OF CONTENTS COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY EXECUTIVE SUMMARY 2 INTRODUCTION 3 SECTION I. . COMMUNITY PROFILE 5 PART I . HOUSING NEEDS ASSESSMENT 5 PART II. MARKET AND INVENTORY CONDITIONS 20 SECTION II. FIVE YEAR STRATEGY 52 • SECTION III. ONE YEAR PLAN 59 CHAS CERTIFICATION 73 CITIZEN PARTICIPATION 74 111 • 111 EXECUTIVE SUMMARY In order to receive funding through the Community Development Block Grant entitlement program, the State of Illinois and entitlement cities such as the City of Elgin, are required to develop a Comprehensive Housing Affordability Strategy. The strategy identifies and assesses housing needs and will ultimately set goals and objectives toward which the City will work to ensure an adequate level of affordable housing. The Comprehensive Housing Affordability Strategy (CHAS ) represents the City of Elgin ' s effort to analyze the status of affordable housing within the City and to set forth plans for providing affordable housing in the future. The development of a long-range strategic plan for affordable housing requires careful analysis of reliable data, as well as the assemblage of input from a variety of individuals and organizations responsible for administering and operating programs associated with . the provision of affordable housing or assistance to the homeless population throughout the City. • �• The City 's needs assessment was conducted by compiling data from the 1980 and 1990 Census, the most recently approved Housing Assistance Plan and permit and building data gathered by the City. Other data sources included the -local public housing authority (Housing Authority of Elgin ) , the Elgin Board of Realtors, several local builders, and several .local social service agencies providing emergency housing . and assistance to homeless (the Community Crisis Center, . Salvation Army, the PADS Program, and the Elgin Community College Alternatives Program) . In its Comprehensive Housing Affordability Strategy, the City of Elgir, estimates the housing affordability assistance needs of its very low, low, and moderate income families, including the needs of homeless individuals and families. 1111 Ca) S PURPOSE • The Comprehensive Housing Affordability Strategy (CHAS) for the City of Elgin represents an extensive analysis of the opportunities and the limitations associated with the provision, of affordable housing within the community: The CHAS for Elgin has been developed in compliance with Title I of the National Housing Affordability Act. In developing the CHAS, the City of Elgin incorporates detailed data on current housing needs and houeing marl-:et conditions in the City, as well as housing need projections for the future. This information was generated primarily from 1980 Census data, the previous three-year Housing Assistance Plan, as well as available 1990 Census data. With the completion of the 1990 census and with the availability of definitive guidelines and data from the Department of Housing and Urban Development, a more suitable data base and accompanying methodologies will be available within the next year. This will permit the preparation of an adequate community profile for developing comprehensive housing affordability strategies for Elgin. During the �• interim, certain conclusions maybe possible through an � analysis of the available data and past trends. On the basis of this information, the City will develop a housing strategy for meeting these housing assistance -needs over the next five years. Each year, the City will submit updates indicating how the available resources will be used - to provide affordable housing for needy families. BACKGROUND • The provision of affordable. housing has become a national issue because the deficiencies in affordable housing transcend municipal, metropolitan, and state boundaries. Consequently, the national issues concerning the provision of affordable housing cannot be resolved solely by individual municipalities attempting to maintain their entitlement status for receiving federal funds in support of low and moderate income families. PROCESS The Comprehensive Housing Aff.ordability .Strategy for Elgin represents a collaborative process among the City of Elgin, 411 community organizations, and the general public in which each participated in the development of comprehensive housing affordability policies and implementation • • C3 • strategies. The City 's CHAS is organized into the following five sections : Section 1 : Community Profile This section consists of en analysis of the demographics in the City specifically as the population relates to theneed for affordable housing. A market and housing inventory is also included in this section. Section 2: Five-Year Strategy The second section outlines the City 's five-year housing strategy : investment priorities ; public policies, programs and services ; implementation strategies; and coordination of public and private resources. Section, One-Year Plan This section details the resources to becommitted for the upcoming fiscal year, and outlines specific action plans for implementing the five-year strategy. • Section 4 : Certifications Section 4 includes the necessary certifications required by the U. S. Department of Housing and Urbana Development pertaining to fair housing and replacement housing and relocation assistance. • • Section: 5 : Citizen Participation This final section describes the citizen participation process utilized in the development of the CHAS. Included in this section will be a summary of the comments received during the required 6O-day public comrent period. 411 (A 1 • • • • SECTION I. COMMUNITY PROFILE PART I. HOUSING NEEDS ASSESSMENT Introduction The Housing Needs Assessment summarises available data on the most significant current housing needs of very low . income families, low income families, and moderate income families and projects those needs over a five year period. Additionally, the Housing _Needs Assessment summarizes the most significant supportive housing needs of homeless persons and others with special needs. The City 's needs assessment was conducted by compiling data from the 1980 census and any available data from the 1990 census. Other data sources include the Housing Authority of Elgin, the Elgin Board of Realtors, several local builders, and local social service agencies providing emergency III' housing and assistance to homeless persons. The City 's previously approved Housing Assistance Plan also served as a resource for the needs assessment. • GENERAL HOUSING NEEDS • Current Needs -The City of Elgin has experienced a period of tremendous growth and expansion between 1980 and 1990. The expansion of the City 's corporate limits in virtually every direction has brought major industrial, commercial and residential developers into the city. As the industrial base grows and the residential .expansion continues, the City has become a regional draw in the Chicago metropolitan area. As a result of growth, the City 's population has increased substantially. Elgin's total population increased from 62, 798 in 1980 to 77, 010 in 1990, which represents an increase of 21. 0% ( 13, 212 persons) . In 1990, there was a total minority. 411 population of 10, 966 persons ( 17% of total population) . In 1990, there was a total minority population of 22, 801 persons (20% of total population ) for a total minority papulation increase of 107%. While the White Nonhispanic population increased by only 9. 7% between 1.980 and 1990, th_• Black Nonhispanic population increased by 30. 1%, the Native • • • • American population increased by .�57"�., the Asian Pacific Islander population increased by 116%, and most significantly, the Hispanic population including all races increased by 124% (8065 persons ) . However, two qualifications to the preceding information need to be noted. It is widely believed that the Hispanic population was significantly undercounted in 1980 and that improvements to the census collection techniques for 1990 may have contributed to the 124% population increase for this ethnic group. Additionally, Elgin was a "resettlement community" for Asian pecple in the early 1920 ' s. A social service network was established here to assist the Asian settlers, thereby encouraging Asian refugees to remain in Elgin. A majority of the increase from 1980 to 1990 could be deemed a "onetime population influx due to the deliberately concentrated settlement. The 'City 's minority population growth during the 1980-1990 time period may have direct implications upon the provision of existing and future affordable housing. The City 's minority populations historically have experienced a greater incidence of very low, low and moderate income levels than the population at large. In 1980, approximately 65% of the • Hispanic families, 56% of the' Black families, and 71 % of the Asian families were classified as low income ( below 80% of median family income for the City ) . Because 1990 census data has not been interpreted by H. U. D. according to family size, it is not possible to provide comparative statistics. However, a cursory review of the 1990 Census data indicates that _the preceding low income percentages have not changed • significantly except perhaps in the case cf Asians. Given • that the Asian population was smaller and very recent immigrants a reduction in the percentage of' low income _households would be expected. If the historical relationship between. minority population and low income continues through the 1990's, an increase in the minority population could signal a greater need and demand for affordable housing. With the broad range cf population groups currently residing in, and expected to move into the City, 'it will be necessary to comprehensively assess how to meet the needs of all people in Elgin. The programs currently in place, the new home development trend targeted toward higher income groups and the lack of a high percentage of existing housing which is safe, decent and affordable for the growing number of Elgin ' s low and moderate income households have worked to increase the gap between what these households can afford and what is • • available for them to purchase or rent. The groups most affected by the trends in the Elgin housing Ofmarket are the low, very low, and moderate income groups. Of course the . income groups most at risk are the very 'low z \ • • and low income groups. 'Using HUD 's definitions for determining moderate income households ( those households earning between 81 and 95 percent of area median income, or a maxi rum. of S22, 776 ) , it is estimated that 3051 household_ in 1990 had moderate income ( 11% of the total 26, 662 households in the City ) . Low income households (those earring between 50 and 80 percent of median income, or a maximum cf S2°, 443 ) are estimated at 4647 households ( 17% of the tota'_ ) , and very low income households ( those household_ earning less than 50 percent of the median income, or a maximum ofS17, 777) are estimated at 5246 households ( 20% of the total ) . In total, these groups represent 42. 9% of the households in the City cf Elgin. Additionally, it is evident that not only the greatest need exists in the very low and low income groups based upon income, but that also that the greatest number of households exist in these two income categories. By definition, housing cost burden occurs when over 30% of gross monthly income is directed toward housing costs. Census figures from 1990 indicate that an estimated 66% (2, 615) of the very low income renter households are spending more than 30% of their gross monthly income on rent. The statistics further reveal that low income households are in. a similar position in relation to costs ( • and income. In fact, it appears that the majority of the renter households experiencing housing cost burden are paying in excess of 35% of income for housing costs. Excessive income payments for rent does not appear to be a significant problem for moderate income households, however moderate income households, as well as very low and low income households, pay excessive ,housing costs when owner- • - occupied housing costs are reviewed. .The high rents and even higher costs for purchasing new or existing homes coupled with the extremely low vacancy rates • in Elgin are major obstacles for these income groups in their search for affordable housing. With the 1990 median gross monthly rent in Elgin equalling 5501 plus utilities, and average owner housing costs at S96, 800 per housing unit . with median mortgage costs of 5'862 per month, very low, low and moderate income households are at a considerable disadvantage in finding suitable, affordable housing. Although dated, Table lA gives further data on the number of renter households by income category. In addition to the preceding discussion on housing needs and costs, an additional housing factor is the degree of overcrowding occurring in the . hou_ing ctock. From available statistic_, it would appear that some of the housing stock . consists of overcrowded units (units with more than 1. 0 persons per room) . - However, the degree of overcrowding would appear to affect less than 5% cf the housing units and Ii • • i_ a far less sigr.ifi carat problem -than the cost of housing in Elgin. Further co-:.plicating the issue of affordable housing is the homeless and at-risk populations. While these populations . will be analyzed and described in greater detail in the next section, it should be noted that the traditional housing chosen by other population_ in Elgin are not traditionally available to homeless and at-risk populations. Transitional housing and single room occupancy units are generally used by these populations. Elgin, has not provided single room occupancy locations locations in the City, but the provision of transitional housing is a possible avenue for housing homeless and at-risk populations. To date, Elgin has not received any proposals for either of these types of housing but a number of community groups are discussing the potential of such. housing. Several programs could work toward assisting low and moderate income households in locating affordable housing. Existing FHA loan programs end first-time homebuyer loan/grant assistance programs operated by Illinois Housing Development Association and the Neighborhood Housing Services of Elgin are available to offer alternative loans . to enable lower income families to purchase a home. Not- for-profit agencies such as the Habitat for Humanity operate A_ in Elgin to provide new construction, at greatly reduced costs for lower income families. The City of Elgin, and _ Neighborhood Housing Services rehabilitation programs offer a means to rehabilitate existing housing at reduced costs for safe affordable housing. Since the existing housing • stock is diverse in size, cost, condition and location, it • offers the necessary range of housing types to meet the diverse population needs as noted in the preceding discussions and in Table 1A. A major challenge _in the housing market -will be in the area of rental housing affordability. The lower income 'groups by necessity, rely on rental units as their primary source of housing. The current housing market is producing a limited number of rental units with most units produced at the higher end of the rental market (S7e2 and up a month ) , which is well out of the affordability range for low income households. Alternative programs must be developed which offer a greater number of units at affordable prices. The Housing Authority of Elgin operates subsidized housing programs, but with over 1000 families on the waiting lift, an obvious gap exists between supply and demand. Means must be found to increase the number of affordable rental units and/or to provide rental subsidies to families to enable • them to locate their own rental housing. • Five Year Projection • 0 h • At this gree, it is expected that the current level of need for affordable housing will continue to increase. The substantial increase in minority residents and in the very low and low income populations has placed an increased demand for affordable housing on the housing market, and this trend is e;:pected to continue. The current housing boor:. in Elgin is mainly focused on new, upper middle to high-end construction, with affordable housing not a priority for the market at this time. The rate of growth in Elgin is projected to continue, which means that the populations comprised of very low, low and moderate income households may become an increasing presence in the City. The growth in minority populations and the associated low income household population could be off-set, in part, by new creation (from new industries locating in the City ) if coupled with job training opportunities. Also, real growth in income for minimum wage workers would assist in solving come housing cost problems. Affordable homes for purchase will continue to be a high priority in the housing market in the next five years, but the issue of increasing demand for affordable rental units will take the highest priority. • Ham'" ELESE )-'.OU IN NESE S Current Needs A second segment of the population which is much harder to quantify, but also has an impact on the issue of affordable housing, is the special needs population, which includes, but iE not limited to, the homeless, disabled persons, `families in crisis, and elderly people. While the percentage of elderly people residing in Elgin actually decreased between 198: and 19T2, their total number (eiCE people age 65 and over in 1990 ) demand that they be considered in the over all affordable housing analysis. The reliance of the elderly population on fixed and limited incomes, combined with the phenomenon of rising property taxes end increasing values of owner-occupied homes, places the elderly at a real disadvantage. The growth experier ce d in the City over the last ten years may, in fact, be detrimental to the elderly people who are trying to either pay taxes and maintain a home that has a rising value, or cope with "r ising rent payments as the market demands higher prices. • The other segments of the special needs population, the homeless and those at risk of becoming homeless, ( for example, families in crisis situation_, individuals with t r \ . mental .illnesses with d L.g or alcohol abuse problem`s ) , • are much more difficult to quantify as a part of Elgin's community profile. Census information iE not available from • either the 198? or 1990 Census, so it is difficult, if not impossible to dotern-sine the needs of this segment of the population within Elgin. • Pending the availability of more reliable sources of data and methodologies, it may be F.cseible to estimate the size of the homeless population through a review of existing community organizations which provide shelter and programs for the homeless. Elgin Community College operates the Alternatives Program, a Job training program for area homeless people, which works toward providing job skills for homeless individuals in the Elgin area, with the ultimate goal of self-sufficiency in the areas of employment and housing. Program enrollment for the period beginning in October of 1989 and ending in March of 1991 was E52 individuals. The Community Crisis Center' operates a shelter which provides emergency care for victim.: of domestic violence and families in economic crisis (homeless ) . During 1991, the center served C7E victims - of domestic violence and 477 individuals in economic crisis. IIIVarious community church organizations operate a People Acting to Deliver Shelter (PADS ) p-rogram. The shelter operates from November 1 through April 15 of each year. For the 199@ - 1991 program year, the shelter averaged 41 individuals per night. It is important to note that there are repeat clients in the counts maintained by these ▪ agencies. .These figures serve to' illustrate the extent of • the homeless situation in the Elgin area, not to provide an accurate point-in-time census. In estimating the size of Elgin 's homeless population, it must be noted that the referenced community organization_ • serve extensive areas outside of Elgin. Consequently, the size of Elgin 's homeless population is undoubtedly significantly less than the totals listed above. At Risk Population Special and Supportive Needs Population • In order to determine the full extent and nature of homelessness in Elgin, the homeless population and population which is at risk of becoming homeless should be defined and identified as acceptable methodologies become 110 available. During the interim, the at risk population for homelessness may include families spending more than 3 % of income on housing, victims of domestic violence, youths between the ages of 18 an 21, individuals with mental • • illness, individuals with alcohol and substance abuse proLlem , and individuals With other health problems. Pending the availability of adequate data, an assessment of this potentially at risk population should be made within c, ,, The Dor ar trr er.t of ? ental Health and Development Disabilities (I'"HL'D) estimate_ that apprc::_rr.ately one third of the hon less population in Il '_inois is comprised of individuals displaying mental illness. Persons with mental illnesses who are in danger of homelessness spar, the ranges of ethnic group_, ages, and gender. Their need for a stable living environment covers the .spectrum from decent, safe, and a c "d aL1 boos-irg to adequatefinancial resourcessuch as benefits and entitlement to maintain: housing. Many of them are underskilled, untrained, uneducated, or due to mental illness, unable or afraid to pursue various job opportunities. The combination of all of these characteristics, compounded by recurrent episodes of mental illness and substance abuse, can increase the risk of homelessness. The greatest barriers for persons with mental disabilities • in obtaining housing are lack of support services to enable them to find and remain stable in their homes, and the low incomes of most persons with severe mental disabilities. These individuals are. marginally employed or live on minimal incomes consisting of Supplemental Security Income ( SSI ) and food stamps. According to the State of Illinois figures, the basic monthly SSI payment is 5427 per month or $4, 884 per year. Alcohol and substance abusers are at risk of becoming homeless due to their dependence on drugs and alcohol. There are two major housing issues for this population. One issue is the need for drug free affordable housing. This is a primary concern for persons with alcohol and substance abuse problems who are in recovery. Another major housing issue for this population is the need for temporary housing until the individual -is able to enter a treatment program. . Drug free houoina is essential for these individuals waiting to enter a treatment program. Persons diagnosed with the HIV disease are becoming a greater concern for all levels of government. According to the State of Illinois, HIV disease service providers and advocates for persons with AIDS consistently identify housing as a critical, unmet need for many persons with HIV disease. These per -ons are often the vidtims of housing. • discrimination. and the loss of employment, income, and • health insurance benefits. Traditionally, the housing needs of the developmentally and physically disabled, as well as the mentally ill populatio :, • • • • II/ h== been provided through institutionalization:. More recently, the federal Omnibus Budget Reconciliation Act of 1927 ( OBRA ) required states to move persons with mental disabilities who have been inappropriately living in long term care facilities ( i. e. nursing homes ) to community based housing and service settings. Through related supportive housing services, independent living has now become an alternative for persons with disabilities in Illinois. However, it must be noted that the funding necessary to truly provide community based housing has never been provided and that Illinois rates in the -bottor:: of all states for funding for the mentally ill (whether institutionalized or independent living ) . The lack of funding for independent housing for the mentally handicapped is of particular importance to Elgin, because one of the largest state mental health hospitals in Illinois is located in the City. The Fox River Valley Center for Independent Living ( FRVCIL ) is an advocacy agency for individuals with disabilities. Cne of the agency 's concerns is the availability of future housing options for persons with disabilities. Under the 202 housing program for elderly and disabled persons, segregated housing was the only housing addressed. According to FRVCIL, records show that there is a strong • need for integrated accessible housing. In an older community such as Elgin, potential affordable housing for persons with disabilities is located in established areas consisting of older 'two story frame structures. Retrofitting existing structures to create accessible and integrated housing can be expensive. Another approach may be for developers to include barrier free • housing ( ie. wider doorways and hallways, grab rails, lowering of sink and cabinets, ramps in garages, and "-accessible showers ) in new residential subdivisions. • Itis difficult to determine the number of disabled persons residing in the City of Elgin who are "at risk" or in need cf affordable housing. The Fox River Valley Center for Independent Living serves the three county area of Kane, Kendall and McHenry counties. In 1991, FRVCIL received requests for housing- assistance on an information and referral basis. The majority of individuals were seeking • accessible or affordable housing. Although 62 persons were assisted on housing issues, accessible housing was attainable for only 27. - Through agencies such as the Fox River Valley Center for Independent Living, education of the general public may be the key to the provision of affordable, accessible, • integrated housing for persons with disabilities. • Conclusion • • • The analysis of Elgin 's growing population reveal_ that the segments of the population most prone to experience ina`_ _l_ty to afford suitable housing may be growing faster than other segments of the population. This is occurring at the same time as the option_ for affordable housing appear to be shrinking. Elgin 's very low, low and moderate income population appears to be expanding, a: d wall be looking for decent, safe and affordable housing. There is also a nerd for affordable ho..=frig among the segment of population which experiences homelessness. The aituation of the "at-risk" population i= exacerbated by the lack of affordable housing unit_, az well as a lac:: of accessible units. • • t • • i • r <z) 1 CHAS Table 1A U.S.Department of Housing and Urban Development 2 Office of Comnurnily Planning and Development Housing Assistance Needs of `-' Low & Moderate Income Households , Cortprehensive Housing Affordability Strategy(CHAS) • - Nome olJuindaloryri or Consornen: 'Floe Year Petted: • FY: eh FY: City of Elgin l 1992 1996 ons: Irk ons: • i;{ - �; Current Estimate as of:(anwr snot 3 AI Households II Five-Year Projected Estimate as al:(enter sate) Racial/Ethnic Group Households:Iib)t Renters • Owners Household by Elderly Elderly • Type.Income.&Housing Problems 1 112 Member Small Related Large Related All Ober Total Renters 1112 Member Smell Related Large Related AM Other All Owners Households (2 to 4) (5 or more) Households Households (2 b 4) (5 or more) Households (A) (B) (C) (D) (E) (F) 10) (H) ,, ll) (J) 1. Very Low Income(oto 50%)• 481 987 152 1620 2. With Housing Problems 3. Physical Detects 4. Overcrowded 5. Cost Burden>309E 8. Cost Burden>50% + 7. Other Low-Income(51 to 60%r - 202 557 126 88_5 e. With Housing Problems ' 9. Physical Detects • 10. Overcrowded 11. Cost Burden>30% 12. Cost Burden>509E 13.Total Low-Income b83 1544 27kr 2505 + 14.Moderate Income(81 to 95%)•• 15.With Housing Problems ' 18. Physical Detects • 17. Overcrowded 18. Cost Burden>30% • 19. Cost Burden>509E • 20.Middle Income Hshlde.(96 to 120%)' • 21.All Households r•See Table 2A for listing o1 RaclaliEthnic Groups •Or.II appropriate,based on HUD Income limits with required statutory auatrwntt. Source: Elgin Housing Assistance Plan • 10/1/88 — 9/30/91 • • "40090(9/91) 1 CHAS Table 1A U.S.Deportment el Housing and Hinson Development Moe of Community Planning and Development Housing Assistance Needs of • Low & Moderate Income Households . Comprehensive Housing Affordability Strategy(CHAS) Naas d J aIs lon(0,or Connives: inn Veer Prntod FY: Swatch FY: CITY OF ELGIN m 1992 l 1996 Mot runs: Wok one: . • HCurrent Estimate as ol:(oats date) 10/01,9, ®AM Households • Five-Year Prodded Estimate as ol:lend deb)• Racial/Ethnic Grasp Households:(ep.dty)I Black, not Hispanic Rof1ro Owners Household Elderly Elderly - Typo,Noone.a Housing Problems 1 a 2 Member Sinai Reload Lupo Related Al Other Tod Rends t a 2 Member Sinai Misled Lag.Aefaled All Other Al Omwnrs Households (2 to 4) (5 or more) Households Households (2 to 4) (5 or more) Households (A) (B) (C) (D) ( (F) (G) LH) (I) (I) I. very Low Income(o to 50%r 2. Path Housing Problems . 3. Physical Deleds 4. Overcrowded 5. Cost Burden>30% • e. Cost Burden>50% . 7. Other Low-Income(51 to 110%)• ' . I. With Housing Problems • . 9. Physical Detects 10. Overcrowded 11. Cost Burden>30% 12. Cost Burden>50% 13.Yowl Low-Income 14.Moderato Income(81 to 95%)' . 15.Nbrm Housing Problems 18. Physical Detects 17. Overcrowded 18. Cost Burden>30% - 19. Cost Burden>50% 20.Middle Income Hahlds.(96 le 120%r 21.AM Household. • I*tie.Table 2A for!sting of Racial/Ethnic Groups • •Or.I appropriate.based on HUD boon limas oil required savary eruslnenls. DATA NOT AVAILABLE . 110 ,4110 44110.40090(9191) • l • CHAS Table 1A • U.S.Department of Hong and Urban Development Olioa d Community Planning and Development Housing Assistance Needs of Low & Moderate Income Households Comprehensive Housing Affordability Strategy(CHAS) Ilene d Jutiation.;or Consortium Fre Yew Period: • . +��: CITY OF ELGIN � F 1992 I 1996 ftrk on.: Medi ens: X Current Estimate as d:(wear der) 10/01/91 AlH Households • Five-Year Pro oiled Estimate as d:Ora data( • Racial/Ethnic Group Households:(.p.dy)' Hispanic _ Renters Owners Household Elderly Bdwly Type.Income.&Hawing Problems 1 a2 Member Small Related Large Related Al Other Toni Renters 1&2 Member Steal Related Large Related Al Other U Orion) Households (2 to 4) (5 or more) Households Households (2 b 4) (5 or more) Households (A) (B) (C) (D) (E) (F.) (G) (H) (I) (J) 1. Very Low Income(0 lo 5071x• • 2. With Housing Problems • 3. Physical Detects 4. Overcrowded 5. Cost Burden>30% 6. Cost Burden>507E 7. Other Low-Inoom.(51 to 50%)•. .• a. With Housing Problems 9. Physical Detects 10. Overcrowded • 11. Cost Burden>30% ' 12. Cost Burden>60% 13.Total Low-Income 14.Moderate Income(ell to 95%r 16.With Housing Problems 16. Physical°elects 17. Overcrowded 16. Cost Burden>30% 19. Cost Burden>60% 20.Middle Income H.hld..(95 b 120%)' 21.All Household. t Ser Table 2A for Sating d Racial/Ethnic Groups • •Or.II appropriate.based on HUD Income lints wilt rewired sd stasrtony adjustment'. DATA NOT AVAILABLE • • 411- • 400e (a9I) • CHAS Table 'IA ".s-Department oil Ibrr.ing and Urban oerdopmenl . Office at Community Planning and Development Housing Assistance Needs of • • Low & Moderate Income Households . • Canarehetlslvs Hoping Atlordablhty Strategy(CHAS) Wise d JutdciorKv,ar Caroalun: Fes Yaw Peeled: CITY OF ELGIN • FY IersughFr. 1996 IYbk on.: Mark ens: FiCurrent Esthnata as d:(warn des) 10/01/91 X Ar Households Five-Year ProiedadEstimate asd:(«wre.ny _ RaciaVEthnicGroup Households:(woo American Indian, Alaskan Native Renters Owners Household P: • Type.Income.i Housinp� n Problems 1;2 Member Small Rebind large Related M Other ,Told Renews 10 2 Member Smell Relalsd L-ge Related All Ober N Owrlsm HousehoMt (2 m 4) (5 or mons) Horszeholds Households (2 b 4) (5 ar mors) Households (A) 03) 1C) (D) (E) (F) (G)_ (H) l4 (J) 1. vary Low Income(o to 50%r 2. With Housing Problems • 3. Physical Debate '4. Overcrowded 6. Cost Burden>30% 6. Cost Burden>50% 7. Other Low-Income(51 b 110%)• • • 6. With Housing Problems 9. Physical Detects 10. Overcrowded 11. Cost Burden>30% . 12. Cost Burden>50% 13.Total Low-Income 14.Moderab Income(61 to 95%)° 16.With Housing Problems 16. Physical Detects 17. Overcrowded 16. Coal Burden>30% 19. Cost Burden>50% '20.Middle Income Hshlds.(96 b 120%)' 21.MI Households • See Table 2A for liming at Racial/Ethnic Groups •Or.II appropriate.based on HUD Income emits wMl required MaWbny adlusbnenls. • DATA NOT AVAILABLE -gi • ijar•"'0-6011911(9/91) . • CHAS Table 1A U.S.Denouement of Housing and Urban Development . Office of Community Phoning and Dev.lop mrd • Housing Assistance Needs of • • Low & Moderate Income Households Convehenslve Housing Affordability Strategy(CHAS) Nott.a dar4cti s ' a Comorsterc fore Yen Retort FY: through FY: CITY OF ELGIN 1992 I 1996 Mak ens: Mirk one: X Cutrenl Estimate as d:Into day 10/01/91 E Al Households Mato FMe-Year Projected Estimate as d: day . Racial/Ethnic Group Households:Inswitil' Asian or Pacific Islander r-- Renters Owners Household • Type.Moores.it Housing� Problems 15 Member Small Related Large Related AN Other Total Homers 1 a 2Member Small Related Large Related AN Other Al Owns* Housawkfs (2 to 4) (5 or more) Households Households (2 to 4) (5 or mare) Households (A) (8) (C) (D) (E) O (6) (H) (l) (J) 1. Very Low Income(0 to 60%)• 2. With Housing Problems 9. Physical Defects 4. Overcrowded 6. Cost Burden>307E • e. Cost Burden>507E • 7. Other Low-Income(S1 to 80%)' I. With Housing Problems 9. Physical Defeo • ' 10. Overcrowded • 11. Cost Burden>30% • 12. Cost Burden>5016 13.Total Low-Income 14.Moderate Income(81 to 95%)' 16.With Housing Problems 18. Physical Defects 17. Overcrowded 18. Cost Burden>30% 19. Cost Burden>50% • 20.Middle Income Hehld.{96 b 1201% 21.AM Houe.hold. See Table 2A for listing of Racial/Ethnic Gioups • •04 11 ap.opdses.based on HUD Income knits with smoked swum ad(lrst isnSo. DATA NOT AVAILABLE -IP • • "U0-11011911(9/91) • CHAS.Table 1 B (Optional) U.S.Department of Housing and Urban Development Office of Community Planning and Development • Other Special Needs Population Comprehensive Housing Affordability Strategy(CHAS) ill.of.luriseiction(s)or Consortium: Fro*Year Period:(enter time yrs.) • FY: trough FY: City of Elgin 1992 I 1996 Households Category Persons with Elderly with Persons with Par pants in Economic Independence Disabilities Special Needs AIDS and Self Sufficiency Programs (A) • (B) (C) (D) 1. Number of Households N/A N/A N/A 2. Supportive Housing Need N/A/ N/A N/A 3. Service Needs N/A N/A N/A 4. in Supportive SS Plan Service Need Identified / jN/A • AT THIS TIME, THE CITY OF ELGIN DOES NOT HAVE ACCESS TO POINT _IN TIME COUNTS FOR THE POPULATIONS LISTED ABOVE • 0 • • • • • • • • • • • • • form HUD-4D090 (9/91) • ( t 8.) i .• • . 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' , IIIiimis i IN.3,00-garown. -...40:04 ige :: tz trimcco ..t. my, 40%.i:.iiii.:.: i4. :,..*.:_:.:..ii.:.:.:...::.• :::*1'. ..._.._ )0.137* yip gcx : ••77 .. . tA:::::::::.,,,. .:.:,:. •:::•:•...::::.:.: ‘ :..::,,: ..,.. .::::::::::.:.........:.::::::::::::„:,:,:. :;Lirictti:.:... :14. il eiggs303111512f14A10-881°-14. ' ist .. .• ..: .'• •• ? .'.. ' . 1 • ,_0 _. .iir .._ -14e p4 113:111111011:1113Frie dirt • 1ft%. % "lilt-1.1•4411/vogrel . 8 4-L,Larrciti...ii.::::.iii:i.:i::::;:ii::::::::::i:iii:.:::::: .. ...:-! 614 1:1. 4ym . &A 11©®550 *�r,"0: • • • 1111 PART II. MARKET AND INVENTORY CONDITIONS The Market and Inventory Conditions component summarizes local market and inventory characteristics, including trends in population, household formation, market rate housing, public housing, ' and assisted housing, as well as summarizes the facilities and services available for homeless persons and other persons with special needs. GENERAL HOL'SINS CONDITIONS • Supply, Demand, and Cost of Housing. The growth and development of Elgin between 1980 and 1990 resulted in an increase of the number of housing . units from 24, 897 to 27, 93G, a 12% increase in the total number of housing units. During the same time period the median value for an owner occupied housing unit increased by 56%, from 562, 200 in 1980 to 096, 800 in 1922. Similarly, the median III contract rent has increased from 5268 a month in 1980 to C5:? in 1990, an increase of 87% in rent charged. As outlined in the Needs portion of this document, the increasing prices for owner and rental units have increased the cost burden particularly for those sectors of the population which are low and very low income. In Elgin, owner-occupied housing units represent E2% of the total number of occupied units, and renter-occupied units _represent 38% of the total number of housing units. - Whereas, lower income households renter/owner percentages are almost reversed from the preceding. It is estimated that approximately 65% of lower income households rent and 35% own housing. Once again, these figures serve to reiterate the problem experienced by low income families in finding affordable housing. Since a great percentage of low and very low income families rely on rental housing units, the problem of supply of, and demand for, affordable rental units is underscored. Another factor of importance is that the vacancy rate of both homeowner-occupied and renter-occupied unite in the City is very low. The overall vacancy rate is 3. 8% ( 1, 071 vacant units ) with the rental vacancy rate at 1. 7% and all other categories of vacant units at 2. 17:. Of the available • units, many may be part of new housing developments which account for the majority of the housing units added to the housing 'stock between 1O8: and 1990. Several Chicago are:, builders have targeted Elgin for large-scale, ' multi-pr oduct f-77(1) • • • • • line developments in recent years. These builders offer several different housing product line_ generally divided into executive homes, move-up homes, and affordable homes for first-time buyers. The affordable homes range from a starting price of SC., 9?0 for a townhome to S120, 900 for a single-family home. Several builders offer FHA financing. The construction of rental units has played a minor part of the c nst: Uction "boom" experienced in Elgin over the last _0 years. Those few projects that have been built are market rate and located outside the areas of the City that have high concentrations of low and moderate income persons. Even though housing units are being added, the rate of inorea_e• value and contract rent of housing continues to rise signar{ .,- ntly while housing demand is dramatically outstripping supply. Not only is the demand a result of local economic development and job creation but also, and perhaps more importantly, the increasing housing costs associated with suburban communities more proximate to Chicago, result in a "push" of persons to more "affordable" communities in outer metropolitan areas such .as the Fox River Valley. This affordable housing push ironically reduces the affordability of the community by increasing • demand over supply thereby increasing value and costs of existing housing as well as newly constructed housing. According to the third quarter Housing Opportunity Inde::, released by the National Association of Home Builders, "The Fox: River Valley leads the ' most affordable ' region in least affordable pr ices. " . • The. phenomenon experienced in the. Elgin area is. anticipated to continue, and even increase as development pressures continue in the Elgin area. As more development occurs in the City, affordable housing will be even more difficult to 'supply to those populations in need. The influx: of new development with associated higher prices, will, in turn, affect the prices and rents of the existing housing stock. In an effort to offset these existing and anticipated conditions, the City of Elgin will continue to place high priority in support of programs which serve to increase the supply of affordable owner and rental units for the populations in need. The City of Elgin as been actively involved in the rehabilitation of the housing stock through the local Elgin Residential Rehabilitation Rebate Grant Program , the federal and state Rental Rehab_ilitation Program, the Neighborhood Housing Services loan programs, and by monetary support of rehabilitation activities • conducted by the Housing Authority of Elgin on public housing units. The City has assumed an active role in the rehabilitation of the existing housing stock located in those areas of the City primarily populated by low and • . •mode: ate ir:cote persons, with the -expres_ed goal of providing housing units for both owner and renter occupant_. Th City ha= operated the total Residential Rehabilitation Rebate Grant Program for over ten years, with annual increases in funding levels. It is anticipated that this funding trend will continue with increases above the norm to offset the increase in market conditions over the next five • years. Similarly, the City has giver: a high priority to the operation of the NHS loan program which assists low income home owners in rehabilitation activities. This program operates in a target area of the City primarily populated by low and moderate income families. In addition, NHS, in cooperation with the City of Elgin, the Neighborhood Reinvestment Corporation, the Federal Home Loan Bank and local lending institutions have developed and funded a local first-time home buyer program, which offers low interest loans to qualified low income applicants. The rehabilitation activities of these programs do not require that the units be vacant, nor do the programs result in displacement of households. In general, most of the rehabilitation work undertaken is carried out while the units are occupied. r410Past participation in the Rental Rehabilitation Program has also erved to reinforce the City ' s position of rehabilitation as a primary means to provide affordable housing. .It is anticipated that, as the City becomes a regional draw for .residential and commercial developers and housing costs increase .for all sectors cf the population, "the City will continue to place highest priority on funding rehabilitation activities and low-interest loan programs. Historically, the City of Elgin has not been involved in the construction of new housing in order to add affordable housing units with the exception of federally assisted new housing contruction. Acquisition has played a small role in the City 's housing activities. Recently, acquisition of property has been integral in a proposal to convert an abandoned hotel building to 45 units of elderly housing, in the construction of one single family °dwelling in a low/mod neighborhood, in the substantial rehabilitation of an tax delinquent single family dwelling, in the rescue from demolition, moving and rehabilitation of two single family dwelling in a low/mod neighborhood and in the future construction of two more single family dwellings in a low/mod income neighborhood. Although acquisition of property will probably no result in significant numbers of additions to the affordable housing • stock, acquisition activities along with subsequent development, bring attention to the need of for affordable housing and provides a stimulus for private investment and reinvestment in mature, low/mod income neighborhoods. / -1'7 \ • • • The resources available for Elgin ' s homeless population are fewer than, for those with low and moderate incomes. The programs available locally serve primarily as crisis intervention with the exception of the Alternatives prograrr;. As stated before, the Alternatives Program operates to counsel and train homeless individuals to secure jobs and shelter. The State of ?llir,oi_, through 1 the Department of Public Aid and the Department of rental Health and Developmental Disabilities offer programs designed to assist homeless individuals through such pr ogi a.r:.s as the Domestic Violence Program, Emergency Food Assistance Program, Projects for Assistance ir. Transition from Homelessness. These progr ar s also serve as crisis intervention r.r og:-arr.. Con^ 1 or. Based upon the 1G9C Census and Elgin 's growth rate over the past three years, the city has calculated the following population projections for the next thirty year period : 1995 - 85, 731 2010 - 115, 457 3000 - 94, 882 3015 - 128, 246 20.05 - 1C4, 494 3020 - 142, 691 �• Given these population projections, it would appear that housing demand will continue to grow. Additionally, the interconnection, of housing demand and supply and the availability of affordable housing shall be exacerbated as the population increases in Elgin and in the Fo:: River Valley. • . • • • • ( Z3\ • Assisted Housing Inventory The City 's contribution toward the provision of affordable '-sousing has generally operated outside the realm of the for - pr ofit developers and market-rate developments. Basically, the City of Elgin, Elgin Housing Authority, Neighborhood Housing Service_ and local banks and lending institutions have been working toward providing more affordable housing for several years. The City of Elgin operates the Residential Rehabilitation Rebate Program which offers grants to low and moderate income persons working toward rehabilitation and code compliancy of their homes. For the reporting year June 199, - June 1991, the City provided grants for the rehabilitation of 31 units, 29 of which directly benefitted low and moderate income elderly homeowners, with several small low/mod families also participating. The rehabilitation of these units assisted in allowing the occupants to remain in their homes, while improving the quality of their unite, which they may not have been able to afford without City assistance. The funds for this program come from the City ' s nr_ Cr f• ������• annual entitlement, and have totaled well over $1 million dollars over the life of the program. The City of Elgin, in conjunction with Neighborhood Housing , Services of Elgin ( N. H. S. ) and local lending institutions, has targeted additional funding to a target low/mod area of the City as part of a home improvement loan program designed to assist low/mod homeowners to rehabilitate their homes. To date, 23 clients have been assisted with a total dollar -amount of $169, 941. N. H. S. has also developed a revolving loan fund with seed money of $4, 000 for rehabilitation • activities in the low/mod target area. NHS also has initiated a low-interest loan program for first-time home purchasers. This program went into effect in October, 1991 with a 530, 02'0 initial funding level. The City of Elgin, also in conjunction with N. H. S. , has participated in both the federal Rental Rehabilitation Loan Program as an entitlement grantee and in the state Rental Rehabilitation Program. The state Rental Rehabilitation grant totaled $150, 000 when received in 1929. A total of 4� units have been rehabilitated under the state grant in the low and moderate income target areas. As part of this program, the units rehabilitated are to .have 70% occupancy by low/mod households. upon completion of the rehabilitation • • activities. While no program guidelines exist to ensure continued low/mod occupancy, all the units rehabilitated through this program are located in designated low/mod neighborhoods as delineated by the 19°0 Census stati_tiaa 411 and thus should have affordable rents associated with the rehabilitated units. The Housing Authority of Elgin (HAE ) , an organization which operates independently of the City of Elgin, provides ub_{ d sed housing for area low and moderate income - fa-;.ilie_ through both project-based and tenant-based Section °• E __=tans . .The HAE operates 268 project-based Section e, r..d 427. tenant-based Se=tio:. e units'. The HAE, however, has a waiting list of len qualifying individuals for either type of assistance. While the Housing Authority of Elgin has arplied for 12'0 . additional vouchers and leo additional certificates, the number of people on waiting lists would still total over °C? even with the influx cf 2C3 vouchers/certificates. The fact that the Housing Authority has such a lengthy waiting list further attests to the fact that low/mod far:.ila e_ are finding it difficult, if not impossible, to locate affordable housing in the Elgin area. It should be noted that the waiting list of qualifying individuals is not limited to Elgin residents only. The Housing Authority does not restrict. service to residents, and does not maintain files on where their clients reside prior to obtaining Authority assistance. • n The Housing Authority of Elgin is not actively involve i� the creation and support of a public housing home ownership program. At this time, the emphasis of the Authority is solely on providing rental units and assistance for rental units to low income clients. The City of Elgir, does not have any plans to develop a public housing home ownership program outside the realm of the Elgin Housing Authority. In addition, the City of Elgin has granted over S5?2, Cee to the Housing Authority of Elgin for improvements to existing public housing developments. The money has been used for roofing replacements, exterior rehabilitation, parking improvements, playgrounds, refrigerators, hot water heaters, cooking stoves, fire walls, etc. Many of the items funded by the City were originally requested from the federal government. The application for funds from the federal government were not allocated for the requested its .: thus the Housing Authority was allocated funds from the city 's CLEC funds in order to achieve the necessary work to improv•= the public housing living environment. Currently, the Housing Authority is working through their Comprehensive Improve^gent Assistance Program (CLAP) to renovate units in their family site developments. The • Housing Authority utilizes this money for their substantial rehab. Currently, the Housing Authority is rehabbing over 22 units. In addition, the Housing Authority has convened an ad-hoc committee comprised of board members, City staff, ( 7.5) • Houoing Authority staff and rezid_nt= of all public housing oor::ple,:ea to provide recommendations for the Housing Authority ' s Five Year Comprehensive.ve Plan.. This panel began: evaluating the rehabilitation need's, both structural and site, for all public housing complexes operated by the Authority, as well as evaluating means of improving the management of the housing areas and the Authority. Cf the federally .ub_ldice . units operated privately ( out of the realm lm of the Housing Authority ) including the Burr.har.. Development Corporation ( 577 units ) , We_twind Tower ( 1 5. units ) , Crestwood/Huntington Cooperative ( 421 units ) , and the t'eadowdale Management Corporation (243 units ) , only the I'.eadovdale Management Corp. recently opted out of the subsidy program. It is not anticipated that, other than the 248 units terminated from the program, any additional units will be 'loot in the near future. • Conclusion In summary, Elgin 's recent growth and expansion has contributed to the problems of affordable housing. The recent interest in Elgin has spurred a building boom, which, unfortunately, has contributed to increasing home prices and property values which work against_low/mod persons trying either to remain in affordable housing units or locate and secure affordable units. The City, local lending institutions and not-for- profit agencies have been -working steadily toward the goal of providing affordable housing primarily through rehabilitation programs, grants and low interest loans. S . • i r_1 CHAS Table ZA US.Department of Housing and Urban Development Otfioe of Community Planning and Development lkulation and Minority Data Comprehensive Housing Affordability Strategy(CHAS) Nair*ot.kriseIon(s)or GO►wortium: FM Year Pario4:(Mw tens yrs.) • FY: trough FY: City of Elgin 1992 1996 1080 Census Data 1590 Census Data Category Of Currant Estimate • (A) (B) 1. Total Population 61 6611 77 (11(1 2. White (Non-Hispanic) 51, L84 54,209 3. Black(Non-Hispanic) 4,193 5,456 4. Hispanic(All races) 6,511 14,576 5. Native Amatican 86 135 6. Asian and Pacific Islanders 1,176 2,543 7. Group Quarters 1,822 2,168 8. Institutional 1,356 1,489 9. Non-Institutional 466 = 679 ( • 10. Household Population 61 476 74 X47 t . Source: 1990 Census data : City of Elgin • • brm HUD-40090 (5191) / 7. 1 U.S.Department of Housing and Urban Development • ry/45 Table.2B - Moe o1 Community Planning and Development Wirket and Inventory Conditions riousing Stock Inventory - Comprehensive Housing Affordability Strategy (CHAS) Name of Juri<dlmon($)or Coneonium: Frye Yaw Period:(enw focal yrs.) FY: 1992 1trough FY: 1996 err: City of Elgin 1890 Census Current Estimate as of:(enter date) Category Total 0 or 1 bedrooms 2 bedrooms 3 or more bedrooms (A) (B) (C) (D) 1. Total Yasr•Round Housing 27,936 2. Total Occupied Units 26,865 3. Renter Occupied Units 10,129 4. Needing Rehab • 1.055 5. Not Rehabbable 56 5. Owner Occupied Units 16,736 7. Needing Rehab 1,797 (• Not Rehabbable 94 • ( 6. Total Vacant Units 1,071 10. For Rerd 470 • 11. Needing Rehab 156 • 12. ' Not Rehabbable 8 • 13. For Sale 207 14. Needing Rehab 69 • - 15. Not Rehabbable 3 16. Awaiting Occupancy or Held 17. Other • Source: 1990 Census Data — City of Elgin •• • dorm HUD-40090 (919' • . . US.Department of Mousing and urban Devetopnnnt CHAS Table 2C • - Moe o}Community planning and Development sted Housing Inventory • Comprehensive Housing Affordability Strategy (CHAS) F .Yaw Period:(ow Mal en.) • Cum'Estinyte a d lamp!dam) Housing Authority of Elgin Total Stock and Inventory • • SRO 0 or/bedrooms a bedrooms ' I or bedrooms Category T(A)1 (B) • (0) (D) (E) 1• Project Based 145 30 93 268 Tenant Assistance . - 2. Public Mousing 260 145 • 28 87 a Section 202 2 6 A. Mo-d: xeittab. 8 5. Other HUD . t FmHA - • 7. Tenant Based • 45 203 159 Tenant Assistance 407 . S. Section e 407 45 203 159 B. Other St asUcal ' • I • •T ilstamc -Bedroom Size Amount Family • Elderly ' 0 2 . 0 14 •`.`1 ' 52 0 11 , _ 2 409 66 4 . • .3 320 89 -- 4 . 78 23 -- ' 5 4 16 -- Total 865 194 29 . Section 8/Prior Application for 100 Vouchers/6-20-90 • Section B/Applied for 100 Certificates/7-25-91/Pending Approval As the influx of major corporations in our area, i.e.; Sears; Panasonic; Ameritech; occurs, it will effect the housing situation drastically in our community where - affordability and availability is concerned. Rent in this area is escalating et such a rate, that moderate income families find . it virtually impossible to afford safe, decent and sanitary housing, that says nothing of the elderly living 411 on Social Security and pensions or low income families. . 9 X91 REcENED ��� • form NUD-40000 (0/01) k,,..,wtn5.arbsn rt••a,a•, • Inventory of Facilities and Services for Homeless Persons A range of shelter and services to the hopeless population are provided. The service provider agencies provide a wide range of services for the homeless and near homeless population. The following briefly describes the type of facilities available through these agencies: Residential Shelter - provides on-site shelter services and other services that include a 24-hour hot line, adult counseling and advocacy, children's counseling and advocacy, information and referral, and transportation. Short-term Residential - provides diagnostic services and individual, group, and/or family treatment in a structured, residential setting for 30 days or less . Transitional - provides a temporary residence for a period not to exceed 24 .months. Food service or referral is usually provided (Community Crisi Center) . • • Long-term Residential - provides diagnostic services and individual, group, and/or family treatment in a structured, residential setting for a period longer than thirty days. Emergency Overnight - provides emergency sleeping accommodations for a short period of time, usually on a nightly emergency basis . Food service for at least one meal may be provided. Voucher - provides for emergency shelter on a per diem basis at a nearby hotel, motel, or a similar facility when other overnight shelter is not available. Food service may be 11, provided through local facilities. Halfway House provides for the preparation of the recovering alcoholic/substance abuser for independent living. This service • is not designed to be a primary entry point into the treatment service system; candidates for admission have been screened in another setting. People who are admitted are sober/drug-free and require a 24-hour setting and a peer support structure to strengthen their recovery/sobriety. Most halfway houses have a major focus on employment assistance. Detoxification - the process for withdrawal from alcohol and/or other drugs with or without supportive medical regimens . • Detoxification can be performed in a social or medical setting. III - Social setting - immediate and short-term diagnostic and clinical procedures for persons in the withdrawal process in a non-medical, supportive, and protective environment. Medical setting - immediate and short-term diagnostic and clinical procedures administered under medical supervision that relieve the severity of withdrawal from alcohol or other drugs . Rental Assistance - payment of not more than one month's rent where a family is at imminent risk of eviction due to nonpayment of rent, and when no other resources are available. • Recovery Home - provide living arrangements for persons with problems of alcohol and/or substance abuse who are unable to live independently. Income Support Assistance - based on income qualifications, provides financial assistance with rent or utilities . Provides referral to other available resources . Transportation, food, clothing, medical care, and temporary shelter would qualify as well (Community Crisis Center) . Services for the Near-Homeless - based on income qualifications, upon presentation of a verifiable rent or lease-related eviction notice, provides the landlord with the • f �_1 • arrearage, in whole or in part, to reinstate the tenant • (Community Crisis Center) . Supportive Care - residential services complimented by supportive services such as light housekeeping, meal preparation and shopping for senior and disabled persons, energy assistance program, weatherization program, and a comprehensive information and referral service. The Alternative Program administered by Elgin Community College takes an integrated approach towards job training and placement of the homeless through support services such as (• employment training programs, day care, family crisis counseling, and education. • Inventory of Facilities and Services for Persons with Special Needs Currently, in Illinois, there are approximately 327 Section 202 developments for the low-income elderly or persons with disabilities . Of these, approximately 191 are located in the City of Chicago and 72 are located in the suburban "collar counties" of Chicago. tel• Based on a national survey of HUD Section 202 Housing for the Elderly, there are approximately eight applicants over the age . of 62 waiting for every unit that becomes available; ten percent of all applicants have been waiting for more than four years; and waiting lists are the longest in urban areas with eleven applicants per vacancy and shortest in small towns and rural areas with four applicants per vacancy. The following briefly describes the type of assistance available through agencies whose major focus are the elderly and persons with disabilities . • The Elgin Senior Citizens Center provides comprehensive services including case management, outreach to shut-in persons 411 over 60 years of age, information and assistance regarding public aid, social security, medicare, circuit breakers, energy assistance, small home improvements, and free legal assistance. Services also include congregate meals, laundry, cleanings, shopping, transportation, personal care, and adult day care, and recreation programs. The Fox River Valley Center for Independent Living (FRVCIL) is a service and advocacy organization committed to the empowerment of persons with disabilities for equal and integrated access to society. Services provided include advocacy, housing referrals, independent living skills training, personal care assistance and (41, referrals, transportation as well as services to the deaf (TDD) . The FRVCIL works closely with the Department of Rehabilitation Services (DORS) regarding employment and • vocational rehabilitation. The following pages in this section provide a summary list of various agencies which provide services to the homeless, the near-homeless and to persons with special needs. SUMMARY LIST OF SERVICE AGENCIES • ALL PEOPLE'S P INTERFAITH PANTRY 37 S. Geneva, Elgin • • Emergency food pantry for the greater Elgin area providing three day supply of foodwith referrals from social welfare agencies or area churches. G ASSOCIATION FOR INDIVIDUAL DEVELOPMENT 1485 Davis Road, Elgin Non profit organization providing educational, vocational, residential and support services to adults who are developmentally disabled and who reside in northern Kane County and Hanover .Township Services Available: Elgin Rehabilitation Center, Elgin Community Living Facility, Elgin Group Home, Fox Valley Evaluation Center, Respite Care Services. CATHOLIC SOCIAL SERVICES ' 566 Dundee Avenue, Elgin A professional family services and licensed child welfare agency dedicated to preserving, enhancing and rebuilding family and relationships . Services Available: Adoption, unplanned pregnancy services, foster care, professional marriage, family and individual counseling, and professional counseling for Hispanics. • CENTRO DE INFORMACION Y PROGRESO 62 Fountain Square Plaza, Elgin (36,) Services Available: Bilingual assistance/advocacy agency that deals with the needs of the Hispanic community through translation, interpretation, employment counseling, information and referral. CENTRAL BAPTIST FAMILY SERVICES 676 Prospect, Elgin A child welfare agency dedicated to providing counseling, casework, education and crisis intervention services to children and their families . Services Available: Sexual abuse treatment program, family counseling, parent-training program, crisis intervention program. COMMUNITY CONTACTS 1035 E. State Street, Geneva . Not-for-profit social service agency which administers a range of services, including health, economic and social programs, targeting the low income and elderly. Services Available: Kane County Info: A free, confidential telephone service which links a caller with a particular need or problem to the appropriate resource to help. Homemaker Program: provides an in-home service to the elderly and disabled person who needs help with household tasks and personal care. Illinois Home Energy Assistance Program (IHEAP) : helps low income households with payment of home energy bills, one 111 time a year. Weatherization Program: designed to make • dwellings of low income households more energy efficient through insulating and repair. COMMUNITY CRISIS CENTER P.O. Box 1390, Elgin Provides emergency response to people in crisis-those wondering where to turn for help-personal and family problems including domestic violence, sexual assault, financial and others. Services Available: Crisis Line/Information Line-help with problem solving, information and referrals . Emergency shelter-temporary for women and their children on-site, men and families by arrangement. Support Groups/Crisis Counseling - domestic violence, sexual assault, parenting and others. Advocacy-inform and emotionally support clients using legal services and other community resources. Support Services-meals, . food clothing, financial when eligible and drop-in visits. DIAL-A-RIDE, CITY OF ELGIN 150 Dexter Court, Elgin Providing door-to-door transportation for elderly and handicapped individuals (wheelchair lifts on buses) who live within the corporate limits of Elgin. Twenty-four hour 111 advance reservation, service from 9:00 a.m. to 2 :30 p.m. , 55C for seniors and handicapped individuals. 4 ECKER CENTER FOR MENTAL HEALTH 1814 Grandstand Place, Elgin - Provides both short and long term psychiatric services for children, adolescents and adults with emotional problems and mental illness . Services Available: Community Counseling Services, community psychiatric services, psychiatric emergency program (24 hour service) , respite care center (24 hour psychiatric shelter) , comprehensive assistance program, adolescent and adult psychiatric clinic, anxiety and phobia clinic, community education, psychiatric evaluations . i• ELGIN COMMUNITY COLLEGE/ALTERNATIVES PROGRAM 1700 Spartan Drive, Elgin Services Available: A program for low/mod income persons which takes an integrated approach towards job training and placement of the homeless through support services such as employment, training program, day care, family crisis counseling, and education. ELGIN DAY CARE CENTER 51 S. Spring Street, Elgin S - Day Care House: 7:00 a.m. - :30 p.m. • The Center provides child care for single parent, low income families who are working and/or in training full time. Services Available: Full time child care for children 3-5 years . ELGIN MENTAL HEALTH CENTER 750 S. State Street, Elgin An 824 bed residential psychiatric facility serving adults (age 18 years and older) from the counties of Kane, Lake, McHenry, Kendall and portions of Northwest Cook. Services Available: Acute treatment program, intermediate • treatment program, MI/MR, . extended treatment program, medical services program, gerontological psychiatric program, forensic treatment program. ELGIN TOWNSHIP 164 Division Street, Elgin Administers a General Assistance Welfare Program which provides a monthly grant to qualifying residents of Elgin Township. To qualify, one must not be eligible for any other state or federal assistance program. Grants are disbursed in the form of voucher payments. Participation in the Workfare Program is mandatory in most cases. • Services Available: General Assistance Welfare Program, voucher grant and medical assistance. • • FAMILY SERVICE ASSOCIATION OF GREATER ELGIN , 22 N. Spring Street, Elgin Provides a variety of counseling services to families and individuals of all ages. Services Available: Youth Counseling Program, including individual and family counseling for a variety of problems related to school, behavior, communication, physical abuse, depression, sexual abuse and other psychological or interpersonal problems. Adult Counseling Program, including individual and family counseling for problems related to martial issues, divorce, communication, depression and other • psychological or interpersonal problems. Senior Counseling Program, including assessment, counseling, case-management, friendly visiting services to older adults and services to . adults with elderly family members. Consumer Credit Counseling, including financial counseling, budgeting and debt repayment programs. FOX RIVER VALLEY CENTER FOR INDEPENDENT LIVING 730B W. Chicago Street, Elgin Human Service and advocacy organization committed to the empowerment of persons with disabilities for equal and integrated access to society. Services Available: Advocacy, housing referrals, independent living skills training, information and referral, peer Support, 4 • personal care assistance and referrals, public education/outreach, workshops, volunteer opportunities. ILLINOIS DEPARTMENT OF CHILDREN AND FAMILY SERVICES 595 S. State Street, Elgin A public child welfare agency which investigates reports of suspected child abuse/neglect and provides services directly (or through the community) to such families. Services Available: Case work services, parenting training, outreach counseling, day care, homemaker services, adoption services, foster care, residential placement, licensing services for foster homes, adoptive homes, day care centers, day care homes, residential treatment programs and child welfare agencies . . ILLINOIS DEPARTMENT OF EMPLOYMENT SECURITY 33 Fountain Square Plaza, Elgin Administration of unemployment insurance and job service programs. Please note: job service and unemployment insurance are two parts of the same department. Services Available: Determine eligibility for unemployment benefits, pay benefits to eligible claimants, refer job seekers to job openings (labor exchange) , aptitude testing, employment counseling, veterans ' employment services. ILLINOIS DEPARTMENT OF GUARDIANSHIP AND ADVOCACY COMMISSION • 595 S. State Street, Elgin The Guardianship and Advocacy Commission is the state agency that protects and enforces the rights of its mentally ill, developmentally disabled, physically handicapped and disabled aged. ILLINOIS DEPARTMENT OF PUBLIC AID 425 Dundee Avenue, Elgin Provides services to encourage and help persons in need in Kane County to maintain a lifestyle and develop self-reliance, • self care, self support and responsible citizenship. Must meet financial and nonfinancial eligibility requirements . Services Available: Food stamps, aid to families with . dependent children, including financial and medical assistance and Project Chance employment program, aid to the aged, blind and disabled, including financial and medical assistance, aid to the medically indigent, (medical assistance only) , refugee assistance, including financial and medical assistance, and child support enforcement as a parent locator and collection services for Public Aid and non-Public Aid families . • KDK TRAINING, EMPLOYMENT & BUSINESS SERVICES 111 35 Fountain Square Plaza, Elgin i.4 2 • Provides employment and training programs for unemployed or underemployed residents of Kane, DeKalb or Kendall Counties . Services for adults and youth. Service Available: Resume development & interviewing techniques, job placements and training. KANE/KENDALL COUNTY NUTRITION PROGRAM 202 W. Main Street, St. Charles Provides hot meals, congregate and home delivered, at lunchtime, Monday through Friday, for persons over 60 years of age. Suggested donation $1.25. Reservation must be made in advance. • Services available: Congregate meals, home delivered meals, nutrition education and physical fitness awareness. ' LITERACY VOLUNTEERS OF AMERICA, INC. • ELGIN AREA AFFILIATE, INC. 200 N. Grove Avenue, Elgin Gail Borden Library Recruits, trains and matches volunteer tutors with adults who need individualized basis reading, writing and/or conversational English instruction. Services Available: Tutor training workshops, student book II! club, continuing education, in-services for tutors and students, speaking engagements to service clubs, churches, other social service agencies, etc. , forming liaisons with business and : , S industry to provide literacy services, provides tutors for other local literacy agencies, and distribution of monthly newsletter. LARRIN CENTER FOR CHILDREN & ADOLESCENTS 1212 Larkin Avenue, Elgin Multi-service child welfare agency specializing in the treatment of the severely emotionally disturbed and behaviorally disordered child, adolescent and young adult. Services Available: Residential treatment - referrals from Illinois Department of Children & Family Services, Illinois Department of Mental Health and local school districts. Community day treatment - referrals from local school districts. Transitional living - referrals from local social service/member health agencies, hospitals and state agencies. • MEALS ON WHEELS Meals delivered to aged and disabled persons who are unable to prepare meals for themselves. Physician referral required. MOTHER GOOSE CHILD DEVELOPMENT CENTER, INC. 240 Standish Street, Elgin • Provides full time quality day care to preschool children of low income single parents who are working or in job training. • Services Available: Full time day care for preschool children, ages 2-6, daily program, food service, afternoon nap time and activities away from the center. NEIGHBORHOOD HOUSING SERVICES OF ELGIN, INC. 205 N. Gifford Street, Elgin A neighborhood-based organization committed to preserving and upgrading housing. The primary focus of the program is assisting homeowners who want to make needed home repairs and improvements . Services Available: Housing rehabilitation services, loan 011 services, paint program, tool lending library, neighborhood improvements. OPEN DOOR CLINIC 164 Division Street, Elgin Diagnosis, treatment, follow up and education for sexually transmitted diseases . Also antibody testing for AIDS and information. Services Available: STD education and information, diagnosis and treatment for STDs, epidemiological follow up of diagnosed STD, antibody testing for AID and premarital blood testing. • PRAIRIE STATE LEGAL SERVICES, INC. 403 S. Fourth Street, Geneva • Provides free legal services to low income clients and senior citizens who have critical civil legal problems . Services Available: The Geneva office serves residents of Kane and DeKalb counties . Primarily, provides legal representation to low income families who have legal problems that fall within the following categories : housing, public benefits, utility shut-offs, domestic violence and health law. Attorneys provide clients legal counseling and representation in litigation. Attempts to make appropriate referrals for persons who cannot be directly assisted. Also represents and participates in many community legal education programs . (• REFUGEE HEALTH CARE CENTER/ COOK COUNTY DEPARTMENT OF PUBLIC HEALTH 164 Division Street, Suite 508, Elgin A federally funded program assisting refugees world-wide with initial health screening services. All services are free and eligible to all refugees. Services Available: Translation, medical exam by a physician, immunizations, screening for tuberculosis, laboratory testing, hepatitis B screening and immunization, screening for parasitic infection, full range or referral services and adjunct, • translated mental health services. COMMUNITY CONCERNED FOR ALCOHOLISM AND DRUG ABUSE (CCADA) • 76 Fountain Square Plaza, Elgin Provides a wide range of services for the prevention, assessment and treatment of alcoholism and drug abuse. Services Available: Out-patient counseling for adults, adolescents and children, community education/prevention, Passage: a treatment program for women, early intervention for adolescents, bilingual (Spanish) services, Level II DUI program, employee assistance, assessments and linkage, and counseling for children of addicts. THE SALVATION ARMY - CORPS COMMUNITY CENTER (. 316 Douglas Avenue, Elgin An international charitable organization dedicated to the ' practical application of the Gospel of Jesus Christ, in alleviating human suffering and distress, in whatever form, wherever it is found, without regard to race, class or creed. Services Available: Food pantry and commodities, emergency lodging, clothing, furniture, household items, NI-GAS sharing program, nutrition feeding for senior citizens, advocacy and counseling, summer camps, referrals to other agencies or institutions, seasonal Christmas help, emergency transportation (local) , Courier Shoe Fund and recreational programs, and • participation in the PADS shelter program. UNITED WAY OF ELGIN • 35 Fountain Square Plaza, Elgin Enables all citizens and agencies, governmentaland voluntary, to join in a community-wide effort to provide and deliver efficient human care services and programs effectively related - to current need. Services Available: Fundraising, community planning, • allocations, public information and volunteer recruitment and training. VIP COUNCIL OF. ILLINOIS - NORTHERN BANE CHAPTER 100 E. Chicago Street, Elgin i 111Organized to develop and support programs that expand opportunities for citizens 60 years and over, making available . recreational, informational, educational, cultural, social and economic benefits. Services Available: VIP membership cards entitle bearer to receive 10% discount or more at selected merchants in the Elgin area, Rules of the Road course, social events and aid in preparation of Circuit Breaker forms. VISITING NURSE ASSOCIATION OF FOX VALLEY 35 Fountain Square Plaza, #200, Elgin Intermediate skilled nursing care in the home. Provide physical, speech and occupational .therapy, evaluation and • treatment for home hound persons. Maternal child care for high-risk infants and mothers . Physician's orders required. Services Available: Medications-injections, after surgery care, blood drawing, catheter care, diabetic instruction and supervision, dressings, health education, orthopedic care, chemotherapy, IV therapy, physical, speech and occupational therapy. Material child services provide infant care' instruction, early discharge and high risk newborn and mother care. WELL CHILD CONFERENCE • 5 N. Geneva Street, Elgin • A preventive health care agency serving children. ages 0-18 years residing in Elgin, South Elgin, Dundee, Carpentersville, the . tri-village and surrounding areas. ‘ Services Available: Physical exams, immunizations, developmental screening, testing for health problems, vision and hearing screening, medical and social referrals, nutrition education, supplemental food for women, infants and children (WIC) , parenting education and counseling and health education. • YOUNG WOMEN'S CHRISTIAN ASSOCIATION 220 E. Chicago Street, Elgin • Provides vital programs and services for all individuals and families, with special attention to and awareness of changing ( .1l needs of women and children, in order to improve their physical, mental and social well-being and to increase their ability to lead meaningful lives in the community and world. Services Available: Community Calendar and Women's Resource Center referrals, special events such as Leader Luncheon, style show and book review. Support groups such as Alzeheimers Care Givers, Asthmatic Children, Singles and Newcomers/ ESL for adults and preschool children and, in summer, children 6-12 years . Children and youth programs . Staycare/Daycare for 6-12 years after school and no school days. Tiny Tots preschool in YW and outreach. Camp Tue-Endie-Wei day camp, residence and rentals. Fitness, recreation and instruction in physical. education for all ages. Job training programs for qualified refugees. Public Aid recipients, older individuals (55+) . Trips . Ethnic youth program with U-46 Project Down for Hispanic • youth. Instructional classes. • SECTION II. FIVE YEAR ETRATESY The Five Year Strategy addresses affordable housing from a variety of perspectives and incorporates a range of re-curce . Pursuant to HUD guidelines, the City 's plan will include the following elements : - prioritization of perceived housing needs ar.d an accompanying strategy for coordinating public and resources based upon these needs; - an analysis of public policies relevant to affordable housing issues ; - an implementation strategy for carrying out the plan within the existing institutional structure. The City traditionally has set the highest priority on attempting to meet the needs of the very low, low and moderate income persons as is evident in the City 's most recently approved Three-Year Housing Assistance Plan ,• submitted in conjunction with the CDEC entitlement grant received annually by the City. Affordable Housing Priorities As stated in the Market and Inventory Section, the recent housing boom in the Elgin area has led to escalating costs • in both home values and rental rates. Existing homeowners, • especially the elderly, may find it more difficult to hold on to their investment, and downpayment and lending requirements make it virtually impossible for potential -homeowners, in particular low and moderate income persons, to purchase a home. The building boom has also impacted the rental market, pushing rental rates to such a high level locally that many low and moderate income families, elderly persons, and families on fixed incomes are finding it -Increasing'_y difficult to find safe, decent rental housing. Accordingly, a high priority should be giver, to reducing the cost burden of renting, purchasing, and preserving homes for low and moderate income persons. Census tract data shows the majority of low/mod income persons reside in the older, established sections of the City. The City has • traditionally recognized that one of the most effective means of providing affordable housing is through moderate rehabilitation of existing structures located in the older sections of the City, and has targeted a majority of its . rehabilitation activities in this section cf the City. • Historical l y, the City has allocated fundi in conjunction with this prioritization. A majority of Community Devel opr, _..t B'' ock Grant funds over the past 15 years have been allocated to improvement projects and activities in those areas of the city with a high concentration of very low, low, and moderate income persons. These areas are e ncompa_aed by Census Tracts E5?3, a51o, 9512, 8513, x514, and 2E15, an area generally straddling the Fox River and containing some of the oldest housing stock and most overcrowded condition_ in the City. The. projects have included street improvements, curb, gutter and sidewalk improvements, park development, scattered cite acquisition, demolition of substandard units, in addition to the rehabilitation of existing housing units ; as well as funding assistance for improvements to and services provided by social service agencies and the Housing -Authority of Elgin which either operate in or serve clients who live in these areas. The housing needs analysis and market conditions analysis show that priorities for allocating investment for housing affordability in the rie,:t five years will remain with assisting very low, low and moderate income families by increasing the availability of affordable housing, both • rental and owner units, to offset the effects of the tight housing market in Elgin. A priority will be placed on affordable rental housing and the rehabilitation of existing housing units for low and moderate income households. • Playing a large role in the five year strategy is the apparent substantial increase in the low income population -and the increasing demand for affordable rental units. A priority of the five year plan is to increase the supply of -affordable rental units, either through rental subsidies or -rehabilitation of existing units. Similarly, the five year plan needs to recognize and accommodate the special needs population in the form of continued and increased funding for support services to these populations - Crisis Center domestic violence programs and .emergency shelter, jobs counseling and training for homeless persons, homeless shelters and soup kitchens. - In the past, CDBG money has beers focused on capital improvements in low and moderate income neighborhoods and t: funding not-for-profits and- the Housing Authority capital improvements. While these items still receive a majority of the available dollars, a secondary emphasis on operational funding for support services to serve the segment of the population under discussion in the CHAS has occurred. In FY • • 1992, approximately ;9C, 00C was granted to the operation of programs benefiting low and moderate income families ( day • care programs, emergency medication programs, at risk youth • programs, etc. ) . /�• 1 • • The ccntinuaticn of the support of the rehabilitation programs in place further strengthens the high priority placed on affordable housing for low/moderate income persona. _ The rehabilitation of the existing stock operated by the Housing Authority of Elgin ( HAE) will play a large part in the five yea: plan. The HAE has had t11S, 500 allocated- fr_-.. y9 2 CDE2 budgetfor h s, the r mit '` FY + _ t e installation of a complete sprinkler system and for the installation of smoke detectors far the 150 units of elderly housing operated by the Authority. In addition, the HAE was allocated over t75e, 0?; in FY19S0 by HUT' for. use in rehabilitating public housing units. In working toward improved management of the local public housing system and accommodation and improvement of resident/management communications, the HAE has formulated .a .Comprehensive Improvement Assistance Program./Comprehensive Plan committee. This committee, which is comprised of management and board members, public housing residents and City staff, is meeting to formulate a comprehensive long range plan for rehabilitation of HAE housing units, based upon input by housing residents and structural evaluations made by staff. Additionally, the Housing Authority has plans to develop a not-for-profit organization which will acquire and• hold interest in property for use in transitional housing. Specifics of this program have not been worked out yet. The rehabilitation, of -existing housing stock continues as a high priority in those low/mod neighborhoods experiencing substandard conditions. This will be accomplished through the continuation of the Residential Rehabilitation Rebate Program and the NHS low interest rehabilitation loan programs. These programs have been successfully operating • for over ten years, with participation in the Rebate Program at approximately 30 units per year, and the NHS generating approximately 1C loans per year. Investment by the City over the ne:•:t five years is expected at 51, 000, 000 for the Rebate Program which will assist approximately 15L units. The City and NHS have designed complementary programs_ .this year to expand the funding opportunities for clients. The Rebate program has added the Exterior Home Improvement Program which will offer up to S2000. to approximately 10 families a year, or 50 over five years. The NHS has added First-Time Homebuyers Assistance Program, a low interest loan program to target investment in a low/mod portion of the City, with initial funding at $102, 000. This program operatesin cun,junction with the City of Elgin, the Federal • Home Loan Bank, and the Neighborhood Reinvestment Corporation to offer the loans. In the first year of operation, the program has closed cn five loans. With the • pool of money constant at C102, 002,- a minimum of 2 households can be assisted over five years. • Not-for-profit agencies will also continue to receive support through the City ' s CDBG funds. These agencies, the Community Crisis Center, YMCA, Elgin Area Childcare Initiative, Greater Elgin Senior Center, Mother Goose Day Care renter and the Beverly Lake Handicapped Center have all received funding to assist low and moderate income people. The benefit to these agencies in both capital and operational funding assistance will greatly assist them in their work with handicapped individuals, at-risk and homeless to offer emergency assistance and counselling to find housing. Other agencies work with support services for low and moderate income families ( day care, youth services ) to enable them to meet every day needs. The continuation of public-private partnerships such as Elgin 's Habitat for Humanity will provide new construction cn infill lots to low income families. The City, Habitat volunteers and area businesses cooperate to provide affordable housing to area residents through donation of property and 'in-kind donations. In the past year, the Habitat group has completed the construction of one house utilizing a lot donated by the City, has received a second t • lot via the City through the acquisition of tax delinquent property and, has been allocated S25, e2e in CDBG money for acquisition cf an additional vacant lot in order to construct another single family home for ownership by a low/mod household. Over a five year period, Habitat could - complete the construction of up to ten houses at a rate of • two per year. • Homeless Population When the subject of the homeless population is discussed in five year planning terms, it becomes more difficult to both quantify the magnitude of the homeless problem in the City and to plan for alleviating the problem. With accurate Census information missing, the City has to rely on numbers generated by those agencies assisting homeless clients or, an everyday basis. The Elgin PADS program, in conjunction with the Salvation Army, serves on average of 51 clients a night between November 1 and April 1, the Community College Alternatives Program serves appro::imately 425 person=. annually, and the Crisis Center assists £76 victims of domestic violence and 477 individuals in economic crisis through their shelter programs. • • The City of Elgin provides indirect monetary assistance to several not-for-profits which assist the homeless through CDBG grants to capital budgets to improve facilities or acquire structures. Over the life of Elgin 's CDBG entitlement program, the City has granted over C210, 222 to 1111 '_coal rot-for-profit agen_ie_ which provide direct and indirect assi'ttance to homeless populations for capital improvements. This type of monetary assistance from the City is e;:pected to continue over a five year span. In addition, interest has been shown by those operating the PA^c' program and the "Salvation Army to open a homeless shelter in the City. Possible development of a site cele-tion committee ittee comer ised of arca churches, the City, Salvation Army and Crisis Center staff has been offered as a means to begin this planning activity. "Special Needs Population As presented in the Community Profile section, housing has been cited as a critical need for the elderly, disabled, persons with metal illnesses or AIDS. Supportive housing services' for these populations can be the critical link between being able to stay at home or being institutionalized. In addition, supportive services are necessary as a preventative measure against homelessness. Many families and individuals at risk of becoming homeless benefit greatly through services and assistance which will allow them to survive any initial crisis period and to • remain stable in their e;:i_ting . residential settings. The ` array of services ranging from prevention to follow-up is a critical element in the City 's strategy to provide and maintain affordable h•ou_ing for very-low, homeless, and near homeless populations. In the Elgin area, the Fo,: Valley Center for Independent • Living provides the bulk of supportive housing and services for the disabled population. The organization primarily serving the mentally handicapped is the Ecker Center for "Mental Health. This organization provides intervention and -counseling for the independent mentally handicapped. The 'City of Elgin allocated 150, 000 in General Fund monies to the Ecker Center in 1991-1992 to rehabilitate a house into a Respite Center for the mentally handicapped. The Respite Center provides a haven or shelter for mentally handicapped individuals in crisis. The City of Elgin has generally targeted monetary assistance to rehabilitation activities and to assist the capital improvements of not-for -profits providing services to homeless persons. The City has seldom, provided direct or indirect assistance to the supportive housing and services needs in the City. However, the City has been committed to incorporating handicapped accessibility standards into both new construction, public facility improvements and rehabilitation: activities. • A primary focus of the City' s long-term strategy is to e::plore ways to increase the supply of supportive housing, as well as to link future funding with rehabilitation to • provide_ suitable independent living quarters for this segment of the population. I3idiyect Roil=ing Activities The City recognizes that indirect housing activities aimed at financial assistance and relaxed underwriting standards to offer low income homebuyers a means of investing in their • community is also a high priority in the five year plan. While the City is not directly involved in the operation of mortgage program_ or state funded loan programs, the opportunity to get involved with these programs is not excluded. In the absence of current involvement in these programs the City does encourage public/private partnerships three_;} pronctin the Lo -Income Ta:. Credit program. This program is an excellent vehicle for generating private investment in affordable housing. TFIe City also has been at the for-efront . encouraging the continued contribution of t►`.= local le :iii-_ institutions in affordable housing arena. Work with Neighborhood Housing Services to facilitate the requirements of the Community Reinvestment Act as a means to leverage low interest rehabilitation and mortgage loans. Through membership on the NHS board of directors, the City has worked with several financial institutions to get them (41/ to focus CRA commitments to the NHS loan programs. The City and NHS expect to continue this working relationship. Relevant Public Policies The provision cf affordable housing for Elgin 's population • is dependent on the existence of ,a favorable regulatory • climate. While national and state laws and policies work toward moving the nation toward awareness and commitment of affordable housing, Elgin 's set of regulatory guidelines are i:. 0.4te to reflect the comparatively small geographic and financial environment under which housing is provided to citizens. In a rapidly growing city such as Elgin, the coning and subdivision regulations affect the maintenance and +reservation ac well as the provision of affordable housing. The recent boom in development has placed unusual pressure c.:3 the housing market, which has direct implications on the ability of the populations discussed in this document to attain sffc.r able housing. To that end, the City of Elgin ;Ievelc`ped policies desicned to mitigate the "negative" =mpaots the recent development boom has had on Elgin's housing market. • • The city 's building code is based upon the national SOCA code, with limited local modifications. In addition, the City 's coning ordinance promotes non-exclusionary zoning practices to provide a balanced cohesive community that • (th l • • CHAS Table 3 U.S.WparUwsnl el Housing and Urban O.wlop.r«N alio.of Corm candy Planning and O.r.log n.nl Priorities for Assistance 5-Year Plan Comprehensive Housing Affordability Strategy(CHAS) • Nem d Julbamgy ar CaMmru. • Fir.Year Period:pier Md pm.) City of Elgin FY: 1992 1996 I Rattlers owners - Aclirigl Elderly ' • FirshTims Homebuyers Ode Persons 1 a 2 Member Small Related. Large Relied Al Other Existing -W.—Children AM Others Homeless with Households (2 to 4) (5 or more) Househaldl Homeaslms Persona Special Needs (Al (@i Lsi ll)l IEl (F1 IGl (H) (Il Very • 1. Moderrale Reh bililagon/Acquisition 2 1 3 . .3 • 1 1 2 3 2 Low-Income Pennies 2. New Construction.Subster.ard ReoiwWaled aled WraslrucMa. 2 1 2 3 • 3 2 2 3 3 M. • • 3. Falai Assistance 2 2 2 3 //V / A 1 ' 2 ' 4. liornebuyers Assistance , A 'Anil 1 5. Support Facilies and Services 1 2 • 3 3 0 0 0 '1 1 Other• s• Moder`*RehatileMion/Acquisition 2 1 3 • 3 2 T"' ' 3 2 2 Low-Imam ' Person. 7. New Construction.Subsanlial • ' Rehabdilalion.Related WrasiuCtta. 1 2 3 3 2 3 3 3 3 . O. Rental Assistance 2 3 3 3 r j j/ 3 i3 P. Harrlebuyere A.sis*ros �GWZ V% %%�////// / 1 2 %/,/ • 10.Support Facilias and Berries 3 3 3 3 3 3 3 2' 2 . . t • • . • • 3098 (dual) . . Soffers a variety of .housing t y r e a a n d prices. Included in the various housing type categories., the coring ordinance and the 1 u{ 1d{ r:g coda provide the option of "manufactured housing" . This type of housing could have potential to be ,art • f the i:: io . to the cooed for affoi tdabl. hGwair i.-. the City. :n addition, the newly adopted comprehensive amendment to . the coning ordinance provides for the public review of plan _ for Single-family housing conversions to ena`_le the City to analyze the impact of housing conversions on the already Etre.sed older neighborhoods of the City: The City has also developed impact fee formulas and ordinances which prevent the cost of new development from being passed onto existing land uses. Ir: particular, existing residential land uses often "pay" for new residential development impact ( demand ) on services and infrastructure unless a community has adopted development impact fees. The financial impact on existing housing ( if development impact fees were not in place) would result in a greater rate of housing cost escalation than, is already being experienced in the community. By having development impact fee ordinances, the community is attempting to 411/ preserve its existing affordable housing stock. Another cost factor associated with the cost of housing and local k_ government is optional local tai:es such as a utility and real estate transfer tai:es. The City of Elgin has beer. consistent in resisting local legislation for the implementation of these two regressive local taxes. ,Additionally, the City has restrained increases to the municipal tax levy to less than the cost of living over the e .last five year's. In summary, the municipal government has attempted to minimize the tax burden on residents as a means for retaining housing affordability. SECTION III. ONE YEAR PLAN: The One Year Plan provides for the implementation of the high-priority strategies encompassed in the Five Year Plan. This one year plan will discuss the fund resources available and the programs and projects scheduled for implementation in FY 1992, and will outline the funding commitment to those programs. RESOURCES : The following is a discussion of potential resources for the • 4111 provision of affordable housing. The resources listed may or may not_be currently available to the local community and will be so noted. FEDERALi . . 1540 111 Pc,7 Inve_tr•ent Partnership ( HOME ) : This fairly recent ft•d�:- al program, Ia a fle:.:ib_le tool aimed at the provision: of a `crdat_e housing fc.r low and made-rate income families by a=y• isitIor, and reh=}., T l tat__n, tenant based rental a__istance and new construction. It is not anticipated that the City will be allocated any HOME funding in the near future. Homeownership and Opportunity for People Everywhere (HOPE ) : This federal program promotes homeownership for low income . household_. Since the city does not qualify for direct formula fundino under this program it does not appear that this resource wall be available in the near future. Community Development Blo=t: Crar,t ( CDDC) : This fle:•:ible c.,�rarit program provides for a wide range of activities that primarily benefit low and moderate income households. The City of Elgin has participated in this pr sic r am as an entitlement community since its inception. . Recent entitlement grant amounts have ranged from tS 5, 000 to S750, 000. A long term priority for the local CDBG program has been the rehabilitation of housing unite occupied by low and moderate income households and the funding of capital improvements benefitting low and moderate income neighborhoods. The 1992 CDBG program has allocated a total of 5 437, 500 for low and moderate income housing rehabilitation and t 74, 000 for low and moderate income neighborhood capital improvements. . Low Income Housing Ta;: Credits (LIHTC) : The low income housing tax credits contained in the federal regulations .provides incentives for private entity development of .affordable low income housing. States participating in the • program designate an agency to manage the tax credit program. In Illinois the state agency is the Illinois • Housing Development Authority ( IUBA ) . The Northwest Housing Partnership has obtained a commitment of one million dollars in ta:: credits for the conversion of an abandoned hotel to- 45 units of elderly 'housing located in the Elgin, central business district. Rental Assistance: Section 8 housing certificates and housing vouchers provide assistance . for low income families to meet housing rental costs while avoiding excessive housing payments. The Housing Authority of Elgin currently manages 407 housing certificates and vouchers. The 4111 Authority anticipates the allocation of 100 additional vouchers during the one year CHAS period. Neighborhood Reinvestment Corporation : Although not a federal agency, the Neighborhood Reinvestment Corporation (NRC) is a national not for profit organization, that is federally funded. The NF:C sponsors the development of local • LL l t t' i 41110 �:elg:lbor hood Housing Cervices (NHL) ,HL ) , The local NHE or"gani"cation focuses on the stabilization of neighborhoods, the 2 ehabilitation o2 the housing, stock and seeks to increa=f_ the number of home owner occupied properties in predominantly low and moderate income neighborhoods. For 1 '91 -1992 the N-RC hos committed. to the local NHS $12, 000 for a first time homebuyer downpayment assistance program. STATE Affordable Housing Trust Fund : This state program has established a fund to assist in the development of affordable low and moderate income housing. The Northwest Housing Partnership has obtained commitment of S50C, 000 in funding towards the adaptive re-use of vacant downtown hotel into 45 units of affordable elderly housing. Housing Partnership Program : The Illinois Housing Development Authority assists in funding affordable housing development for low and very low income households through this partnership program. For the first year CHAS period IDHA estimates that three million dollars may be available for commitment. Single Family Loan Program: This state program operated by the IHDA provides below market interest rates on mortgae loans for qualifying low and .moderate income households. This program has been utilized only marginally in Elgin. However, a local lending institution is in process of becoming eligible to participate in this state program. At present the nearest local lender involved in the program is located in Aurora. By having local lenders involved it is _anticipated that more residents will participate. Emergency Food and Shelter Program : This state program provides emergency food and shelter to the homeless and persons in crisis. Locally the Community Crisis Center provides many services with funding through this program. Domestic Violence Program : The Department of Public Aid provide_ funding for the establishment and operation of shelters • and services for victims of domestic abuse. Locally, the Community Crisis Center operates one of the few shelters for battered women and children in the western suburbs and receives funding from this state program. LOCAL 11110 • For local resources, particularly service resources, reference the inventory of facilities and services (homeless and special needs populations ) provided as part of the CHAS Market and Inventory section. ( L) 4110 • IMPLEMENTATION - FIRST YEAR The five year plan sets long term goals which attempt to meet the affordable housing needs and the needs of the homeless and special needs population in Elgin. The one year plan sets specific annual targets within each major goal which address the needs stated in the five year plan. The following goals from the five year plan are scheduled for implementation in FY 1992: 1. Provide financial assistance to low and moderate income households for the rehabilitation of affordable housing units. During FY 1992 the City will continue to provide monetary . support for both the Elgin Residential Rehabilitation Grant Program and the Neighborhood Housing Services Rental Rehabilitation Program as the primary means of providing -rehabilitation assistance to low and moderate income households in the City. • The City has experienced great success in the implementation of these programs, and has allocated $180, 000 ir, CDBG money to the Residential Rehabilitation Rebate Grant Program and $78, 500 to the NHS Rental Rehabilitation Program in FY 1992. It is estimated that approximately fifty dwelling unit rehabilitations ( single family and multi-family ) may be completed under these two programs ir, 1992. The completed dwelling units will be principally occupied by low and moderate income households. • 2. Expand homeownership opportunities through the continuation of the Neighborhood Housing Service first time homeowner downpayment loan/grant program : The first-time homebuyers downpayment assistance program will continue throughout 1992 and into 1993 with the $20, 000 allocated by the City in late 1991, the $60, 000 provided by the Federal Home Loan Bank and the $12, 000 provided by the Neighborhood Reinvestment Corporation. This program is directed toward assisting low and moderate income households in purchasing a home through the provision of a deferred forgivable loan for home purchase downpayment purposes. - Each loan is limited to a maximum of $5, 000. Therefore, a minimum of 20 loans could be generated. It is anticipated that 10 loans should be made during the first full year of operation resulting in 10 new low/mod income households becoming homeowners. • • 3. Continue to develop and assist inthe development of new infill affordable housing, particularly in the older low and moderate income neighborhoods. Habitat for Humanity completed one new construction infill housing project ir, 1991. It is anticipated that two new • • (((z 4 housing units will be undertaken in 1992. One housing unit will be located or, a vacant tax delinquent lot provided by the City ( through Kane County government assistance) to Habi tot for Humanity. The other housing unit will be • located or, a parcel of property to be acquired by the City through an allocation of CDEC fund= in the amount of :2C, x'22. Additional private inve_tn gent by individuals, lending institutions and local building suppliers and developers will occur through the cooperation: and assistance between the City and Habitat for Humanity. In-kind donations as well as direct investment have been a result of the first infill housing project. The proposed projects are aimed at meeting the goal of encouraging commitment of not- for-profits, lending institutions and individuals in cooperation with local government in addressing affordable housing need_. Additionally, the city has allocated approximately 612e, @20 • for the moving and rehabilitation of two housing units previously scheduled for demolition. The structures are three to four bedroom hones and will be relocated within a few blocks of their original location. It is planned to 4111 sell each of these homes , after rehabilitation, at an affordable price to low arid moderate income families. As a result of the cooperation and coordination between • Habitat for Humanity and the City of Elgin a four block. area of the city that had experienced no new private ' reinvestment, with tax delinquent properties and vacant lots will have four new affordable homes in 1992 and five fewer vacant lots. 4. Support, improve and retain the City 's assisted housing .supply : The City will continue to support the availability and maintenance of the City 's existing public housing supply. The upkeep and potential expansion of the public housing supply with the additional vouchers and certificates will assist in alleviating the demand for assisted housing for area residents. To. that end, the City has pledged S119, 5 in CDBG money to the Housing Authority of Elgin to be used to provide smoke alarms for the visually and hearing impaired, sprinkler systems, and improvements to the water supply system. This. money will be used throughout the HAE's housing system, both at the senior highrise buildings and in the family units in: concentrated developments in the city. 4111 The City has consistently supported the HAE's requests for additional housing certificates and vouchers. It is anticipated that 103 additional certificates and vouchers will be allocated to the Housing Authority of Elgin. 4111/ Encourage the coordination and targeting of area-wide =.=. :-vc_=:; for the homeless and worst case housing papula+_ions . The City has pledged support to various agencies which work to provide either affordable housing or supportive housing for "at risk" population:_. Recognizing that the size of the City 's general population and e::istir; social service system places it at the top of the support network for homeless and at risk persons in the Fo:: River Valley, the City hos pledged monetary support of agencies which not only serve Elgin: residents, but people in need throughout the region. The Community Crisis Center will be receiving $2e, e20 to improve their facility which provides shelter for individuals and families in crisis situations. This funding will provide the work necessary for the continued operation of a free clothing distribution center. The Mother Goose Child Care Facility, a local child care agency which provides care for low income families, will receive 541, eee for facility renovations. This funding allocation will result in the addition of five child care . slots for childr:er, from low income families ( generally single parent households) . The Ray Grahar:, Association for People with Disabilitiess -will receive S25, 000 to rehabilitate eight housing units located on the east side of Elgin for people with disabilities. This _ funding will rehabilitate the group living facility to • enable eight disabled persons to live independently and provide handicap accessibility improvements to the facility. -The Ecker Center for Mental Health has been provided SSC, 0e2.. for the rehabilitation of a single family home into. e Respite Center for the mentally handicapped in crisis. This rehabilitation project will provide the capacity to serve up to eight individuals with temporary shelter and care during crisis situations thereby, avoiding the potential for institutionalization. • Community Contacts, an agency which provides energy conservation rehabilitation work to older housing _tock occupied by very low income households, will receive S.Ge, QC for use in expanding their energy conservation program to include necessary housing repair. The provision of weatherization repair work assists in reducing housing costs 4111- for low income households. It is anticipated that approximately 1e additional homes occupied by low income households will be weatherized as a result of this funding allocation. The City of Elgin will also work toward the goal of area- wide cooperation and commitment to the issues raised by the r �_d1 • I CHAS by continuing to participate in and encouraging a_tivities which seek to more accurately quantify the extent of the homeless and at-risk populations. This will be accomplished through the existing network established by the City ' s membership on the local United Way and other area- wide boards and commissions which operate as a forum for information and problem solving on a local and regional basis. 6. Collect relevant data, as it becomes available, to adequately measure the affordable housing needs and special needs population. The City of Elgin considers this first CHAS as a very basic document compiled with limited information: which will be revised and updated as reliable, accurate information, becomes available to the City. Once more detailed data is • received from H. U. U. and the Census Bureau a refined analysis of housing need and actual and potential resource allocation priorities will be conducted. Subsequent revisions of this document will incorporate updated information, which may have an impact on the goals set forth in the five year and the one year plans. 7. Technical assistance and information for low and moderate income households. . ,The provision of financial and resource .information, to low and moderate households is often critical in securing • • affordable housing, both in the short and long run. The NHS • -of -Elgin often acts a facilitator between potential homeowners and lenders in obtaining financial assistance for rehabilitation or purchase of a house. Several local .lenders provide seminars targeted to low income households, particular neighborhoods and various ethnic and racial groups for the purpose of providing guidance in budgeting and the -management of household finances. Several lenders have set up direct deposit savings programs for the purpose of home purchase downpayments as a result of requests from the local neighborhood. The goal this year is to continue these types of information assistance programs, e:.:pend the residents participation and expand the number of such programs in the City. S. Encourage end provide incentives for the development of additional affordable housing opportunities. 4111 Since 199 ' the City of Elgin has had discussions with various not for profit agencies attempting to induce a private group in the redevelopment of a vacant hotel building. Finally, in late 1991 the Northwest Housing Partnership by a combination of federal low income housing tax credits, 'state housing trust fund dollars and city site and building acquisition will be undertaking the • • redevelopment of the vacant downtown hotel into forty-five units of affordable elderly housing. This project ehould b& initiated during the first year CHAS and completed in 1992. The total investment in the community i_ estimated at 4:2. 4 million. • 111 .. 111/ 6 CHAS Table 4/5A U.S.Department or Housing end Urban Development ant Office of Community Planning and Development Anticipated Resources & Plan for Investment Comprehensive Housing Affordability Strategy(CHAS) itonealJ,I. s aConrmrun: • City of Elgin 1PC 1992 Funding Source Anicipsled resources expected to be oommiled to pojeclNncWiies during FY ($000's) Federal Funds Awarded • bAnticipate aiiExpect or to be Awarded to be Available to Commit Rehabilitation Acquisition Tenant Now iFionie BWef Opera to Jurisdiction (A) (B) (C) (p) 11et;(E) Cork Fmntiort Assistance Costs 1. Home 0 0 0 Q 0 0 0 4,jjj/��j�j/jjjj/ 2. Hope 1 Q 0 0 • 0 0 0 .0 0 3. Hope 2 0 0 0 • 0 0 0 0 0 4. Hope 3 0 . 0 0 0 /j / 0 0 0 • r 6• CDBG 443.5 ' 443.5 269 25 0 0 119.5 • 6. DOE/Other Energy Prg. 0 0 0 ���� A // / # / 0 • ` 7. Other . ispecgri General Funds 30 0 0 0 30 0 .0 0 A 0 , 8. 00 0 n 0 0 n 0 0 0 9. Subtotal-Housing r 473.5 443.5 269 9 S 0 0 30 �� i 119. % 0 • 10.CDBG(Homeless) �� 86 86 0 0 0 �/ 0 /'/////�� 11.ESG 0 I 0 0 % �� 0 0 12.Perm.Handicapped for 0 n • o 0 / 0 t 0 / 13.Transitional Housing 0 0 0 • 0 0 0 . 14.Shelter Plus Care 0 • t �% j//�%%i��jj///.% 0 / /• dilli,l, %jjj/� . 15.Other • 0 0 Is- n 0 0 0 0 0 0 0 16. .. 0 0 — _ 0 0 0 • 0 0 0 0 0 17. n n 0 0 0 '• o 0 0 0 o 16.Subtolat-Homeless 0 R� 86 Q •n • • 0 • 0 0 0 0 19.TOOldedictlen 473.5 ' 529.5 355 n ► 0 3(1 0 ) r n _ 1018 • DSO Milli Ankipawd resources expacwd So be oommiood io prolocr✓rwiviiss diming FY ($0001s) • or Funding Sours Micipew Expect Fadaral Funds Awndad Tenant New Nome Buyer Plrriirnp Support a�g or b ba Awsrdad b bo Available b Conrail Rohol iYtsian A Aasi6urra Cor�No wion Horns enol Gran Services Costs so Otrrra EntWa (A) (8) (C) (D) . (E) (F) G H 1 (J) - 20.Hope 1 0 0 0 0 0 . y%%��/ 0 0 0 % j • 21.Hope 2 0 0 0 0 0 0 o 22.Hope 3 0 00 0 0 �,/ 0 •� • 0 •� 0 !%// 23.Section 202 Elderly 0 0, 0 0 ' 0 0 %%////%%/ 0 . 24.Section 811 Handicapped 0 0 0 0 0 0 /j � j%/ 25.Rental Certificates 1,571 1,571 0 j/ j j 26.Rental Voudiers 541 541 0 //i/ / 27.Mod Rehab SROs Pro} 19 19 td.' o //.! �����// /j 26.Perm. ed ler 0 0 0 0 //�� 0 /� r 0 0 29.Transitional Housing 100 100 75 25 •/�j 0 / ��j , / /. 0 ' 0 30.LIHTC • 0 . 0 0 0 0 0 0 0 0 j / 31.Public Houekn�,HrIROP o • 0 0 %//%%/,////, ��/// �%%///i //,�/ .' / 32.Public Housing Develop. 0 0 0 0 0 0 0 / 33.Public Houskp CIAP 800 0 800 0 i jy�/j o 'fit.hensc Houaing C dram ii//��/j ��Z henaiw Grant Program 0 0 0 0 0 0 0 • 35.FmHA 0 0 0 0 0 0 0 jj�/�� /% 36.Other (spsdy) 0 0 0 0 0 0 0 0 0 0 37• 0 0 0 0 0 0 0 0 0 0 38. 0 0 0 0 0 o 0 0 0 • 0 30.Total•Other Entitles 0 0 0 0 0 0 • •, 0 0 0 0 40.Total-Federal , • 0 0 0 0 0 0 303± 2231 875 25 _ 0 0:2 al a -w Ift104001N1 • • Funding � Anticipated resources expected to be continued to pro jauvacavities Outing FY (bows) Anticipate Expect to be Available to Cont HdwbiSuwonalion Acrpessibon Tenant New Home Buyer Planning . Suon Operating 7:-,-- Commit Non-Fet on nal Fund. Assistance Construction Assistance Grants Services Costs (A) • (B) (C) (DI (E) (F) (6) (HI Il) 1W1 - 41.Total Sere Funds 0 0 0 0 0 0 • 0 r 0 0 0 42.Total Local Funds 0 • 0 0 0 0 0 0 0 0 0 43.Total Private Funds 0 0 0 0 0 0 0 0 0 0 44.Total•NoniedrslFunds U 0 0 .0 0_ 0 0 0 0 • 0 45.Grand Total AII Funds 3504. 5 2317 1230 50 0 0 30 0 119.5 1 • 0 • • SO1 l d •• IWo,d.oas O. CHAS Table 5B • U.S.°'pert"»'"01 Hewing)and Urban oewbprwery . ' Olio.of Community planning ane Development 1 Goals for Families to be Assisted with Housing Comprehensive Housing Affordability Strategy(CHAS) None a Juiediclon(a)a ContmYim FY: • CITY OF ELGIN 1992 i. Renters _ Owners Total Total Elderly AssistanceSection Gook 1& her Smell Related Lame Related Mother 7Rstters otal Existing ism �• wry-Time i�T --TomT— yIncome Group iotq 215 Gook Households (2 le 1) (5 a mom) Households � W (e) (C) (D) . (E) • (Fl tai 04 0) M 04. 1. Von"LO COnse 0 37 4 2 5 1 .0 8 29 0 0 ` 29 gmsox aofq• 2. Moe Rehab a Acquisition 0 0 0 0 0 0 0 0 0 0 s 0 .& New C°`m'Sub Ilehob: 0 0 0 • 0• 0 0 0 0 0 0 0 Rww Intordruave • 1 Reel Amnesia 0 0 0 0 0 4vilr? j j /////• Support S"'i0es . 0 0 0 0 0 0 1 Other Lombecor.. • (SI%oeO%a IAFIr 0 48 0 4 1 0 5 43 0 0 43 • a. Med Rehab a Acquisition 0 0 0 0 0 0 0 0 0 0 0 • & Now Const.Sub Rah* • Reined Iniesouclum 0 0 0 0 0 0 0 0 0 0 0 to awn Ambience 0 : , .0 0 0 0 0 rZ#ZZ����� 11. HmrtsbuystAesiat.na 0 12. Support S.Mae r A 0 0 0 0 0 0 0 0 0 0 . . 1i.Total Lowmdmoase 0 85 2 9 • 2 0 13 72 0 0 72 (Limp 1 and 7) _ 14Other Income � i 6 0 0 0 0 0 6 0 0 6 Wore ben NM o11Fi taOnto13w ��� 91 2 9 2 0 13 78 0 0 78 (Lna 13 end 11) 'Or.11 apenorl.s.Wised an HUD income Adis midi tpmdred eeerbry ad)u.nn.nb, • • .. :✓ dip'yoolb (9191) • 4111 MONITORING PLAN The CDBG monetary support pledged by the City of Elgin tc • the various program_ and agencies listed above will be expended during the 1992 CDBG program year, insuring direct assistance to target pc.pulations in the near future. The regulations established to monitor the CDBG program will assure the timely expenditure of the funds targeted to these programs. as will assurances be met through the . CDBG monitoring program that the money will be spent to benefit low and moderate income persons. Ir, addition, all activities undertaken by the City of Elgin to address the issues of housing affordability and . supportive housing for homeless and at-risk populations will be in compliance with the provisions of HUD guidelines for acquisition and relocation under the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (URA ) , as well as with the standards and guidelines for . fair housing issued by the Elgir, Human Relations Commission. The City is required to continually monitor the expenditure of funds under the CDBG program in regards to low and moderate income benefit, compliance with the Davis-Bacon Act, 504 Handicapped Accessibility Standards, as well as the III URA as stated above. The City has been an entitlement cori::unity for the receipt of Block Grant Funds since 1975, and is well versed in all regulatory requirements for the protection of low and moderate income beneficiaries of federal money. Therefore, the City has confidence in its ability to monitor the expenditures of funds to assist in meeti7,g the needs of affordable housing and supportive housing for at-risk populations through the monitoring processes relied upon since 1975 through the CDBG program. Monitoring of the City 's annual goals will also occur in a secondary manner through the public hearing process required for targeting of CDBG money. Area social service agencies anticipate the annual CDBG hearing process, and serve as a forum for the annual disbursement of funds. They function as a conduit for information processing and keep close watch over the efficient uie of funds from prior • grant years. In addition, simultaneously with the annual review of compliance with CDBG criterion, the City will review its annual goals as set forth in the annual CHAS, and update the goals based upon compliance with the guidelines set forth in • the t:::;tional Housing Affordability Act. The compliance review, at a minimum, will assess progress toward : • Asisting families and households in saving for a home downpay r r.t ; _. Retention cf the affordable housing sto :, in general, a:,2 the assisted housing stock: in particular; 2. Increasing the level and etrencth of public private partnerships ; 4. Addressing the rental needs cf very low income farr.ilie_ and the level of assistance provided to meet those needs. 5. Incre___ng the supply of supportive housing in relationship to the community level of need. The City recognises that long tem; com,pliance .with the National Housing Affordability Act is a priority in assisting its citizens in obtaining affordable decent housing. • • . • • • • • Ili . . COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY (CHAS) CERTIFICATION . The jurisdiction hereby certifies that it will affirmatively further fair • •using. Signature , eAc. c40,%1P204: Certi 0, ng Official CERTIFICATION • The jurisdiction hereby certifies that it will comply with the requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, imple- menting regulations at 49 CFR 24 , and the requirements governing the residential antidisplacement and relocation assistance plan under section 104(d) of the Housing and Community Development :Act of 1974 (including a certification that the jurisdiction is following such a plan) . sdiction/IgIt ..�,/�s.. o� Certif ng Official NOTE: The jurisdiction' s execution of these certifications acknowledges that it will maintain supporting evidence, which shall be kept available for inspection by the Secretary, the Comptroller General of the United States or its designees, the Inspector General or its designees, and the public. III • • CITIZEN PARTICIPATION • • PUBLIC NOTICE COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY (CHAS) CITY OF ELGIN INTRODUCTION. The Comprehensive Housing Affordability Strategy (CHAS) for the City of Elgin represents an analysis of the opportunities and the limitations associated with the provision of affordable housing within the community. The CHAS for Elgin has been developed in compliance with Titl.c T of the National Housing Affordability Act. The Comprehensive Housing Affordability Strategy for Elgin represents a collaborative process among the City of Elgin, community organizations, and the general public in which each participated in the development of comprehensive housing affordability policies and implementation strategies. 1111 COMMUNITY PROFILE. The Community Profile summarizes available data on current housing needs of low income households, housing market and inventory characteristics, assisted housing and public housing stock, plus housing needs and facilities available for homeless persons and others with special needs. FIVE YEAR STRATEGY. The Five Year Strategy sets the community's action plan for addressing affordable housing issues outlined in the Community Profile section: investment priorities; public policies, programs and services; implementation strategies; and coordination of public and private resources. ONE YEAR PLAN. The One Year Plan details the resources to be committed for the upcoming fiscal year, and outlines specific action plans for implementing the Five Year Strategy. PUBLIC REVIEW. The Comprehensive Housing Affordability Strategy for Elgin will be subject to review by the public from April 13,. 1992 through June 12, 1992. Copies of the Comprehensive Housing Affordability Strategy for Elgin will be available at the Gail Borden Public Library, 200 North !II Grove Avenue, Elgin, Illinois. - • PUBLIC HEARING. The Elgin City Council is scheduled to hold a public hearing in consideration of the proposed Comprehensive Housing Affordability Strategy for Elgin on Wednesday, April 22, 1992 at 8:00 P. M. in the City Council Chambers, Second Floor, North Tower, Elgin Municipal ' Building, 150 Dexter Court, Elgin, Illinois. At that time any interested person may present any testimony they may 'have pertaining to the proposed Comprehensive Housing Affordability Strategy for Elgin. Written comments will be accepted through June 12, 1992. ADDITIONAL INFORMATION. For additional information, please contact the Planning Department at 931-5910, or write Planning Department, City of Elgin, 150 Dexter Court, Elgin, Illinois 60120. • • • • t cam- C 7 c e w--- ,G // / 9 y ,— _ _ y. _ - -4 - PUBLIC NOTICE lel -.. - ._ . ,,.may, COMPREHENSIVE HOUSING AFFORDABILITY '=a yr STRATEGY (CHAS) CITY- ilf. f.--V,-. .., ' OF ELGIN -�. ie INTRODUCTION. The Comprehensive Housing Affordability Srategy (CHAS) for :* the City of Elgin represents an analysis of the opportunities and the limitations associated with the provision of affordable housing within the community. The - CHAS for Elgin has been developed in compliance with Title I of the National Housing Affordability Act. . The Comprehensive Housing Affordability Strategy from Elgin represents a f _l. collaborative process among the City of Elgin, community organizations, and the t . 1 general public in which each participated in the development of comprehensive "'- housing affordability policies and implementation strategies. COMMUNITY PROFILE. The Community Profile summarizes available data on current housing needs of low income households, housing market and inventory -.-_ characteristics, assisted housing and public housing stock, plus housing needs and : . facilities available for homeless persons and others with special needs. tii- FIVE YEAR STRATEGY. The 'Five'Year Strategy sets the community's action 4. plan for addressing affordable housing issues outlined in the Community Profile i'f! =� . section: investment priorities; public policies, programs and services; N. implementation strategies; and coordination of public and private resources. of AL. ONE YEAR PLAN. The One Year Plan details the resources to be committed for the upcoming fiscal year, .and outlines specific action plans for implementing the = . :: Five Year Strategy. 7 't PUBLIC REVIEW. The Comprehensive Housing Affordability Strategy for Elgin will be subject to review by the public from April 13, 1992 through June 12, 1992. -: Copies of the Comprehensive Housing Affordability Strategy for Elgin will be available at the Gail Bordon Library, 200 North Grove Avenue, Elgin, Illinois. 4. •. • ADDITIONAL INFORMATION. For additional information, please contact the • ;i: Planning Department at 931-5910, or write Planning Department, City of Elgin, 150 -j: Dexter Court, Elgin, Illinois 60120. ' -i- t�♦�y�9l�i'i�♦ � l.i::,l0cli-�,.':.^, '-,�7i." ''f:�..�.>-� i�..a,�,- ti 3� .i4c.ii ti..-: ..- .!,,!,..f -- 4; ' . :;-,4- �`J..-1-"!-j-7•-•=% v= ,s?1.:J _'h v. .t'-` .rj 'tT >`�-t ..1 :-. • . .. ,___ TELEPHONE 708/695-6500 OV51 FAX 708/931-5610 FOR HEARING IMPAIRED TDD 708/931.5616 �tCITY OF ELGIN 150 DEXTER COURT ELGIN, ILLINOIS 60120-5555 April 17, 1992 Sandra Freeman, Executive Director Housing Authority of Elgin 1845 Grandstand Place Elgin, Illinois 60123 Dear Ms. Freeman: As youmay be aware, the City of Elgin is a Community Development Block Grant (CDBG) entitlement community receiving annual funds utilized to primarily benefit low and moderate income persons. Pursuant to CDBG regulations governing the release of the City's 1992 entitlement funds, the City is required to submit a Comprehensive Housing Affordability Strategy (CHAS) . The CHAS analyzes the housing supply and. needs of area residents, and presents five year goals and specific programmatic activities during this current year • aimed at meeting selected housing affordability needs. The goals encompassed in this document represent the entire housing supply network; the City of Elgin, social service agencies and private sector developers and lenders. It may. be importantto your agency to review the goals set by the City • of Elgin to determine if the goals stated in the document are consistent with the long-range objectives set by your agency. Inconsistencies between the CHAS goals and the goals of individual agencies may affect future levels of federal and state funding. It is the City' s intent to solicit public review and comment to facilitate the establishment of complementary goals and objectives as they relate to housing affordability and related issues. Also pursuant to CDBG regulations, the City must solicit public comment and compile all comments for inclusion in the final document submitted for review and approval by the Department of Housing and Urban Development. The City has completed a draft document of the CHAS and has made copies available for review and comment. Copies are available at the Gail Borden Public Library and at the City of Elgin Planning Department. Additionally, the City of Elgin will hold a public hearing in • the near future to accept public comments on the CHAS. You will be notified in writing of the date, time and place of the public hearing. Written comments will also be accepted by the Planning Department until June 12, 1992 for inclusion in the final document. Page Two • A copy of the CHAS has been reserved for your review. Please feel free to stop by the Planning Department during normal business hours to pick up your copy. There is no fee for this . document. Should you have any questions regarding this notice, or regarding the CHAS in general, please contact the Planning Department at 931-5910. Very truly yours, Jennifer L. Becker Planner Planning Department i • 12jtl TELEPHONE 708/695-6500 FAX 708/931.5610 `t< •i1 FOR HEARING IMPAIRED TDD 708/931.5616 // )1 CITY OF ELGIN • 150 DEXTERCOURT ELGIN, ILLINOIS 60120.5555 • PUBLIC NOTICE Comprehensive Housing Affordability Strategy (CHAS) CITY OF ELGIN INTRODUCTION. The Comprehensive Housing Affordability Strategy (CHAS) for the City of Elgin represents an analysis of the opportunities and the limitations associated with the provision of affordable housing within the community. The CHAS for Elgin has been developed in compliance with Title 1 of the National Housing Affordability Act. The Comprehensive Housing Affordability Strategy from Elgin represents a collaborative process among the City of Elgin, community organizations, and the general public in which each participated in the development ofcomprehensive housing affordability policies and implementation strategies. . 141/ COMMUNITY PROFILE. The Community Profile summarizes available data on current housing needs of low income households, housing market and inventory characteristics, assisted housing and public housing stock, plus housing needs and facilities' available for homeless persons and others with special needs. •• FIVE YEAR STRATEGY. The .live Year Strategy sets the community's action plan for addressing affordable housing issues outlined in the Community Profile: investment priorities, public policies, program and services; implementation strategies; and coordination of public and private resources. ONE YEAR PLAN. The One Year Plan details the resources to be committed for the upcoming fiscal year, and outlines specific action plans for implementing the live Year Strategy. PUBLIC REVIEW. The Comprehensive Housing Affordability Strategy for Elgin is available for public review and comment from April 13, 1992 through June 12, 3992 at the Gail Borden Public Library. PUBLIC HEARING. A public bearing to solicit comments on the Elgin CEAS has been scheduled for Friday, June 5, 1992 in the.Council Conference Room of Elgin City Ball, 150 Dexter Court, Elgin, at 10:00 a.m. Members of the public, as well as representatives from the various organizations involved in the drafting of the CAS are invited to attend this hearing. ADDITIONAL INFORMATION. For additional information, please contact the Planning Department at 931-5910, or write the Planning Department, City of Elgin, 150 Dexter Court, Elgin, Illinois 60120. I . _ . IV -_ ,i14;-.• :-:15-4 ...1-te*-e'•-•fvf#,-*-44fi!•:-14-it,•:?- ,;tii: !:IN;:-',: .---,-1. ---wfe_. .50,..--• ' • - .‘4-, .. . .. ‘.. .4. El in PUBLIC NOTICE A I. COMPREHENSIVE HOUSING AFFORDABILITY f• STRATEGY (CHAS) . . -- -. ; . - .4# INTRODUCTION. The Comprehensive Housing Affordability Srategy (CHAS) for the City of Elgin represents an analysis of the opportunities and the limitations t - associated with the provision of affordable housing within the community. The 4 : CHAS for Elgin has been developed in compliance with Title 1 of the National : Housing Affordability Act. - .: t--_-. . ,, . . . :- : - _ . . . .: --..-. If. • ,.. The. Comprehensive Housing Affordability- Strategy from Elgin, represents a - collaborative process among the City of Elgin, community organizations, and the •i..-_ general public in which each participated in the development of comprehensive 1.-.... -housing affordability policies and implementation strategies. • - . * - 17 ... . - r COMMUNITY PROFILE. The Community Profile summarizes available -data on ----, current housing needs of low income households,-housing market and inventory z_ characteristics, assisted housing and public housing stock, plus housing needs and ( — facilities available for homeless persons and others with special needs. FIVE YEAR STRATEGY. The five•Year Strategy sets the community's action plan for addressing affordable housing issues outlined in the. Community Profile -T:-: -.,, section: investment -priorities; - public policies, programs • and services; ..: implementation strategies; and coordination of public and private resources. -' .1.7 . . : •-. - -..e S ONE YEAR PLAN. The One Year Plan -details the resources to be committed for _ 12.1; the upcoming fiscal year, and outlines specific action plans for implementing the ..:1!. Five Year Strategk. •-.:- • - - .r..e, •,"! • • • . -• , -.2%, a PUBLIC REVIEW. The Comprehensive Housing Affordability Strategy for Elgin I- • t: is available for public review and comment from April 13, 1992 through June 12, - '44 1992 at the Gail Borden Public library.'" • • -. . • f. .f.;_ •. . .,,.. ...• f•,ft•••..... .,. 1.1 . fii' A PUBLIC HEARING. public hearing to solicit comments on the Elgin CHAS !*--- has been scheduled for Friday, June 5, 1992 in the Council Conference Room of T4. Elgin City Hall, 150 Dexter Court, Elgin, at 10:00 a.m. Members of the public, as ti_ e well as representatives from the various organizations involved in the drafting of -7-f' 4., the CHAS are invited to attend this hearing. . •: :1. -•*. _-•k • ,- ADDITIONAL INFORMATION. For additional information, please contact the -4 Ali V Planning Department•at 931-5910, or write 'the. Planninge. Department, City of .4:-. W K-: Elgin,,150 Dexer Court, Elgin, Illinois 60120. '-'. • . : - : -•• ' . --s& I . . • ,,--:- ft".0-MA:CA-413.-i-W.: .;:4"f7--5 • -. . ... . -. ."a P' ' • -ki-u' .d ay s 36 ?). DcutAi Oam.te/r 7Le44.-1._ . . • - Tuesday,July 28, 1992 i '" ------------ , a �..:.' -""! '-`ms `^:,...,.1,-;,;::,:;-,: ::•'-z::,,-.-..-' $ ri. v, irq ' , i-, rt • s _ _ -7 Y: 1i E14n 'I .ElPUBLIC __1....7_ ._.. 3 • .,' , \ COMPREHENSIVE HOUSING AFFORDABILITY _n: ;':`��'" ,1 STRATEGY (CHAS) Y .� -• CITY OF ELGIN' H I INTRODUCTION. The Comprehensive Housing Affordability Strategy (CHAS) _ for the City of Elgin represents an analysis of the opportunities and the ,a" limitations associated with the provision of affordable housing within the community. The CHAS for Elgin has been developed in compliance with Title -=3 of the National Housing Affordability Act. The Comprehensive Housing Affordability Strategy from Elgin represents a !. /ID _ collaborative process among the City of Elgin, community organizations, and the general public in which each participated in the development of. comprehensive housing affordability policies and implementation strategies. COMMUNITY PROFILE. The Community Profile summarizes available data :4. on current housing needs of low income households, housing market and "inventory characteristics, assisted housing and public housing stock, plus • .- • housing needs and facilities available for homeless persons and others with .- r i special needs. V a - FIVE YEAR STRATEGY. The Five Year Strategy sets the community's action plan for addressingaffordable housingissues outlined in the Community -- .:11-- rofile section: invstment priorities; pulic policies, programs and service implementation strategies; and coordination of public and private resources. 7 ONE YEAR PLAN. The One Year Plan details the resources to be committed LI:. for the upcoming fiscal year, and outlines specific action plans for ` implementing the Five Year Strategy. PUBLIC REVIEW. The Comprehensive Housing Affordability Strategy for :,; Elgin will be 'subject to review by the public from July 29, 1992 through 1 -: August 29, 1992. Copies of the Comprehensive Housing Affordability -". . Strategy for Elgin will be available at the Gail Borden Library, 200 North 4 _ Grove Avenue, Elgin, Illinois. • : ADDITIONAL INFORMATION. For additional information, please contact the I. I. • x Planning Department at 931-5910, or write Planning Department, City of Elgin, 150 Dexter Court, Elgin, Illinois 60120. • !.,t-Ya. ,^-c " 1t— : R r 1j, a* 4-::r;•ni;;r 53.•1 4-•r%.7`^ .-.1`+c'r 's tr,c ' ,,;4 fi '.�:. .�'i..�.%. - ,i .4 • AGENDA CITY OF ELGIN COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY PUBLIC HEARING 10:00 A.M. , FRIDAY JUNE 5, 1992 COUNCIL CONFERENCE ROOM SECOND FLOOR, NORTH TOWER ELGIN MUNICIPAL BUILDING A. Call Meeting to Order. Aft B. Public Hearing in Consideration of the City of Elgin's Comprehensive Housing Affordability Strategy. C. Adjournment. • • • • • • • ,o7 , TELEPHONE 708/6954500 FAX 708/931-5610 FOR HEARING IMPAIRED TDD 7081931.6616 � _,� CITY OF ELGIN 150 DEXTER COURT ELGIN, ILLINOIS 60120.5555 o!t • MS. SANDRA FREEMAN, DIRECTOR MS. KRISTI ALBERTSON HOUSING AUTHORITY OF ELGIN HOUSING COORDINATOR 1845 GRANDSTAND PLACE FOX VALLEY CENTER FOR INDEPENTENT LIV ELGIN, IL 60123 730B W. CHICAGO STREET ELGIN, IL 60120 MS. CYNTHIA MOEHRLIN DIRECTOR OF ALTERNATIVES PROGRAM MR. JOSEPH FEDERKO ELGIN COMMUNITY COLLEGE METROPOLITAN PLANNING COUNCIL 1700 SPARTAN DRIVE 220 S. STATE ST., 18th FLOOR ELGIN, IL 60123 CHICAGO, IL 60604 PASTOR DONALD SCHMIDT • .P.A.D.S. PROGRAM MS. MARGE NOVAK 1ST CONGREGATIONAL CHURCH I.D.H.A. 256 E. CHICAGO STREET 401 N. MICHIGAN AVENUE, STE. 900 ELGIN, IL 60120 CHICAGO, IL 60611 • MR. BRUCE WASCHER, PRESIDENT MS. JOAN C. DAVIS, H.0:D: REP. ELGIN BOARD OF REALTORS COMMUNITY DEVELOPMENT, PLANNING HOOVER BURNIDGE REALTORS DEPARTMENT OF HOUSING URBAN DEVEL. 1574 N. MCLEAN BLVD. 77 W. JACKSON BLVD., 24th FLOOR ELGIN, IL 60123 CHICAGO, IL 60604 MS. GRETCHEN VAPNAR, DIRECTOR MS. KIM DANA, H.U.D. REP. COMMUNITY CRISIS CENTER COMMUNITY DEVELOPMENT, PLANNING P.O. BOX 1390 DEPARTMENT OF HOUSING & URBAN DEVELOP ELGIN, IL 60120 77 W. JACKSON BLVD., 24th FLOOR CHICAGO, IL 60604 MS. NANCY SOMRAK-GREY I.D.H.A. MR. PHILLIP CURLE 401 N. MICHIGAN AVENUE, STE. 900 AMERICAN NATIONAL BANK .OF ELGIN CHICAGO, IL 60611 24 E. CHICAGO STREET 111 ELGIN, IL 60120 mot Fox River 730B W. Chicago Street Elgin, Illinois 60123 Valley 708/695-5818 (Voice/TDD) Center for _ Independent Living June 11, 1992 Elgin Planning Department 150 Dexter Court. Elgin, Illinois 60120 Re: CHAS comments. To whom it may concern, Fox River Valley Center for Independent Living is an advocacy agency for individuals with disabilities. We are a community based non profit organization. We serve the Kane, Kendall and McHenry counties. A housing crisis is happening all over the country. In Elgin alone there is over 1000 people on the subsidized housing list, and how many of those apartments are able to accommodate a person with a disability? One of our concerns is the availability of future housing options for individuals with disabilities. We beleive the 7410 CHAS and the NAHA provides an excellent opportunity to increase the availability of accessible, affordable and even integrated housing. One of the purposes of the NAHA is to increase the supply of supportive housing with structural features and services needed to enable persons with disabilities to live with dignity and independence. The objective of the National Affordable Housing policy is to ensure that every resident of the U.S. has access to decent shelter to avoid homelessness. To improve housing opportunities to disadvantaged minorities. Did you know there are 43 million Americans that have a disability? That is the largest minority in the country. People with physical disabilites are at a greater risk of being homeless, because of the lack of accessible and affordable housing. Enclosed are our comments regarding the Elgin proposed CHAS. . Thank you for the opportunity to have input in this Process. Please feel free to contact the Fox River Valley CIL if futher input is needed. Sierel , edito 71, C Kristi Albertson Housing Coordinator Advocate for people with disabilites DEDICATED TO THE EMPOWERMENT OF PERSONS WITH DISABILITIES • Comments for Elgin CHAS from Fox River Valley Center for Independent Living; . 1} In the Housing Needs Assessment section, minorities are referred to as Hispanic, Black and Asian families with very very low income to moderate incomes. It must be recognized that there are 43 million Americans with disabilities. This is the largest minority in the country, in which everyone seems to overlook. Sixty seven percent of persons with disabilities are unemployed, which puts these people at a higher risk of being homeless. 2} In Elgin alone their is a PADS shelter that is inaccessible to people that use a wheelchair, therefore denying services that are offered to other people that are homeless. If this is an era of inclusion of persons with disabilites then the exclusion must be stopped. 3) With the creation of the 811 program "Supportive Housing for people with disabilites" . It allows a developer to provide a .variety of housing options including individual dwelling units in multi-family buildings, condominiums, and cooperatives for persons with disabilites that are not segregated only for persons with disabilites. No longer are the elderly classified together with the disabled. The elderly' s needs are different than a young person who is disabled. The old 202 program which had units accessible but only offered one bedroom situations. Families that had a family member who had a disability could not live in those units. We need to work towards creation of 1, 2 and 3 bedroom accessible units. These families should have the same options available like all other low income families. 41 Since the CHAS covers a five year period, we would like to see the city become more involved with the housing needs of the disabled. Its noted in the CHAS under the "Housing Needs Assessment" that eduaction of the general public may be the key to affordable, accessible and integrated housing. Without the help of the city to stand behind us and enforce new laws and promote new programs these key areas will not be resolved. • OFFICIAL TRANSCRIPT PUBLIC HEARING NNE 5, 1992 of�. • • • • S 1 1 S . 29840 2 STATE OF ILLINOIS ) 3 ) SS . COUNTY OF BANE ) 4 5 BEFORE THE CITY OF ELGIN • PLANNING DEPARTMENT 6 In the Matter of : ) 7 ) ) 8 Public Hearing Regarding : ) ) 9 Comprehensive Housing ) Affordability Strategy, ) 10 ( CHAS ) . ) ID 11 REPORT OF PROCEEDINGS had and testimony 12 taken at the hearing of the above-entitled 13 matter before the City of Elgin Planning • 14 • Department , in the Elgin Municipal Building , 15 150 Dexter Court , Elgin , Illinois , on the 4th 16 day of June , A.D. 1992 , at the hour of 10 : 03 17 o' clock a .m. 18 19 20 21 22 23 ' • 24 _ Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 ( 708.) 232-0262 FAX 23.2-4999 411 2 1 PRESENT : 2 MR . JERRY DEERING, 3 City Planning Department ; and 4 MS . JENNIFER BECKER, City Planning Department . 5 6 7 8 9 10 11 12 13 • . 14 • 15 16 17 18 19 5 20 21 22 23 • 24 Sonntag Reporting Service , Ltd . Geneva , Illinois. 60134 ( 708 ) 232-0262 FAX 232-4999 3 • 1 MR. DEERING : It is 10 : 03 , Friday , 2 June 5 , 1992 , and I ' d like to call this public 3 hearing to order . This public hearing is in 4 consideration of the proposed Comprehensive 5 Affordability Strategy for the City of Elgin . 6 The CHAS , as it ' s called , represents an 7 analysis of the opportunities and the 8 applications associated with the provisions of 9 affordable housing within the Elgin community. 10 The CHAS for Elgin has been developed in ;! 11 compliance with Title 1 of the National 12 Housing Affordability Act . 13 The CHAS consists of a community profile 14 which summarizes available data on current 15 housing needs of low income households , 16 . housing market and inventory characteristics , 17 assisted housing and public housing stock , 18 plus housing needs and facilities available 19 for homeless persons and others with special 20 needs . 21 The CHAS includes a five-year strategy as 22 well as a one-year implementation plan . This 23 public hearing is part of a required 60-day III24 review process which began on April 13 , 1992 , Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 . ( 708 ) 232-0262 FAX 232-4999 o4 1 and will continue through dune 12 , 1992 . 2 The purpose of this public hearing is to 3 take comments regarding any aspect of the 4 proposed Comprehensive Affordability Strategy . 5 The city will continue to take written 6 correspondence or answer questions , provide 7 additional information through June 12th at 8 5 : 00 p .m. , 1992 . 9 And with that , is there anyone here who 10 would like to testify or give comment? '• 11 MS . BURNER : Yes , I have a couple 12 of comments . I am Sharon Burner from the 13 Community Crisis Center . As I read through . 14 the proposal , it seemed to me that the major • 15 emphasis on adding additional housing had to 16 do with making purchases affordable , you know, 17 for people who were buying homes -- to make 18 that affordable . 19 Our concern is -- we , of course , provide 20 services to the homeless and battered women , 21 and our concern is mostly along the line of 22 affordable apartments , rental units , which , as 23 I reviewed it and our director reviewed it , 24 seemed like was not adequately addressed , that Sonntag Reporting Service,, Ltd . Geneva , Illinois 60134 ( 708 ) 232-0262 FAX 232-4999 5 1 our people are a long ways from .being able to 2 buy even the most affordable home , and our 3 experience tells us that we need not just 4 renovation of apartments that are already 5 available , because people are living in most 6 of those apartments -- even though they need 7 -- the apartments need improvement , but that 8 there is a need for additional affordable 9 rental units in. the area . 10 Another comment was that it didn ' t seem • 11 _ from reading the proposal that there was any 12 prioritizing of needs of categories of people , 13 and, again , obviously since our work is . 14 largely with battered women and homeless , we 15 feel a need for some emphasis on providing 16 affordable rental units to these people or 17 making them available . 18 And the only other thing was -- and I am 19 not sure that is the appropriate place , was 20 that it seemed as we read it , that there was 21 some misinformation about what the crisis 22 center provides in the proposal services 23 listed that we don' t provide , and I know that • 24 sometimes you have categories that, you know , Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 ( 708 ) 232-0262 FAX 232-4999 (a, ‘ o .6 1 have been given to you that you need to place 2 people in , so I am not sure if that is how 3 that came about or if there just actually was 4 some misinformation about that . 5 MR. DEERING: Thank you . Before 6 going on to the next person , I think I forgot 7 to introduce myself . 8 My name is Jerry Deering . I am the 9 principal planner with the City Planning 10 Department. On my right is Jennifer Becker , All 11 planner with the City' s Planning Department . 12 Next? 13 MR. WENTLAND: My name is Jack 614 Wentland , and I am the manager for the job 15 training and placement program for the 16 homeless at Elgin Community College under the 17 alternatives program; and our -- if I may 18 just , by way of introduction to introduce my 19 , comment -- we have just finished serving 1 , 729 20 people in the past four and a half years who 21 came to us in homeless situations — . homeless 22 including not only those on the street, but 411 23 also people forced to have to live with 24 relatives , forced from independent living Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 • ( 708 ) 232-0262 FAX 232-4999 1 because of economic circumstances , very often 2 because of lack of affordable rental units , 3 because of their work situations , and to 4 , include the fact that even though they may 5 find employment through our program , to 6 bolster what Sharon has already mentioned , I 7 would say there is a real challenge for them 8 to find housing that meets anything close to 9 . less than 40 percent of their income being 10 spent on housing . Al, 11 Finding entry level jobs that create that 12 kind of income that is going to make it 13 possible for people -- individually , male or . 14 female workers may find possibilities of a 15 sleeping room, but if there is anyone with a 16 - family , which is the large population growth , 17 we in the crisis center work with people , as 18 well as others , that simply could not find 19 that . 20 If that . is really to be a truly 21 comprehensive strategy, it seems , I would 22 second that very important point , and with 23 regard to the need for additional housing 24 based on the statistics that we have Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 ( 708.) 232-0262 FAX 232-4999 8 1 generated . 2 Thank you. 3 MR. DEERING : Is there anyone else 4 present who would like to give testimony 5 regarding the plan? 6 MS . OLIVER : Rose Oliver . I am the 7 Deputy Director of the Elgin Housing 8 Authority, and I guess my concerns would be 9 what these two persons mentioned also . 10 Currently, the Elgin Housing Authority is ; 10 11 a low-rent program. We currently have over 12 400 people on our -- I am -- I 'm sorry, we 13 currently have over 1 , 200 people on our . 14 waiting list that qualify as low income . The 15 Elgin Housing Authority has 455 Section A 16 . certificates and vouchers to help these 17 persons , and we also have 255 low rent public 18 housing units . 19 Of. that 255 , 150 are for elderly only, 20 and then 105 are for persons with family , so I 21 guess our concern would be that the CHAS 22 program is dealing with the future that Elgin 411 23 sees as far as incorporating low income 24 persons -- that need for housing of low income Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 . ( 708 ) 232-0262 FAX 232-4999 9 411 1 in their plan . 2 MR . DEERING : Thank you . Is there 3 anyone else who wishes to give comment 4 regarding the proposed Comprehensive 5 Affordability Strategy for Elgin? 6 (No response . ) 7 Let the record show that there are none . 8 And with that , we will close the meeting . 9 (which were all the proceedings 10 had and testimony taken in the �• 11 above-entitled matter at the 12 time and place aforesaid . ) 13 • 14 15 16 17 16 19 20 21 22 23 • 411 24 Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 ( 708 ) 232-0262 FAX 232-4999 • 10 1 STATE OF ILLINOIS ) ) SS . 2 COUNTY OF KANE ) 3 4 I , Ellen E .. Piccony, Certified Shorthand 5 Reporter No. 84-2073 , a Notary Public in and 6 for the County of Kane , State of Illinois , do 7 hereby certify that the testimony given by 8 said witnesses was reduced to writing by means 9 of shorthand and thereafter transcribed into 10 typewritten form; and that the foregoing is a ` O 11 true , correct and complete transcript of my 12 shorthand notes so taken as aforesaid . 13 IN TESTIMONY WHEREOF I have hereunto set : 14 my hand and affixed my notarial seal this 9th 15 day of June , A.D. 1992 . 16 ---- - - -- 17 Notary Publi 18 My Commission Expires ..�►� -�+��^°•; 19 May 15 , 1995 . ELLE'� �;^- . • ''r -. NOTAR7 !; 21 • 22 •! 23 • . 24 . Sonntag Reporting Service , Ltd . Geneva , Illinois 60134 - ( 708 ) 7 ' ',-P262 FAX 232-4999 /1-1 AI ;_ ______ E!.:11 ��-_,, Agenda Item No. 04 ,.4' p °A��eo reel August 20, 1992 MEMORANDUM TO: Mayor and Members of the City Council FROM: Larry L. Rice, City Manager SUBJECT: Comprehensive Housing Affordability Strategy PURPOSE To transmit a copy of the referenced document to the City Council . • BACKGROUND Among the numerous reports that must be submitted to the federal Department of Housing and Urban Development (HUD) as an element of the city's participation in the Community Development Block Grant (CDBG) program, the Comprehensive Housing Affordability Strategy (CHAS) is the largest and most challenging. The CHAS represents a detailed analysis of the housing needs of low and moderate income households within the city and "expected to reside" . Although the majority of the CHAS can be viewed as a presentation and analysis of statistical data, some sections of the document contain policy related items which may be of interest to the City Council . These sections are as follows : 1. Section II Five Year Strategy, Page 52 . 2. Section III One Year Plan, Page 59 . 3. Implementation - First Year, Page 62 . Regarding community housing policy, it should be noted that the staff experienced some difficulty in resolving local and federal policies to the satisfaction of HUD representatives . However, IIIstaff-level negotiations have resolved these issues at this time. Page Two FINANCIAL IMPACT There is no immediate financial impact associated with the presentation of this report. SUMMARY The report has • -en presented for the City Council 's information. qtrammik Lar s'. Rice, City Manager Committee of the Whole Meeting August 26, 1992 Page 2 • Memorandum reporting on zoning regulations associated with property located at 16 North Gifford Street Planning Director Dahlstrom reviewed the various Elgin Municipal Code regulations which prohibit Mr. Mapes ' installation of an additional driveway at 16 North Gifford Street. Memorandum transmitting Comprehensive Housing Affordability Strategy The Comprehensive Housing Affordability Strategy (CHAS) document,, which had been distributed to the Council, is one of the numerous reports that must be submitted to HUD as an element of the City's participation in the Community Development Block Grant program. Planning Director Dahlstrom advised the Council that there was some difficulty in resolving community housing policies to the satisfaction of HUD representatives, and he felt the Council should be aware of these matters. It was suggested that the Council discuss this matter with Congressman Hastert. - • Consideration of an independent insurance consultant for the City Councilman Walters made a motion, seconded by Councilman Fox, to approve the recommendation to retain Corporate Policyholders Counsel (CPC) as the City's independent insurance consultant. Yeas: Councilmembers Fox, Gilliam, Moylan, Walters, Yearman, and Mayor VanDeVoorde. Nays: None. Easement agreement with Valley Creek of Elgin Councilman Fox made a motion, seconded by Councilwoman Moylan, to approve the aforementioned agreement. Yeas: Councilmembers • Fox, Gilliam, Moylan, Walters, Yearman, and Mayor VanDeVoorde. Nays: None. Change Order #2 with Szabo Construction and report for soil contamination ' Councilwoman Moylan made a motion, seconded by Councilman Gilliam, to approve the aforementioned change order. Yeas : Councilmembers Fox, Gilliam, Moylan, Walters, Yearman, and Mayor VanDeVoorde. Nays: None. Recapture Ordinance for a sanitary sewer extension at the Labor Temple Councilwoman Yearman made a motion, seconded by Councilman Fox, to prepare the aforementioned recapture ordinance. Yeas : Councilmembers Fox, Gilliam, Moylan, Walters, Yearman, and Mayor VanDeVoorde. Nays: None. • •NEXT MEETING JULY 25, 1990 - 1 PM - FOUNTAIN SQUARE CAMPUS ROOM 229 3RD DRAFT MEMORANDUM JUNE 27, 1990 TO: CITY COUNCIL OF ELGIN FROM: HOUSING FOR ALL - "HFA" RE: THE LACK OF AFFORDABLE ADEQUATE HOUSING IN THE ELGIN AREA We are speaking to you out of concern for our community and our future. We have come out of concern for all Elgin residents and the belief that each and every person is entitled to a safe, affordable environment. The Elgin area is experiencing an unparalleled period of growth and expansion that will continue well beyond the year 2000. Job opportunities • for skilled employees and housing starts on houses over $100, 000 are already on the increase. However, there remains a segment of the population in dire need for - adequate, affordable housing. Consider the following statistics: 1) There are over 630 on a Section 8 waiting list. At this point no one can even be referred to the list as it only opens once each year. (AFDC currently pays $286/month to a woman with one child and $367/month to a woman with two children. There are no apartments available for less the $420 per month. ) 2) There is a "Low Rent Public Housing Waiting List" , but it currently has at least a two year waiting period. 3) From October 1988 to September 1989, the Alternatives program at Elgin Community College served 569 Homeless participants in the Elgin Area. 54% were women, and 60% had at least one child. 222 of these participants were placed in permanent, full time, unsubsidized jobs with the average starting salary being $5 .34 per hour. 4) The following are examples-.:of actual conditions -- 1) A family of eleven (11) with three children are living in a • converted crawl space. A five foot adult cannot stand up straight. They are paying over $400 per month for this. !!: PAGE TWO 2) Families are living in apartments with no screens; children are swollen from insect bites. Apartments renting for less than $500 per month are rodent and insect infested. 3) Single parents with young children are being offered rental breaks in exchange for sexual favors. 4) A woman with three children is working full time at about $5 per hour. She cannot find affordable housing so is living with the grandmother. She qualifies for Food Stamps for the children but cannot apply because the grandmother is in subsidized housing and would be evicted if that address is given. These growing numbers of Elgin residents form the nucleus of entry level employees; however, they need adequate housing that they can afford at entry level salaries. Others need housing they can afford while being trained for entry level jobs. This issue of lack of affordable, adequate housing is here, and it is now. We recommend that the City of Elgin take the following steps to address this situation. 1) Facilitate the development of a Housing Task Force - the members of which would represent the social service, religious, education, ethnic, medical, and business communities. 2) Require that the task force set goals and present a plan of action within three months. The primary tasks for the group would be to: 1) Call attention to the situation. 2) Survey (using readily available numbers) the scope of the problem. 3) Predict the scope of the problems in. the near future. 4) Prepare a statement of responsibility in terms of local , private and public sectors. Your time and attention to this matter is sincerely appreciated. , • .2- SIGNATURE PAGE : , :EMO,FROM "HFA" TO CITY COUNCIL OF ELGIN _ri 0 , , ,,:c---- ___ ____ , / `--- jefutP7Veketaid Awri-cfmatier &-e 1:6)44114, cobilor4:, #„- 3e6 4-A44444i 444 Pt4e14.4" 1 .41. kopteAe5s / ,,,,/• , ,d, ,,,y/J7.4 ,w /We(P"( 5s4&r . 1W eZ67;t7 ( _L ii:&-e_. •7. :':64-(:, 7 tt • -41' L.4 ,_g i/I fli/ -i 4------ YCI(< , ,,,,i-oid, 2,---,_,4/bt ..1-6 lf,,y.-1 ‘:1 /)1'0 5-4"ti 3 c---)1,__ - 7--1:::_ _ s:...__-. _---- \ k e______-_,_&....‘ %•1 -__ --.,) .' . \---'•-•}-'-c•-•-•-:- \-- --\. :),._:--..-e_c. ,.).4__ "\. l ' P \ \ --- • / ....___ / P P/9- /QS. C4/1,1(-_,& ri. , Sled-72a , • /411M3P, c*,/,-----4 y:at- / &i/ 4/ wrio- SIGNATURE PAGE MEMO FROM "HFA" TO CITY COUNCIL OF ELGIN • /-/ogsiA, e • • SIGNATURE PAGE MEMO FROM "HFA" TO CITY COUNCIL OF ELGIN 4/: ‘12, F/,2 /7DKt/.✓G./ 6,4.c/ . �. e. ,¢.