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Ordinance No. S6-82
AN ORDINANCE OF THE CITY OF ELGIN, ILLINOIS AUTHORIZING
THE ISSUANCE AND SALE OF $1 , 300, 000 ECONOMIC DEVELOPMENT
REVENUE BONDS (RICHARD L. AND JEAN G. BRESLICH PROJECT)
SERIES 1982 , AND AUTHORIZING AND APPROVING THE EXECUTION
AND DELIVERY OF AN INDENTURE OF TRUST, MORTGAGE AND LOAN
AGREEMENT AND BOND PURCHASE AGREEMENT, AND OTHER MATTERS
IN CONNECTION THEREWITH
WHEREAS, the City of Elgin, Kane and Cook Counties,
Illinois (the "Issuer" ) is a political subdivision and a
home rule unit of local government of the State of Illinois;
and
WHEREAS , pursuant to the provisions of Article VII ,
Section 6(a) of the 1970 Illinois Constitution and Ordinance
No. S2-80 of the Issuer, adopted on February 13 , 1980 (the
"Enabling Ordinance" ) , the Issuer is authorized and empowered
to issue its revenue bonds to finance the acquisition, pur-
chase, construction, reconstruction, improvement, equipping,
betterment or extension of any land, interest in land,
building, structure, facility, system, fixture, improvement,
addition, appurtenance, machinery, or equipment or any
combination or portion thereof, and all real and personal
property deemed necessary in connection therewith, for use
by any person, provided that the existence of such project
will create or retain employment opportunities in or near
the municipality.
WHEREAS , the Issuer has declared in the Enabling
Ordinance its purpose and intent "to relieve conditions of
unemployment and to encourage the economic development with-
in and near the municipality, thereby reducing the evils
attendant upon unemployment and to provide for the increased
welfare and prosperity of the residents of the municipality" ;
and
WHEREAS , to accomplish the purposes of the Enabl-
ing Ordinance and promote a public purpose, the Issuer has
entered into negotiations with Richard J. and Jean G. Breslich
(the "Breslichs" ) to induce the Breslichs to commence with
the acquisition, construction and installation of an approxi-
mately 33 , 600 square foot shopping center to include a
hardware store and other retail shops and the construction
of various improvements within the boundaries of the Issuer
(the "Project" ) , and on June 30, 1982 the Issuer adopted an
inducement resolution (the "Inducement Resolution" ) authoriz-
ing a loan to the Breslichs to finance the Project and
undertaking to issue its revenue bonds to finance such loan
and the Project; and
WHEREAS, the Breslichs have proceeded with the
acquisition, construction and installation of the Project
pursuant to the Inducement Resolution; and
WHEREAS, the Issuer, in order to provide funds for
the Project, will issue and sell its Economic Development
Revenue Bonds (Richard L. and Jean G. Breslich Project) , Ser-
ies 1982, in the principal amount of $1 , 300, 000 (the "Bonds" )
pursuant to the Enabling Ordinance and this Ordinance author-
izing the Bonds, and an Indenture of Trust (the "Indenture" )
dated as of November 15, 1982 , between the Issuer and Union
National Bank and Trust Company of Elgin, as Trustee (the
"Trustee" ) ;
WHEREAS , it is intended that the Bonds will also
be secured by a Letter of Credit from the American National
Bank and Trust Company of Chicago to the Trustee;
NOW THEREFORE, BE IT ORDAINED BY THE MAYOR AND
CITY COUNCIL OF THE CITY OF ELGIN, as follows :
Section 1. Issuance of the Bonds . To accomplish
the purposes of the Enabling Ordinance and to provide for
the financing of the cost of the acquisition, construction
and installation of the Project, the issuance of the Bonds
by the Issuer in the principal amount of $1, 300, 000 is
hereby authorized, subject to the provisions of this Ordi-
nance and the Indenture hereinafter authorized.
The Bonds shall bear interest at the rate of 70%
per annum of the prime rate of the American National Bank
and Trust Company of Chicago, shall be in the denominations
of $5 , 000 or any whole multiple thereof, shall be dated,
shall mature, shall be subject to redemption prior to matur-
ity, shall have such provisions for registration, shall be
payable in such places and in such manner and shall have
such other details and provisions as are prescribed by the
Indenture.
The provisions for signatures, authentication,
payment and prepayment shall be as set forth in the Inden-
ture.
Section 2 . Security for the Bonds . The Bonds
shall be secured by the pledge made by the Indenture and
shall be payable by the Issuer solely from and secured by a
pledge of the loan payments, revenues and receipts derived
from or in connection with the Project as set forth in the
Indenture. The Bonds are limited obligations of the Issuer,
payable solely as provided in the Indenture including from
moneys deposited in the Bond Fund and the Project Fund
(subject to disbursements therefrom in accordance with the
Indenture) established under the Indenture. The Bonds and
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the interest thereon shall never constitute a debt or general
obligation or a pledge of the faith, the credit or the
taxing power of the Issuer within the meaning of any consti-
tutional or statutory provision of the State of Illinois .
The Issuer shall not be liable on the Bonds, nor shall the
Bonds be payable out of any funds of the Issuer other than
those pledged therefor.
Section 3 . The Indenture. The execution and deliv-
ery of the Indenture substantially in the form submitted to
this Council is hereby authorized. The Mayor of the Issuer
is hereby authorized to execute the Indenture in substantially
the form submitted to this Council and the Clerk of the
Issuer is hereby authorized to affix the seal of the Issuer
on the Indenture and attest the same. The execution of the
Indenture by said Mayor shall be conclusive evidence of such
approval .
Section 4. The Loan Agreement. The execution and
delivery of a Mortgage and Loan Agreement (the "Loan Agree-
ment" ) dated as of November 15, 1982 between the Issuer as
lender and mortgagee, and the Breslichs , as borrowers and
submitted to this Council, is hereby authorized. The Mayor
of the Issuer is hereby authorized to execute the Loan
Agreement in substantially the form submitted to this Council
and the Clerk of the Issuer is hereby authorized to affix
the seal of the Issuer on the Loan Agreement and attest the
same. The execution of the Loan Agreement by said Mayor
shall be conclusive evidence of such approval .
Section 5 . Bond Purchase Agreement. The execution
and delivery of a Bond Purchase Agreement (the "Bond Purchase
Agreement" ) to be dated the date of closing between the
Issuer, the Breslichs, American National Bank and Trust
Company of Chicago, and Merrill Lynch, Pierce, Fenner &
Smith Incorporated, as purchaser (the "Purchaser" ) , substan-
tially in the form submitted to this Council is hereby
authorized. The Mayor and the Clerk are hereby authorized
to execute, acknowledge and deliver the Bond Purchase Agree-
ment with such changes, insertions and omissions as may be
approved by the Mayor and the Clerk of the Issuer. The exe-
cution of the Bond Purchase Agreement by the Mayor and the
Clerk shall be conclusive evidence of such approval .
Section 6 . Sale of the Bonds . The Bonds are hereby
authorized to be sold to the Purchaser at the purchase
price, and on the terms and conditions set forth in the Bond
Purchase Agreement.
Section 7 . Execution of Bonds . The Bonds shall
be executed in the manner provided in the Indenture and the
same shall be delivered to the Trustee for proper authenti-
cation and delivery to the Purchaser, upon instructions to
that effect.
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Section 8 . Trustee. Union National Bank and Trust
Company of Elgin is hereby designated Trustee for the Bonds
under the Indenture.
Section 9 . Obligations of the Issuer. All cove-
nants, stipulations, limited obligations and agreements of
the Issuer in this Ordinance, the Indenture, the Loan Agree-
ment and the Bond Purchase Agreement shall be binding upon
the Issuer and its successors from time to time and upon any
board or body to which any powers or duties affecting such
covenants, stipulations, obligations and agreements shall be
transferred by or in accordance with law. Except as other-
wise provided in this Ordinance, all rights, powers and
privileges conferred and duties and liabilities imposed upon
the Issuer or the members thereof by the provisions of this
Ordinance, the Indenture, the Loan Agreement or the Bond
Purchase Agreement shall be exercised or performed by the
Issuer or by such members , officers, board or body as may be
required by law to exercise such powers and to perform such
duties .
No covenant, stipulation, obligation or agreement
herein contained or contained in the Indenture, the Loan
Agreement or the Bond Purchase Agreement shall be deemed to
be a covenant, stipulation, obligation or agreement of any
member, officer, agent or employee of the Issuer in his or
her individual capacity. Neither the members of the Issuer
nor any officer executing the Bond shall be liable personally
on the Bonds or be subject to any personal liability or ac-
countability by reason of the issuance thereof.
Section 10 . Election. The Issuer hereby is
authorized to, and does, elect to have the provisions of
Section 103 (b) (6 ) (D) of the Internal Revenue Code of 1954,
as amended, apply to the Bonds and the Mayor, Treasurer, or
Clerk of the Issuer is hereby authorized and directed to
file such election with the Internal Revenue Service for and
on behalf of the Issuer.
Section 11 . Loan of Proceeds of the Bond. The
Issuer is hereby authorized to finance the costs of the
Project by loaning the net proceeds of the Bonds to the
Breslichs pursuant to the Loan Agreement and the Indenture.
The Breslichs are authorized to proceed with the acquisition,
construction and installation of the Project as set forth in
the Loan Agreement.
Section 12 . Authorized or,Representatives . The Ma
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Clerk and Treasurer of the Issuer are hereby designated the
authorized representatives of the Issuer, and each of them
is hereby authorized and directed to execute and deliver any
and all papers, instruments, opinions, certificates, affidavits
and other documents and to do and cause to be done any and
all acts and things necessary or proper for carrying out
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this Ordinance, the Indenture, the Loan Agreement, the Bond
Purchase Agreement, and the issuance of the Bond.
Section 13 . Severability Clause. The provisions
of this Ordinance are hereby declared to be severable and if
any section, phrase or provision shall for any reason be
held unconstitutional by any court of competent jurisdiction,
the decision of such court shall not affect or impair any of
the remaining provisions .
Section 14. Ordinances and Resolutions in
Conflict Repealed. All ordinances and resolutions and parts
thereof in conflict herewith are hereby repealed to the
extent of such conflict.
Section 15 . Effective Date. This Ordinance shall
be in full force, and effect from and after its passage and
approval as provided by law.
s/ Richard L . Verbic
Mayor
Presented: December 8, 1982
Passed: December 8, 1982
Vote: Yeas 6 Nays 0
Recorded:
Published:
Attest:
s/ Marie Yearman
City Clerk
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